First Option Bank

03/09/2026

Sylvia and Clive have been part of the First Option Bank family for years, so when their grandson Matthew came to visit, of course they brought him in to say hello.

Sylvia spent her career at PhoneTAB in Granville, and stories like hers are exactly why we do what we do. Three generations, one local bank that's watched their family grow.

That's what banking with a mutual feels like.

03/09/2026

When other banks said no, First Option Bank said yes, and made it simple.

Thank you Gary for the kind words about Irene and the team. Competitive rates matter, but it's care, compassion and genuinely looking after our members that we're most proud of.

Ready for your next property move? We'd love to help.

01/09/2026

Spend smarter. Save more. Your way.

The Smart Start Access Saver is a high-interest transactional account for kids, teens, and young adults up to age 25.

Learn more at https://firstoptionbank.com.au/kids-banking/

✔️ Great savings rate
✔️ No membership fees
✔️ Visa Debit Card access
✔️ App banking on the go
✔️ Fast payments with PayID

Interest rates shown are p.a. and vary by balance tier. Rates are variable and subject to change. See full T&Cs at www.firstoption.com.au.

31/08/2026

Missed a payday by a few days? The Bills Account helps keep your direct debits covered and avoids the flow-on of declined transactions and dishonour fees. Overdraft is available.

- Direct debits and bills may be covered, even on a tight month

- Provides a buffer that may help avoid declined transactions and dishonour fees between paydays.

- Pay interest on the amount you actually use.

Overdraft is a credit product, so eligibility, fees, and terms apply.

https://firstoptionbank.com.au/bills-account/

26/08/2026

Nobody loves doing their tax. But if your return is pretty straightforward, our Express Tax Return Service could be just what you need.

It's $198, it's all done for you, and you'll have it back in about two weeks. That means your refund lands sooner, and you've got one less thing hanging over your head.

Our friendly tax team is here to help you get as much back in your pocket as possible, without the headache of online submissions and that nagging feeling you might have done something wrong.

To learn more, visit https://apsbenefitsgroup.com.au/tax-and-accounting/tax-returns/

26/08/2026

26/08/2026

Our very first Bulldogs in Business breakfast, and what a turnout to kick things off! 🐾

Fantastic to see the room buzzing with connections, ideas and relationships being built from day one. Huge thanks to our panel, Ahmad Youssef, Rhonda Adams, Steven Gomesis and Dianne Lobasso, for sharing their insights, and to Rhonda and Louisa for attending.

This is exactly what it is about: bringing our business community together to network, learn and grow, over great food and even better conversation.

If you were there today and made a connection worth following up, don't wait, reach out or ask us if you need to be connected to anyone. If you weren't there and want to be better connected, get in touch to find out how.

26/08/2026

For 61 years, we've been proudly member-owned, putting people before profits and supporting the communities we serve.

From our beginnings as a credit union to the bank we are today, our purpose remains the same: helping our members achieve more.

Thank you for being part of our story. A Bank That Truly Belongs to You.

26/08/2026

Ever wonder where your bank's profits actually go? At First Option Bank, they come back to you.

As a member-owned mutual bank, we don't answer to shareholders, we answer to our members. That means great rates, lower fees, and a bank that's genuinely working for you, not investors.

Curious what banking with a mutual really means? Give us a call or check us out online, link in bio.

25/08/2026

A credit card that works harder in two ways. Enjoy a low 10.49% p.a. on purchases, and know that every dollar you spend puts 0.25% toward vital conservation work through our Environmental Rewards.

Find out more today:
https://firstoptionbank.com.au/credit-card/

Enjoy a low rate of 10.49% p.a. and up to 45 days interest free on purchases anywhere in the world the Visa logo is displayed.