23/08/2026
๐ง๐ต๐ฒ ๐ฝ๐ผ๐ถ๐ป๐ ๐ผ๐ณ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐ฎ๐ฑ๐๐ถ๐ฐ๐ฒ ๐ถ๐๐ปโ๐ ๐๐ถ๐บ๐ฝ๐น๐ ๐๐ผ ๐บ๐ฎ๐ธ๐ฒ ๐๐ผ๐ ๐๐ฒ๐ฎ๐น๐๐ต๐. ๐๐โ๐ ๐๐ผ ๐ต๐ฒ๐น๐ฝ ๐๐ผ๐ ๐น๐ถ๐๐ฒ ๐ฎ ๐ฟ๐ถ๐ฐ๐ต ๐น๐ถ๐ณ๐ฒ.
Grace and I were talking yesterday about what it means to be โrichโ.
The question that often comes up in financial planning is:
How much money is enough?
For me, a rich life isnโt necessarily about having the most money.
Itโs a life rich with substance, experiences, relationships and choice.
Money matters. There is a number โ the capital required to support the life you want.
But the number isnโt the destination.
Itโs what the number allows you to do that matters.
For some, being rich means accumulating as much wealth as possible. Thereโs nothing wrong with that.
For others, it means living where they love, travelling, spending time with family and having the freedom to choose.
Neither definition is right or wrong.
But you need to know yours.
Otherwise, itโs easy to spend a lifetime accumulating money without deciding what you wanted it for.
Thatโs how I increasingly think about financial advice.
Yes, we talk about investments, superannuation, cashflow, tax, insurance and capital.
But ultimately, Iโm helping clients build optionality:
The financial capacity to make choices.
To do what they want, when they want, with the people they want.
So perhaps the better question isnโt:
โHow much money is enough?โ
Itโs:
โEnough for what?โ
Because the answer tells us what a rich life really looks like.