Balcombe Financial

Balcombe Financial A mortgage broking advisory business providing tailored financing solutions for residential and commercial properties. Welcome to Balcombe. We work for you.

Balcombe is led and managed by Michael Flinos, an ex-banker who has over 18 years' experience in credit risk management, loan origination, relationship management and property finance. Our core focus is set on delivering considered, value-adding solutions, tailored to our clients' individual needs.

Commercial SMSF Purchase 🏭Excited to be arranging the finance for a warehouse/showroom purchase in Mentone, Victoria — 8...
04/06/2026

Commercial SMSF Purchase 🏭

Excited to be arranging the finance for a warehouse/showroom purchase in Mentone, Victoria — 800+ sqm on a 1,150 sqm block with 14 car spaces.

Loan Amount: $1,800,000
LVR: 80%
Term: 30 Years (5 Years Interest Only)

If you’re buying property through your SMSF — residential or commercial, give Michael a call on 0429 179 060.

Commercial SMSF Purchase 🏭Excited to be arranging the finance for a warehouse/showroom purchase in Mentone, Victoria — 8...
04/06/2026

Commercial SMSF Purchase 🏭

Excited to be arranging the finance for a warehouse/showroom purchase in Mentone, Victoria — 800+ sqm on a 1,150 sqm block with 14 car spaces.

Loan Amount: $1,800,000
LVR: 80%
Term: 30 Years (5 Years Interest Only)

Buying property through your SMSF — residential or commercial? Give Michael a call on 0429 179 060.

A massive thank you to the team  for assisting my family with the sale of our home! In a very tricky market, they helped...
27/05/2026

A massive thank you to the team for assisting my family with the sale of our home! In a very tricky market, they helped guide us, educate us and above all, showed us respect and honesty. Such a great team of people and agents! .marshallwhite .marshallwhite

Congratulations to our clients on selling their house today! Onwards and upwards!
23/05/2026

Congratulations to our clients on selling their house today! Onwards and upwards!

Great day out visiting one of our development sites in Mount Waverley! Construction is progressing nicely on this six-to...
15/05/2026

Great day out visiting one of our development sites in Mount Waverley! Construction is progressing nicely on this six-townhouse development — a project we were proud to get across the line with a $4,935,000 facility, no presales required. 🏗️

A big thank you to our amazing First Home Buyer client for the fantastic review!  We truly appreciate your trust and sup...
13/05/2026

A big thank you to our amazing First Home Buyer client for the fantastic review! We truly appreciate your trust and support throughout the process.

As always, it’s great to play a small part in someone’s property journey!

Another great result for one of our existing clients ✅  We’ve just secured a new pre-approval of $850,000, giving them t...
11/05/2026

Another great result for one of our existing clients âś…

We’ve just secured a new pre-approval of $850,000, giving them the confidence and flexibility to act quickly when the right opportunity presents itself. 🏡

With property prices easing in some parts of the market and buyer competition not as intense as previous years, there can be genuine opportunities for buyers who are prepared and finance-ready. Having a pre-approval in place means you can move with confidence and negotiate from a stronger position when the right property hits the market.

Whether you’re a first home buyer, upgrading, investing, or looking to refinance, the right lending strategy can make a significant difference.

At Balcombe Financial, we work closely with our clients to structure finance solutions that align with their long-term goals — across residential, commercial, and construction lending.

📩 If you’re thinking about buying or want to understand your borrowing capacity in the current market, get in touch with us today.

Congratulations to our clients on upsizing from Oakleigh to Mount Waverley — thrilled to be arranging the finance for th...
26/04/2026

Congratulations to our clients on upsizing from Oakleigh to Mount Waverley — thrilled to be arranging the finance for this one!

Looking to buy your next home? We’d love to help. 👇

Currently arranging finance for a self-employed client in Perth — leveraging an unencumbered property valued at $1.5M to...
07/04/2026

Currently arranging finance for a self-employed client in Perth — leveraging an unencumbered property valued at $1.5M to structure a $750K low-doc investment loan.

Traditional banks don’t always have a box for self-employed borrowers. We do.

If you’re sitting on equity and need finance tailored to your income structure, get in touch.

📲 Link in bio or DM to book a call.

investmentproperty BalcomeFinancial

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26/03/2026

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Address

P. O. Box 9042 Brighton
Melbourne, VIC
3186

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