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Tom Thomas - Home Loan Specialist

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Tom Thomas - Home Loan Specialist

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Your Lending Partner

25/09/2026

🏦 Are you an HSBC home-loan customer? It may be time for a review.

With HSBC announcing the sale of its Australian home and personal loan portfolio to Blackstone, many Australian customers will be affected by changes to HSBC’s retail banking operations. (HSBC Australia⁠)

This could be a good opportunity to take a fresh look at your home loan — not necessarily to refinance, but simply to make sure your current loan is still right for you.

At PrimeLend, we can help you review:

✅ Your current interest rate
✅ Loan structure and repayments
✅ Fixed vs variable options
✅ Offset and redraw facilities
✅ Debt consolidation opportunities
✅ Available equity
✅ Your refinancing options across multiple lenders

No obligation. No pressure. Just a professional review of your lending position.

If you have an HSBC home loan, contact PrimeLend on 1800 662 667 for a complimentary loan review.

16/06/2026

The Reserve Bank has left the cash rate on hold in a move that will keep it at 4.35% until at least August.

It’s welcome relief for borrowers, with markets having expected Aussies would avoid a fourth consecutive rate hike despite rising inflation and uncertainty leading up to peace negotiations in the Middle East. Cost of living pressures from the associated market volatility will be mitigated by the rate hold for now, providing households with some much-needed breathing room.

This was the board’s fourth meeting for 2026 and its final cash rate decision for the 2025-26 financial year. The next decision on the cash rate is set for 11 August.

The RBA board’s statement to accompany its hold decision will be published shortly. Context around the board’s decision will be included along with the board’s latest views on how inflation, growth, and labour market conditions are faring and expected to settle if the Iran War ends imminently.

30/05/2026

🏡 Buy Your First Home Sooner with the Home Guarantee Scheme!

Dreaming of owning your first home but struggling to save a big deposit? The Australian Government’s Home Guarantee Scheme could help eligible buyers purchase a home with as little as 2% deposit — without paying Lenders Mortgage Insurance (LMI).

✅ Low deposit options
✅ Faster pathway to home ownership
✅ Support for eligible first home buyers
✅ Available for new and existing homes

Whether you’re ready to buy now or just exploring your options, Primelend is here to guide you through the process and help you understand your borrowing capacity.

📞 Contact Tom Thomas on 0431554206 from Primelend today and take the first step towards your dream home!

05/05/2026

The Reserve Bank of Australia (RBA) has raised the cash rate by 0.25% to 4.35% - the third hike of 2026.

With Australia's annual Consumer Price Index (CPI) climbing to 4.6% in the March quarter, its highest level since September 2023, the RBA has acted again as it continues to try and rein in inflation.

Address

347 High Street, Preston
Melbourne, VIC
3072

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 1pm

Telephone

+61431554206

Website

http://www.primelendaustralia.com.au/

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