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Pennant Loans

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Melbourne, VIC
Pennant Loans

We will guide, educate & support you through the loan process and beyond.

03/06/2026

🏘️ More Australians are looking to build wealth through property 🏘️⁣
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Two in five Aussies plan to buy an investment property in the next 12 months. 📊⁣
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That’s the finding of a recent Great Southern Bank survey. 🏦⁣
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It’s all part of a drive by Australian families to shore up their long term financial wellbeing. 💰⁣
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And property has plenty going for it: the potential for strong price growth, enticing rental yields, and possible tax savings. 🏡⁣
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Better still, home owners may be able to use their home equity in place of a cash deposit on a rental property. 💡⁣
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Talk to us about pathways to owning an investment property. It could get the ball rolling on your future wealth. 👇⁣
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To find out more, DM or contact Peter at Pennant Loans on:

☎️ – 0414 398 321
💻 – [email protected]

Or book in for an obligation free meeting https://calendly.com/peter-pennantloans

01/06/2026

❄️ Low cost ways to keep your place cosy this winter ❄️⁣
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Brace yourselves, Winter is coming! 🥶⁣
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Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. ⁣
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Seal gaps around windows and doors to keep out draughts. It can cut heating bills by 25%. ⁣
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Up to 40% of heating can be lost through windows. Simple solution, invest in curtains, blinds or even double glazing. 🪟⁣
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Add insulation to reduce heating costs by around 45%. 🧱⁣
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Or, think big and embrace solar power. ☀️⁣
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Need help to fund your winterproofing home renos? Talk us about your funding options. 👇⁣
To find out more, DM or contact Peter at Pennant Loans on:

☎️ – 0414 398 321
💻 – [email protected]

Or book in for an obligation free meeting https://calendly.com/peter-pennantloans

29/05/2026

🏡 How to know if you're ready to buy a home 🏡⁣
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Almost 1-in-3 potential first home buyers want to buy, but are unsure if they’re financially ready. ⁣
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Here are 3 signs that you’re potentially home-loan-ready:⁣
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1. You have a stable job with a steady income. ⁣
2. You have at least a 5% deposit (for the 5% Deposit Scheme)⁣
3. You're feeling ready to commit to a place of your own?⁣
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DM us we'll help you assess your borrowing power. 👇⁣
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To find out more, DM or contact Peter at Pennant Loans on:

☎️ – 0414 398 321
💻 – [email protected]

27/05/2026

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️⁣
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As property prices head north, saving a traditional 20% deposit can be a serious challenge. ⁣
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But, there may be a short cut for many first home buyers.⁣
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A Domain report reveals the 5% Deposit Scheme can help Sydney first home buyers get into the market up to 5 years and 7 months earlier. 🏡⁣
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For Brisbane and Adelaide first homebuyers, the scheme can cut over four years off the time taken to save a deposit. 📊⁣
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In every other capital, the 5% Deposit Scheme can see first homebuyers bring forward their plans by more than three years. ⏩⁣
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Call us to see if the 5% Deposit Scheme could help you get into the property market sooner. 👇⁣
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To find out more, DM or contact Peter at Pennant Loans on:

☎️ – 0414 398 321
💻 – [email protected]

Or book in for an obligation free meeting https://calendly.com/peter-pennantloans

25/05/2026

🤝 Broker versus bot? It’s no contest 🤝⁣
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The person-to-person support of a mortgage broker eclipses anything an AI bot can dish up. 🤖⁣
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That’s the finding of Great Southern Bank research. 📊⁣
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It confirms 7-in-10 Australians say guidance from mortgage brokers is more valuable than AI-generated advice. 📈⁣
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Financial decisions like buying a home are long term and complex. 🏡⁣
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That’s why we stay in touch to see how your home loan is shaping up. 📞⁣
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Try saying that about a bot. 😅⁣
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Talk to us for human advice on the home loan that works best for you. 👇⁣
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To find out more, DM or contact Peter at Pennant Loans on:

☎️ – 0414 398 321
💻 – [email protected]

Or book in for an obligation free meeting https://calendly.com/peter-pennantloans

22/05/2026

😬 Five first home buyer regrets to avoid 😬⁣
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Here are the top regrets that first home buyers have about their mortgage.*⁣
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1. Paying too much in loan fees.⁣
2. An uncompetitive interest rate. ⁣
3. No offset or redraw features.⁣
4. Not understanding the product.⁣
5. Not using a broker.⁣
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Skip the potential regrets and DM to us find a home loan that matches your needs.👇⁣
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To find out more, DM or contact Peter at Pennant Loans on:

☎️ – 0414 398 321
💻 – [email protected]

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* Money.com.au research

20/05/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Mortgage pre-approval can potentially be an advantageous move for home buyers. 🏡⁣
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But recent rate hikes could leave your pre-approval in need of an update. ⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can also be impacted by rising rates. ⏱️⁣
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Canstar says just one 0.25% rate cut can reduce a single home buyer’s borrowing power by $12,000. ⁣
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That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. ⚠️⁣
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The last thing you need is to discover you can’t finance the place you want to buy because of higher rates. ⁣
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Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. 👇⁣
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To find out more, DM or contact Peter at Pennant Loans on:

☎️ – 0414 398 321
💻 – [email protected]

Or book in for an obligation free meeting https://calendly.com/peter-pennantloans

18/05/2026

📈 Is buying an investment property earlier the key to building wealth? 📈⁣
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Regrets? One-in-three Aussie investors say they regret not investing earlier. 😬⁣
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And perhaps for good reason...⁣
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Finder research shows people who started investing in their 30s are 46% wealthier than those who waited until their 40s.⁣
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That’s because investment returns can compound over time. 🔄⁣
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Just look at property: 45% gains in the last five years alone! ⁣
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And while past performance is not an indication of future performance, historically speaking, the national property market has delivered consistent long-term growth.🏡⁣
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Of course, with all things investment related, please seek independent financial advice to consider all your options.⁣
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But if you do decide to invest in property, consider contacting us to explore your investment loan options. 👇⁣
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To find out more, DM or contact Peter at Pennant Loans on:

☎️ – 0414 398 321
💻 – [email protected]

Or book in for an obligation free meeting https://calendly.com/peter-pennantloans

15/05/2026

🏡 Rate hikes have reshaped home owner plans 🏡⁣
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Higher interest rates are seeing many families knuckle down to pay off their home loan sooner. ⁣
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72% of mortgage holders now say debt reduction is their #1 financial goal. ⁣
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If you’re keen to double down on your home loan, DM us. ⁣
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We can explain small steps that could potentially make a difference. 👇⁣
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To find out more, DM or contact Peter at Pennant Loans on:

☎️ – 0414 398 321
💻 – [email protected]

13/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣
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To find out more, DM or contact Peter at Pennant Loans on:

☎️ – 0414 398 321
💻 – [email protected]

Or book in for an obligation free meeting https://calendly.com/peter-pennantloans

Address

Suite 193, 13/15 Cochranes Road, Moorabbin
Melbourne, VIC
3189

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5pm
Saturday	9am - 1pm

Telephone

+61414398321

Website

https://pennantloans.com.au/

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