Mrs. Mortgage Australia

30/03/2022

5 Tips for Investors in 2022

As government stimulus is reined back, central banks prepare to raise interest rates and inflation threatens to slowdown global economic growth, many investors are left wondering how they can best position their portfolios to navigate the uncertainty.

30/03/2022

Trends shaping the property market in 2022

17/02/2022

Pssst! Want to be a millionaire? -

Pssst! Want to be a millionaire? It may seem an impossible dream, but depending on your circumstances joining the ranks of the millionaires may be easier than you think. There are three key components to a successful savings strategy. The first is some surplus cash; an amount of money you can regula...

07/02/2022

Credit Reports -

Although a fair number of consumers confuse the two, each has different information that is used for different purposes.  A Credit File (Credit Report). A credit file or credit rating is a file on an individual’s credit history and is collated by the major credit reporting agencies on every credi...

17/01/2022

Construction - Fixed Price vs Cost-Plus -

A fixed price contract is essentially a fixed lump sum that cannot be changed – it means that your payment amount does not depend on resources used or time expended. A fixed price contract will give you exact costing of the total building before the works begin.   In contrast, a cost-plus contrac...

10/01/2022

Why it just got harder to get a home loan 10th Jan 2022 -

Anyone applying for a home loan these days will find that there are more hurdles to jump than has recently been the case. So why is it harder to get a home loan? And what can you do to improve your chances of getting a loan? The Royal Commission The Royal Commission into Misconduct in the Banking, S...

31/12/2021

Happy New Year 2022 -

20/12/2021

What happens when interest rates increase? -

It’s hard to imagine taking out a home loan with an interest rate of 17% per annum or higher, yet that was the reality for homebuyers in the late 1980s and early 1990s.

19/12/2021

Merry Christmas

15/12/2021

Buying a house is probably the biggest financial commitment we make in our lives, so it's not a decision to be taken lightly.   Most people need to borrow money to buy a house. Although this is obviously important, there is more to buying a house than just money. There are personal and lifestyle go...

06/12/2021

Why ‘low-interest’ is causing high interest in property -

Is it the right time to leap into the property investment market?  With low interest rates and rising house prices, many investors are jumping on the property band wagon.  Buying an investment property is a well-worn road to riches for many Australians. Despite a few ups and downs residential hous...

01/12/2021

Managing stress when buying a property

Searching for a new home can be an exhausting and stressful experience - especially in a boom market where competition is intense and prices are constantly on the rise. Aspiring homeowners can be left deeply demoralised after attending property inspections and auctions week after week, only to repea...