Mortgage Choice - Sharon Lee & Max O'Sullivan

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Mortgage Choice - Sharon Lee & Max O'Sullivan

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mortgage Choice - Sharon Lee & Max O'Sullivan, Mortgage brokers, 163A Cumberland Road, Melbourne.

16/03/2026

📈 Could property prices break records in 2026? 📈⁣
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Home values could potentially hit new highs this year. ⁣
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REA Group is predicting home prices could rise 6-8% across our combined capitals in 2026. 📊⁣
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Meanwhile, a new report from KPMG predicts house prices across Australia could climb 7.7% this year and apartment values could rise 7.1%.⁣
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If you're looking to buy in the near to medium future, it could be worth considering bringing your home-buying plans forward to beat rising prices. 💰⁣
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Talk to us to find out your borrowing power. 💬⁣
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We could then also get the ball rolling on a home loan that matches your needs. 👇⁣
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To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

11/03/2026

🏠 First homebuyers are dominating the home loan market 🏠⁣
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The number of new first home buyer loans rose 6.8% in the final quarter of 2025, outpacing investors and upgraders - according to ABS data. 📊⁣
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It’s the biggest jump in first home buyer demand in two years. ⁣
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What’s driving first home buyers? 🤔⁣
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Increased support through the 5% Deposit Scheme and the new Help to Buy program, says the ABS. ⁣
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Talk to us about your plans to buy a first home and we'll help you assess your borrowing capacity. ⁣
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You could potentially be home loan ready right now. 👇⁣
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To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

09/03/2026

🏡 Could your siblings hold the key to home ownership? 🏡⁣
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Siblings can often be relied on to share a drink or a game of backyard cricket. 🏏⁣
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But now more Aussies are teaming up with their siblings to share the keys to a first home. 🔑⁣
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NAB reports a 33% increase in friends and family members buying property together. ⁣
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Pooling your resources can potentially help you crack the market sooner, or buy in an area you couldn’t afford solo. ⁣
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If you think you and your sibling could make a great property team, talk to us to find out if co-buying could work for you. 👇⁣
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To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

04/03/2026

🏡 Gen X takes top spot for property wealth 🏡⁣
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Baby Boomers no longer hold the top spot for housing wealth in Australia. ⁣
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Research by KPMG reveals Gen X (1965-1980) have average property wealth of $1.455 million per household. 📈⁣
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The Boomers? They now average $1.36 million. ⁣
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That’s because Boomers are dialling down their property holdings ahead of retirement. ⁣
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Turns out younger Aussies aren’t doing too badly in the property stakes, either. ⁣
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KPMG says 25-34-year olds have seen household wealth rise 63% over the last 5 years, thanks mainly to rising home ownership. 🏠⁣
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Keen to get started building your property portfolio? ⁣
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Talk to us about government schemes that provide support for first home buyers. 👇⁣
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To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

02/03/2026

🏡 5% Deposit Scheme fuels price surge in affordable homes 🏡⁣
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Is the newly expanded 5% Deposit Scheme pricing first home buyers out of the market? 🤔⁣
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Well, property price data analysts Cotality think so, pointing out that homes falling within the scheme’s price limits saw price growth of 3.6% in just the December quarter alone. ⁣
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Homes priced just above the price caps also rose 2.4% in the same period. ⁣
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The bottom line: lock in, as it looks like competition for affordable homes is heating up. 🔥⁣
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One option?⁣
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Start a conversation with us. For starters, we’ll help you calculate your borrowing power. ⁣
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Then, you may need to be open to being flexible on your choice of home and location - a first home doesn’t have to be a forever home, for instance. ⁣
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But it can help you get a foothold in the market before prices potentially go up further. 👇⁣
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To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

25/02/2026

📈 Investment home loans hit record high 📈⁣
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Property investors have a lot to smile about right now. 😄⁣
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Rising values, a tight rental market, and lower borrowing costs are making property more attractive. ⁣
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According to ABS figures, new investment home loans increased by 13.6% in the September quarter, with 57,624 loans written, the highest quarterly result since early 2022. 📊⁣
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Keen to get into property investing? Talk to us to find out if you're finance ready. 👇⁣

To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

23/02/2026

🏡 1-in-3 Gen Zs plan to buy their first home by 2030 🏡⁣
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The tech savvy generation is using smart strategies to buy a first home. ⁣
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More than one-in-three Gen Zs plan to buy a first home within 5 years, Westpac reports.⁣
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And around 80% are beating the housing shortage by staying flexible on where they buy, and the type of home they buy, Westpac also reports. 🤙⁣
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Meanwhile, more than half of Gen Z buyers are moving ahead with plans for a deposit of 10% or less. ⁣
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That’s just become more accessible thanks to the expanded 5% deposit scheme and the Help to Buy scheme for those who are eligible. ✅⁣
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Get in touch today to find out how you could bring your first home buying plans forward. ⁣
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If you’re thinking about buying your first home, we can explain the general finance options and schemes available, so you can decide what’s worth exploring.👇⁣
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To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

18/02/2026

🌊 A solid swell has been building in refinancing numbers 🌊⁣
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Home owners are wasting no time to see if they could save on interest with a different home loan. 🏡⁣
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There's been a 25% bump in home owners refinancing their mortgage over the past year, according to ABS statistics. ⁣
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If you’ve been on the same home loan for the past several years get in touch today for a home loan health check. 🩺⁣
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We'll help you work out how much you could potentially save by switching. 👇⁣
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To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

16/02/2026

🏖️ Thinking of buying a holiday home? Read this first 🏖️⁣
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Summer often sees us hanker for a holiday home. ☀️⁣
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But the ATO is changing the rules. ⚠️⁣
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From mid-2026, stricter rules may apply when it comes to claiming the costs of a holiday home on tax. 📑⁣
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Chartered Accountants ANZ has highlighted a few general considerations for owners who intend to rent out a holiday property:⁣
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📅 Make sure the property is genuinely available for rent, especially in peak seasons. ⁣
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📣 Advertise the place widely. ⁣
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💰 Set a fair market rent.⁣
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🚫 Avoid unnecessary restrictions that could limit demand⁣
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Even with the potential changes, many people still enjoy the lifestyle benefits of a holiday home, though outcomes will vary depending on individual circumstances.⁣
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Still keen? Get in touch and we'll help you find the right finance for your holiday home. 👇⁣

To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

11/02/2026

🏡 Could it be time to split your home loan? 🏡⁣
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Did you know that it could be possible to split your home loan between fixed and variable. 🤔⁣
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A split loan structure may help balance certainty and flexibility, but it won’t suit everyone.⁣
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The certainty of a fixed rate for half your home loan. ✅⁣
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Plus the flexibility of a variable rate for the other half (offset accounts, increased repayments, redraw, etc). 🔄⁣
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Get in touch to find out if you could benefit by splitting. We can explain the general pros and cons of split loans and how they work, so you can decide whether it’s worth exploring further.👇⁣
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To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

09/02/2026

🏠 Co-buying jumps 33% as siblings band together to buy 🏠⁣
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Siblings? They’re good for more than just a game of backyard cricket. 🏏⁣
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NAB reports a 33% jump in family and friends co-buying a home. 📈⁣
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For some buyers, pooling resources may help them enter the market sooner or consider a property they might not afford on their own, depending on their circumstances.⁣
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Does co-buying call for a re-think of your home loan? 🤔⁣
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If so, that’s where we come in. 👇⁣

To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

04/02/2026

🏡 Home owners hone in on debt reduction 🏡⁣
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Ahh, the simple things in life: what’s not to love about seeing your home loan balance shrink? 😄⁣
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That’s what 7 in 10 home owners are enjoying as they focus on paying down their mortgage rather than growing savings, according to Agile Market Intelligence.⁣
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Paying a bit extra off your loan each month can see you rewarded by saving on interest. ⁣
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Or, if cash is tight, consider paying more often or using an offset account.⁣
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Better still, have us help you check your loan rate against the current market. 🔍⁣
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You could be behind the eight ball from the start if you’re paying more than necessary. 👇⁣
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To find out more, DM us or contact Mortgage Choice Port Melbourne on:

☎️ – 0477 886 121
💻 – [email protected]

Address

163A Cumberland Road
Melbourne, VIC
3044

Website

http://MortgageChoice.com.au/mosullivan

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