Influence Finance Group

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Influence Finance Group

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I help people borrow smart, budget better, and build long-term wealth through tailored investment lending strategies.

Clear advice, no jargon, just smart and simple money moves that fit your goals and lifestyle.

16/06/2026

My latest Google review. If you know of anyone who needs assistance with their finances, personal, business or commercial, please send them my way.

Belinda B & Mitchell P

I cannot recommend Paul Bridges highly enough. He was absolutely fantastic throughout the entire process of purchasing my home.

From day one, he was professional, knowledgeable, responsive, and genuinely committed to helping me achieve the best possible outcome. He took the time to explain everything clearly, answered every question I had, and made what could have been a very stressful process feel much more manageable.

Paul’s communication was exceptional, and I always felt supported and informed every step of the way. He went above and beyond to ensure everything progressed smoothly and worked tirelessly to secure the right loan for my circumstances.

After many months of searching for the right property, I’m thrilled to have finally purchased my home, and I’m incredibly grateful for all of Paul’s guidance, patience, and hard work. His expertise and dedication were invaluable, and I would not hesitate to recommend him to anyone looking for a mortgage broker.

Thank you, Paul, for making this journey such a positive experience.

26/11/2025

Rate rises no longer a distant scenario after inflation blowout

04/07/2025

My latest Google Review.

I have known Paul for a number of years now and he has assisted be with various services from re-financing loans to new home loans for house purchases. All my experiences with him have been positive. His ability to respond in a timely manner to lender issues, providing financial advice and constantly keeping me in the loop during all steps is very comforting. I would highly recommend him to others who require similar services. Thanks Paul for all your help over the years.

Thanks Kapilan

16/06/2025

When your first business building meeting of the week involves a pooch like this, you know it’s going to be a good one!! Meet Bear.

Spreading the Influence.

21/05/2025

ATO Changes

Thousands of Australian small and medium-sized businesses face higher ATO debt costs in just weeks, as a key tax deduction disappears on 1 July.

From the start of the new financial year, interest paid on ATO debts will no longer be tax-deductible, removing a longstanding financial relief for businesses managing overdue tax bills. This change comes into effect just as businesses and individuals begin lodging their tax returns — adding pressure at a time when many are already stretched.

Until now, the tax-deductibility of ATO interest charges has effectively reduced the real cost of interest by around 25% for most businesses. With that benefit removed, many businesses could see a meaningful increase in the cost of carrying ATO debt — an impact many haven’t yet factored into their cash flow or budgeting plans.

For example, a business with $50,000 in tax debt could soon be paying over $15 per day in non-deductible interest — a cost that adds up quickly and eats into already-tight margins.

ATO Debt Levels Rising

This shift comes as total ATO small business debt has ballooned to over $35.2 billion, underscoring the scale of the challenge. For many business owners, this legislative change makes the approaching EOFY deadline far more urgent — and missing it could mean thousands in extra interest charges in the coming year.

Three Actions Businesses Should Take Before 30 June.

To avoid a financial hit, small businesses should act now. Here are three key steps to take before the end of the financial year:

Review Your ATO Debt Position
Understand exactly how much you owe and what portion of that may start attracting non-deductible interest from 1 July.

Seek Tax or Financial Advice
Speak with your accountant or financial adviser to assess your options — including refinancing, payment plans, or accelerating repayments before EOFY.

Improve Cash Flow Management
Tighten invoicing and payment cycles, reduce unnecessary expenses, and explore government support programs to strengthen your cash reserves.

Final Word
With higher ATO debt costs just around the corner, proactive planning now could save businesses thousands in the coming year. Don’t let 1 July arrive without a clear strategy in place.

21/03/2025

My Latest Google Review

Selvana Awad
11 reviews • 0 photos

I cannot speak highly enough of Paul as a broker and human. His service has been beyond excellent. Paul has consistently gone above and beyond to come up with solutions and options for me. He is a creative problem solver and as someone who appreciates information, he has done an excellent job providing me with the information and analysis I need to make informed decisions. Paul is an extremely knowledgeable expert in his field, and an all round wonderful human who has made me feel very supported through this journey. Thank you for the excellent service, Paul. Would gladly recommend to friends and family.

20/01/2025

The value of mortgage and finance brokers:

Mortgage and finance brokers provider Australian homebuyers and business owners with access to a wide range of lenders, which brings greater competition to the market and ensures choice and convenience in selecting a home loan or business financing.

The broker snapshot:

- Mortgage brokers write more than seven out of ten home loans. Mortgage brokers wrote 73.7% of all home loans in the June 2024 quarter.
- Mortgage brokers wrote over $350 billion in home loans in the year to March 2023.

Providing choice and competition to home borrowers:

- Brokers are critical to competition, providing access and choice to home borrowers of more than 100 lenders nationwide.

Providing access to credit amidst bank branch closures:

- Bank branch closures can be difficult for many communities, however mortgage and finance brokers in, particularly in regional communities are stepping up to help fill the gap.

- Broker market share has risen.....

Complaints related to mortgage brokers are extremely low:

- Just 0.3% of calls to the National Debt Helpline relate to mortgage brokers.

- Less than 0.5% of all banking and finance complaints reported to the Australian Financial Complaints Authority relate to mortgage brokers.

Address

Melbourne, VIC

Telephone

+61448005520

Website

https://www.influencefinancegroup.com.au/

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