Introjuce Capital Partners

Introjuce Capital Partners Providing excellence in finance, with solutions for home loans, business finance, working capital, e

Starting and running a business has got to be one of the most challenging and rewarding things you can do.When you're in...
29/10/2022

Starting and running a business has got to be one of the most challenging and rewarding things you can do.

When you're in the trenches, don't forget that every business starts small.

Along with the right product, placement and pricing, all successful businesses are underpinned by good financial management.

Get in touch if you need help setting your business up for success - no matter how far you're into it. 👉introjuce.com.au

Those online calculators are not exactly famous for being accurate. So how much can you really borrow? It used to be tha...
26/10/2022

Those online calculators are not exactly famous for being accurate. So how much can you really borrow?

It used to be that banks would let you borrow around ten times your annual income. These days it's closer to 6 or 7.â €
â €
(It depends on your existing debts, of course).â €
â €
Each lender has their own policies on how they judge different sources of income. Some won't factor in your overtime, for instance. Others won't include the earnings from your freelance work.

This can be the difference between being able to borrow enough for your dream home, or not.â €

Or the difference between getting approved for Loan A, versus getting knocked back from Loans A, B and C.

Don't go it alone - get in touch to talk about the best approach to your unique situation.👉introjuce.com.au

Brokers are now required by law to act in your best interests. To be fair, we’ve always done business this way: placing ...
23/10/2022

Brokers are now required by law to act in your best interests. To be fair, we’ve always done business this way: placing our client’s needs front and centre, and scouring the market for the most optimal deal.

And while there are plenty of good people in the banks, they're hamstrung with what they’re able to offer their customers. Instead of searching the entire market for a solution that meets their customer’s needs, they can only choose from a handful of products.

So, what are you waiting for? Get in touch to start the conversation.👉introjuce.com.au

Running a business is stressful enough without worrying about non-paying customers.Get in touch to find the perfect cash...
19/10/2022

Running a business is stressful enough without worrying about non-paying customers.

Get in touch to find the perfect cash flow solution for your business.👉introjuce.com.au

How your loans are structured is more important than any single feature – yes, even the interest rate.Any broker can sou...
15/10/2022

How your loans are structured is more important than any single feature – yes, even the interest rate.

Any broker can source the 'cheapest' loan, but it takes real expertise to structure your loan, or loans, in a way that supports your overarching strategy.

- Do you want to buy an investment property down the track?
- Are there businesses or family trusts to consider?
- Is it more important to maximise cash flow, or pay down the loan ASAP?

Get in touch if you'd like to understand what we can help you achieve.
👉introjuce.com.au

Buying an apartment can be more affordable than a house but is it harder to get a loan? From a lender’s perspective, it’...
12/10/2022

Buying an apartment can be more affordable than a house but is it harder to get a loan?

From a lender’s perspective, it’s all about mitigating risk. A lender doesn’t want to make a bad investment any more than you do.

Here's what they'll consider when deciding whether to approve your application to buy an apartment:
- Location - is there a glut of apartments in the area?
- Size - does it have enough living space?
- Title - will the title of the property make it hard to sell?
- Age - is it off-the-plan or established?

Get in touch to understand your options.👉introjuce.com.au

Blue sky thinking is brainstorming without limits – and it’s not just for corporate change specialists.When you set your...
09/10/2022

Blue sky thinking is brainstorming without limits – and it’s not just for corporate change specialists.

When you set your personal goals, try asking ‘what if?’

For help with your financial goals, we’re here to help you achieve those big dreams.👉introjuce.com.au

If investing in property is on the cards for you, you've probably heard of the term 'negative gearing'.Negative gearing ...
06/10/2022

If investing in property is on the cards for you, you've probably heard of the term 'negative gearing'.

Negative gearing is where the cost of owning your investment property exceeds the income you generate from it.

This then creates a taxable loss, which you can usually offset against your other income to reduce your tax obligations.

Want to understand your options when it comes to buying an investment property? Get in touch to discuss.👉introjuce.com.au

When we help you choose a home loan, we look at a lot of factors:- Price (fees, interest rate etc)- Timing (how long it ...
03/10/2022

When we help you choose a home loan, we look at a lot of factors:
- Price (fees, interest rate etc)
- Timing (how long it will take to be approved)
- Features and benefits (what will be most useful to you)

It's about making sure the loan suits your unique situation, and that it will help you achieve your goals.

Get in touch if you'd like to understand what we can help you achieve.👉introjuce.com.au

We've been helping a lot of people get more from their existing home loans.Interestingly, this doesn't always mean switc...
01/10/2022

We've been helping a lot of people get more from their existing home loans.

Interestingly, this doesn't always mean switching to another lender. Sometimes it's simply about advocating for you to get a better deal from your current bank.

Whether this means shaving years off your mortgage, reducing repayments, or paying less interest - it is never a bad thing to run a health check on your home loan.

Ask us how.👉introjuce.com.au

Have you transitioned to e-invoicing yet?The government is pushing for small businesses to make the move, however severa...
29/09/2022

Have you transitioned to e-invoicing yet?

The government is pushing for small businesses to make the move, however several of the accounting bodies are pushing back, given what business owners have had to deal with in the last 12-months.

Reach out if you want a hand making the switch.👉introjuce.com.au

Is it just us, or is everyone an expert on...everything these days?You won't see us doling out medical advice, but as fi...
25/09/2022

Is it just us, or is everyone an expert on...everything these days?

You won't see us doling out medical advice, but as finance experts, we'll proudly put our hand up for people seeking finance-related advice.

Now is an excellent time to review your loans - the banks are more competitive than ever and there are lots of opportunities to get a better deal.👉introjuce.com.au

Address

Suite 13, 72 Logistics Street
Melbourne, VIC
3042

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