My Local Broker

My Local Broker My Local Broker is here to get you the most suitable home or investment loan. Talk to your local home loan expert today. We’re here for you.

We know the trends in your area and take the time to understand your property goals. Our expert mortgage brokers are here to find you the perfect home loan!

Three of Australia's four major banks say rate hikes are likely.Recent monthly inflation data suggest that the upcoming ...
02/09/2026

Three of Australia's four major banks say rate hikes are likely.
Recent monthly inflation data suggest that the upcoming quarterly inflation figures could also remain elevated, increasing pressure on the RBA to tighten policy, particularly as inflation is running above the central bank’s forecasts. The RBA has already raised the official cash rate three times in 2026, bringing it to its current level of 4.35%.

Get ahead of a possible rate rise. Speak with a Local broker this week.
📲1300 234 863
🌐 mylocalbroker.com.au

Whether you're actively house hunting or just weighing up your options, our team is here to help. We'll walk you through...
31/08/2026

Whether you're actively house hunting or just weighing up your options, our team is here to help. We'll walk you through the right timing, set your pre-approval up the smart way, and make sure nothing catches you off guard down the track.

📲 Reach out today, and let's see how close you really are to owning your first home.
📲1300 234 863
🌐 mylocalbroker.com.au

Did You Know?Thinking an interest-only loan will lower your repayments? Here's the catch most people miss:Interest-only ...
28/08/2026

Did You Know?
Thinking an interest-only loan will lower your repayments?

Here's the catch most people miss:
Interest-only loans can actually SHRINK your borrowing capacity.
Here's why: lenders usually calculate your borrowing power by deducting the interest-only period from your total loan term. So a 30-year loan with 5 years interest-only may get assessed as if it were a 25-year loan.
That shorter effective term pushes up the theoretical repayments the bank uses in its calculations, which means you may qualify to borrow less than you expected.
Interest-only loans do have their place, especially for investors wanting short-term cash flow flexibility. But they're not a one-size-fits-all solution, and they're worth thinking through carefully before you commit.

Speak to a Local broker for more information.
📲1300 234 863
🌐 mylocalbroker.com.au

Before you dive into financing, outline your objectives.📊 Clear goals not only guide your business but also help lenders...
26/08/2026

Before you dive into financing, outline your objectives.
📊 Clear goals not only guide your business but also help lenders understand your vision.

Show them why your business is worth the investment.

Contact us for more information:
📲1300 234 863
🌐 mylocalbroker.com.au

Curious if now's your moment? Between rising costs, shifting interest rates, and endless market chatter, it's easy to fe...
24/08/2026

Curious if now's your moment? Between rising costs, shifting interest rates, and endless market chatter, it's easy to feel torn between playing it safe and taking the leap.

That's why we focus on what matters to you, not the headlines, to help you find clarity.
📲1300 234 863
🌐 mylocalbroker.com.au

When buying a home, these two terms often get mixed up, but they mean very different things. Here's a simple breakdown:✅...
21/08/2026

When buying a home, these two terms often get mixed up, but they mean very different things. Here's a simple breakdown:
✅ Pre-Approval:
This gives you an estimate of how much a lender may let you borrow, based on your financial situation. It's a useful tool that lets you house-hunt with more confidence but keep in mind, it's not a final guarantee.
✅ Formal Approval:
This is the lender's official green light on your loan. It comes after they've fully reviewed your application and verified all the details, including the property's value.
This is the moment you can truly celebrate 🎉

Understanding the difference between the two can help you avoid unnecessary stress along the way.

Ready to get started? I'll be with you every step of the process.
📲1300 234 863
🌐 mylocalbroker.com.au


Your Local Broker Can Help Make It HappenBuying or refinancing a home can feel overwhelming, but it doesn't have to be. ...
19/08/2026

Your Local Broker Can Help Make It Happen
Buying or refinancing a home can feel overwhelming, but it doesn't have to be. Our network of Local brokers does all the legwork, at no cost to you!
✅ Personalised Guidance: We take the time to understand your goals and tailor a lending strategy that suits your situation.
✅ We Handle All the Hard Work: From lender comparison to paperwork and follow-ups, your broker manages the process end-to-end.
✅ Ongoing Support: We don't disappear after settlement. Our brokers perform annual reviews and help you plan for future goals.

Ready to get started? Reach out to a local broker today. 📲
📲1300 234 863
🌐 mylocalbroker.com.au

Starting 1 July 2027, negative gearing on residential property will apply only to new builds. If you purchase an establi...
17/08/2026

Starting 1 July 2027, negative gearing on residential property will apply only to new builds. If you purchase an established property after 12 May 2026, any losses can no longer be deducted against your salary income; instead, they'll need to be carried forward and offset against future income from that property.

📲1300 234 863
🌐 mylocalbroker.com.au

Life changes, and so can your financial needs 💼💰 If your situation has shifted, refinancing could be the key to better r...
14/08/2026

Life changes, and so can your financial needs 💼💰

If your situation has shifted, refinancing could be the key to better rates.
💵 Refinancing could save you money and stress.

Let’s find the best solution together.

📲1300 234 863
🌐 mylocalbroker.com.au

Nothing makes us happier than hearing from our wonderful clients.Thank you for choosing My Local Broker 🎉📲1300 234 863🌐 ...
12/08/2026

Nothing makes us happier than hearing from our wonderful clients.
Thank you for choosing My Local Broker 🎉

📲1300 234 863
🌐 mylocalbroker.com.au

Address

Level 1, Building 1, Church Street, Cremorne
Melbourne, VIC
3121

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(03) 9020 1850

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