Tom Thomas - Home Loan Specialist

16/06/2026

The Reserve Bank has left the cash rate on hold in a move that will keep it at 4.35% until at least August.

It’s welcome relief for borrowers, with markets having expected Aussies would avoid a fourth consecutive rate hike despite rising inflation and uncertainty leading up to peace negotiations in the Middle East. Cost of living pressures from the associated market volatility will be mitigated by the rate hold for now, providing households with some much-needed breathing room.

This was the board’s fourth meeting for 2026 and its final cash rate decision for the 2025-26 financial year. The next decision on the cash rate is set for 11 August.

The RBA board’s statement to accompany its hold decision will be published shortly. Context around the board’s decision will be included along with the board’s latest views on how inflation, growth, and labour market conditions are faring and expected to settle if the Iran War ends imminently.

30/05/2026

🏡 Buy Your First Home Sooner with the Home Guarantee Scheme!

Dreaming of owning your first home but struggling to save a big deposit? The Australian Government’s Home Guarantee Scheme could help eligible buyers purchase a home with as little as 2% deposit — without paying Lenders Mortgage Insurance (LMI).

✅ Low deposit options
✅ Faster pathway to home ownership
✅ Support for eligible first home buyers
✅ Available for new and existing homes

Whether you’re ready to buy now or just exploring your options, Primelend is here to guide you through the process and help you understand your borrowing capacity.

📞 Contact Tom Thomas on 0431554206 from Primelend today and take the first step towards your dream home!

05/05/2026

The Reserve Bank of Australia (RBA) has raised the cash rate by 0.25% to 4.35% - the third hike of 2026.

With Australia's annual Consumer Price Index (CPI) climbing to 4.6% in the March quarter, its highest level since September 2023, the RBA has acted again as it continues to try and rein in inflation.

31/12/2025

As we step into 2026, I would like to sincerely thank everyone for the continued trust, support, and encouragement throughout 2025.
Wishing you all a successful, prosperous, and fabulous New Year

04/11/2025

The Reserve Bank has left interest rates on hold at 3.6 per cent, as widely expected.

The decision to keep rates steady follows last week's surprise news that inflation jumped much higher in the September quarter than the RBA had been anticipating.

12/08/2025

🏦💡 Great News for Mortgage Holders!
The Reserve Bank of Australia has dropped the cash rate to 3.60% as of 12 August 2025 📉.
This could mean lower interest rates, reduced repayments, and more borrowing power for you.
If you’re thinking of refinancing, buying your first home, or investing, now’s the time to review your options.
📞Contact Tom on 0431554206 today to see how this rate cut can work for you! PrimeLend - Your Lending Partner

01/07/2025

A big thank you to the Alice Springs Malayalee Association for the opportunity to be an event sponsor for the Rimi Tomy Musical Night — what an incredible evening of music, joy, and community spirit!🎤🏡🎶
We had a fantastic time conducting our First Home Buyer & Property Investor Seminar at Alice Springs, proudly supported by the Alice Springs Malayalee Association. Thank you to everyone who attended and made the event a great success! Tom ThomasTijo Joseph - Home loan specialistTijo Joseph

01/07/2025

📣 Welcome to the Team – Johnson Mani! 🙌

We’re excited to welcome Johnson Mani to the PrimeLend family! Johnson joins us as a broker operating from our New South Wales office and brings with him a strong background in accounting and taxation — a fantastic value-add for our clients.

With his financial expertise and dedication to helping clients achieve their property goals, Johnson is a perfect fit for our growing team .

20/05/2025

0.25% cut by the Reserve Bank of Australia (RBA), bringing the cash rate down to 3.85%.

24/04/2025