My Local Broker

My Local Broker My Local Broker is here to get you the most suitable home or investment loan. Talk to your local home loan expert today. We’re here for you.

We know the trends in your area and take the time to understand your property goals. Our expert mortgage brokers are here to find you the perfect home loan!

Your borrowing capacity depends on several factors, including your income, living expenses, existing debts, savings, cre...
17/06/2026

Your borrowing capacity depends on several factors, including your income, living expenses, existing debts, savings, credit history, and the size of your deposit. Lenders will assess your overall financial position to determine how much you may be eligible to borrow.

By providing us with your financial information, we can compare multiple lenders and help assess your borrowing capacity to find a loan option that best suits your needs and goals.

📲 1300 234 863
🌐 mylocalbroker.com.au

In most cases, lenders require a deposit between 5% and 20% of the property’s purchase price. A larger deposit can help ...
14/06/2026

In most cases, lenders require a deposit between 5% and 20% of the property’s purchase price. A larger deposit can help reduce your loan amount and may help you avoid paying Lenders Mortgage Insurance (LMI).

Our brokers can also guide you through available government schemes, first-home owner grants, and stamp duty costs to help make your home-buying journey more affordable and easier to understand.

📞 Speak with a local expert to explore your borrowing options and find out how much deposit you may need.

📲 1300 234 863
🌐 mylocalbroker.com.au

Getting pre-approval is one of the smartest first steps in the home-buying process.Pre-approval gives you a clearer unde...
11/06/2026

Getting pre-approval is one of the smartest first steps in the home-buying process.

Pre-approval gives you a clearer understanding of your borrowing capacity, helping you set a realistic budget before you start house hunting.

📞 Ready to start your property journey? Contact us today to discuss your pre-approval options.
📲 1300 234 863
🌐 mylocalbroker.com.au

With over 10 years of experience supporting Australians, we provide tailored lending solutions designed around your goal...
10/06/2026

With over 10 years of experience supporting Australians, we provide tailored lending solutions designed around your goals. Our team combines industry knowledge, honest guidance, and local market insight to help make your finance journey simple and stress-free.

Contact us today to get support from us!
📲 1300 234 863
🌐 mylocalbroker.com.au

Are you confused between an investment loan and a home loan? 🤔While both are used to purchase property, they are designe...
08/06/2026

Are you confused between an investment loan and a home loan? 🤔

While both are used to purchase property, they are designed for different purposes and come with different lending requirements.

A home loan is typically for a property you plan to live in as your primary residence.
An investment loan, on the other hand, is used to purchase a property intended to generate rental income or long-term capital growth.

📞 Thinking about buying a home or investing in property? Get in touch with us today, and let’s find the right loan option for your goals.

📲 1300 234 863
🌐 mylocalbroker.com.au

Many borrowers use the equity built up in their existing home as a deposit for an investment property. Equity is the dif...
05/06/2026

Many borrowers use the equity built up in their existing home as a deposit for an investment property. Equity is the difference between the current value of the property and the remaining balance on the home loan.

Want to know how much equity you could use towards an investment property? Let’s discuss your borrowing options.

📲 1300 234 863
🌐 mylocalbroker.com.au

The time period after signing a property purchase contract during which the buyer may cancel the agreement without facin...
02/06/2026

The time period after signing a property purchase contract during which the buyer may cancel the agreement without facing legal penalties.

Reach out to us today!
📲 1300 234 863
🌐 mylocalbroker.com.au

Are investment loan interest rates higher? Generally, yes, due to higher perceived risk by lenders.Investment property l...
31/05/2026

Are investment loan interest rates higher? Generally, yes, due to higher perceived risk by lenders.
Investment property loans often come with higher interest rates compared to owner-occupied home loans because lenders see them as a higher risk. If financial difficulties arise, borrowers are statistically more likely to prioritise repayments on the home they live in first, rather than an investment property.

Contact us today, and let’s make it happen.
📲 1300 234 863
🌐 mylocalbroker.com.au

Fixed or variable, which loan option fits your current lifestyle? 💭If you prefer stability, fixed could be the way to go...
29/05/2026

Fixed or variable, which loan option fits your current lifestyle? 💭

If you prefer stability, fixed could be the way to go.
If you want flexibility and potential savings, a variable might suit you better.

Not sure whether fixed or variable is right for you?
Contact a Local broker today to assist.

📲 1300 234 863
🌐 mylocalbroker.com.au

Your borrowing power isn’t just about how much you earn 💰Lenders look at your income, debts, spending habits, credit sco...
27/05/2026

Your borrowing power isn’t just about how much you earn 💰

Lenders look at your income, debts, spending habits, credit score, savings, and even your credit card limits before deciding how much you can borrow.

The better your financial habits, the stronger your borrowing power.

If you want to know more about it, then contact us today!
📲 1300 234 863
🌐 mylocalbroker.com.au

Address

Level 1, Building 1, Church Street, Cremorne
Melbourne, VIC
3121

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(03) 9020 1850

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