Monument Financial Group

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🏡 Mortgage Broker | Melbourne
🔑 Guiding Aussies through every step of their home ownership journey, from first home to refinance and beyond.
💰

🏡 CAN I GET A HOME LOAN IF I'VE JUST STARTED A NEW JOB?The short answer is: Yes, you may be able to.Many people assume t...
22/06/2026

🏡 CAN I GET A HOME LOAN IF I'VE JUST STARTED A NEW JOB?

The short answer is: Yes, you may be able to.

Many people assume they need to complete their probation period before applying for a home loan, but that's not always the case.

Some lenders will consider your application if:
✔️ You've recently started a new role
✔️ You're staying within the same industry
✔️ You have a strong employment history
✔️ You can provide an employment contract and payslips

Every lender has different policies, which is why speaking with a mortgage broker before applying can save you time and frustration.

Thinking about buying a home after changing jobs? Let's discuss your options.

📞 Nathan Brama | Monument Financial Group

21/06/2026

📢 DON'T FORGET TO FOLLOW MONUMENT FINANCIAL GROUP 📢

Want to stay informed about what's happening in the property and finance market?

Follow Monument Financial Group across all our social media channels for:

🏡 Property market updates
📈 Interest rate and lending news
💰 Government grants and policy changes
🔑 First home buyer tips and strategies
📊 Finance insights to help you make informed decisions
✅ Updates that could impact your borrowing power and future plans

The lending landscape is constantly changing, and staying informed can help you make better financial decisions when the time is right.

Follow us today and stay one step ahead of the market.

🌐 Website: www.monumentfinancialgroup.com.au

🏡 Looking to Refinance Your Home Loan in Melbourne?With interest rates, lender policies, and cashback offers constantly ...
17/06/2026

🏡 Looking to Refinance Your Home Loan in Melbourne?

With interest rates, lender policies, and cashback offers constantly changing, many Melbourne homeowners are paying more on their mortgage than they need to.

At Monument Financial Group, we help clients review their current home loan and explore refinance options that could help them:

✅ Reduce monthly repayments
✅ Secure a more competitive interest rate
✅ Consolidate debts into one simple repayment
✅ Access equity for renovations, investments, or future goals
✅ Improve loan features and flexibility

But refinancing is only one part of what we do.

💰 Home Loans & Refinancing
Whether you're buying your first home, upgrading, investing, or looking for the best refinance loan in Melbourne, we help you compare lenders and structure a loan that suits your goals.

🏢 Commercial Finance
Funding solutions for commercial property purchases, business growth, cash flow management, and business acquisitions.

📈 SMSF Property Loans
Helping clients use their Self-Managed Super Fund to invest in property and build long-term wealth.

🚗 Vehicle & Asset Finance
Flexible finance solutions for cars, equipment, machinery, and business assets.

At Monument Financial Group, we believe finance should be about more than just getting approved. It's about creating a strategy that supports your financial future.

⭐ Trusted by Melbourne families, investors, and business owners.
⭐ Hundreds of satisfied clients.
⭐ Ongoing reviews and support throughout your financial journey.

Thinking about refinancing your home loan in Melbourne?

📅 Book your complimentary finance review today:
https://tinyurl.com/MFG-LetsChat

Inside the Inner Sanctum of an AFL Club 🏉This morning we had the opportunity to attend a networking event hosted by the ...
12/06/2026

Inside the Inner Sanctum of an AFL Club 🏉

This morning we had the opportunity to attend a networking event hosted by the Executive Club at Essendon Football Club, gaining valuable insights into what it takes to lead and grow one of the AFL's biggest clubs.

From strategic planning and commercial partnerships through to member engagement, culture, and long-term sustainability, it was fascinating to hear about the work happening behind the scenes that drives success both on and off the field.

One of the key takeaways was that building a strong organisation, whether it's a football club or a business, requires a clear vision, strong leadership, and a commitment to continuous improvement.

Thank you to the team at Essendon for sharing their journey and providing a unique look into what will support the club's future growth and success.

🏡 HOW CAN I USE EQUITY TO PURCHASE MY NEXT HOME? 💰For many homeowners, the equity built up in their current property cou...
10/06/2026

🏡 HOW CAN I USE EQUITY TO PURCHASE MY NEXT HOME? 💰

For many homeowners, the equity built up in their current property could help fund the purchase of their next home or investment property.

But what exactly is equity?

Equity is the difference between your property’s value and the amount you still owe on your home loan.

Example:
If your property is worth $900,000 and your current loan balance is $500,000, you may have $400,000 in equity.

Depending on your situation, that equity may be used towards:
✔ Your next property deposit
✔ Stamp duty and purchasing costs
✔ Avoiding the need to use cash savings
✔ Building an investment property portfolio
✔ Upgrading to a larger family home

Many clients are surprised to learn they may not need to sell their current property before purchasing another one.

The key is understanding:
• Your available usable equity
• Your borrowing capacity
• Your repayment position
• The right loan structure moving forward

Using equity correctly can create opportunities, but structuring it incorrectly can become costly long term.

At Monument Financial Group, we help clients understand their equity position and structure lending strategies to support their next property purchase.

📞 Nathan Brama
📱 0493 812 750
📧 [email protected]

Book a chat here: https://tinyurl.com/MFG-LetsChat

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Melbourne, VIC

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