Mel Forester

Mel Forester Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mel Forester, Finance, Melbourne.

Through money mindset coaching, practical tools, and ongoing support, I help you move from stressed and stuck to confident and in control of your financial future | Founder of Money Maven https://linktr.ee/mel.forester

25/06/2026

My cat is 12 years old and already has:
🏡 A house
👨‍🍳 A personal chef
🚗 A personal driver
🧸 Unlimited toys and treats
🙋 One full time assistant for 12 years
💰 Two passive income streams

Meanwhile, the only thing on the to do list is deciding where to nap next. 😹
Jokes aside, it’s a funny reminder that the goal of financial planning is to create a life where your needs are covered and you have more freedom to enjoy what matters most.
Maybe we should all aim for the same level of comfort as a well-loved house cat. 😉

🐾 Follow for more financial advice and a few lessons inspired by my furry “wealth expert."

Sometimes one conversation can change your financial future.You don’t always need another budgeting app or a complicated...
23/06/2026

Sometimes one conversation can change your financial future.

You don’t always need another budgeting app or a complicated spreadsheet. Sometimes, what you need is the right guidance, fresh perspective, and someone who believes your goals are possible.

Hearing that a client left our session feeling inspired and immediately took action with their partner is exactly why I do this work. Financial confidence isn’t built overnight, but every informed decision brings you one step closer to the life you’re working toward.

If you’ve been putting off your financial goals because they feel overwhelming, this is your reminder that progress starts with a single conversation.

Ready to take the first step toward your own financial goals?

Comment “GOALS” and let’s start the conversation.

19/06/2026

Do you actually know where your money has gone in the last six months?

As a financial wellbeing coach, I’ve seen so many people wait until December to reflect on their finances. By then, they’re rushing to fix overspending, scrambling for holiday expenses, or wondering why they never reached the goals they set in January.

June is different.

It’s the perfect checkpoint to celebrate what’s working, identify what needs to change, and make intentional decisions before another six months pass. A simple review today can make a huge difference by the end of the year.

If you’ve been feeling like your money disappears faster than you earn it, or you’re unsure if you’re on track, this mid-year check-in could be exactly what you need.

🎥 Watch the video for my answer and discover why June might be the best time to reset your finances before the year ends.

A lot of people tell me they struggle to save money.But when we look closer, it's often not because they're overspending...
17/06/2026

A lot of people tell me they struggle to save money.

But when we look closer, it's often not because they're overspending.

It's because they don't have a plan for the expenses that are already part of life.
Financial wellbeing isn't about being perfect with money.
It's about understanding where your money needs to go before it arrives in your bank account.

When you start planning for future expenses, something interesting happens.
You stop feeling caught off guard.
You stop relying on credit cards for expected costs.
And you start feeling more confident because you know you've prepared for what's ahead.

The goal isn't to restrict yourself.
The goal is to create a financial life that feels calm, intentional, and aligned with what's important to you.

If you're tired of feeling like your money disappears every month and want a clearer plan for your finances, I'd love to help.

📅 Book a call with me and let's talk about your goals, challenges, and the next steps to improve your financial wellbeing.

11/06/2026

At first, I thought investing just meant putting money into something that would grow financially.

But over the years, I've realised that some of my greatest returns have come from investing in my own growth.

The books I've read.
The courses I've taken.
The mentors I've learned from.
The experiences that pushed me outside my comfort zone.
The skills I've developed along the way.

And perhaps most importantly, the time I've invested in learning about money and developing positive financial habits.

Understanding how money works.
Learning how to budget.
Creating systems that make saving easier.
Building confidence with investing.
Developing habits that support my goals rather than sabotage them.

Those lessons have had a ripple effect through every stage of my life.

Because financial success isn't just about how much money you earn.

It's about the habits, behaviours, and decisions you make consistently over time.

Unlike other investments, no one can take your knowledge, experience, or personal growth away from you.

When you invest in yourself, you're not just improving your earning potential.

You're building confidence.
Expanding your options.
Creating opportunities.
Developing financial resilience.
And becoming the kind of person who can navigate whatever life throws your way.

Don't get me wrong - investing money is important too.

But if you're deciding where to put your next dollar, don't overlook the investment that influences every other area of your life.

Because the best asset you'll ever have is you.

What's one investment you've made in yourself that has paid off the most?

For some people, it’s finally building an emergency fund.For others, it’s paying off debt, saving for travel, or simply ...
09/06/2026

For some people, it’s finally building an emergency fund.
For others, it’s paying off debt, saving for travel, or simply learning how to stay consistent with money.

But here’s what I’ve learned as a Financial Wellbeing Coach:

Most people don’t struggle because they don’t earn enough.
They struggle because their goals are unclear, so their money has no direction.

When your financial goal is clear, everything becomes easier:
You know what to say yes to.
You know what to say no to.
And you start making decisions that actually support your future self.

So I want to ask you again, honestly:

What is your biggest financial goal for the next 6 months?

Drop it in the comments or send me a message if you want help turning that goal into a simple plan you can actually follow.

A lot of people assume being “good with money” means cutting everything out.No dining out. No travel. No small joys. Jus...
05/06/2026

A lot of people assume being “good with money” means cutting everything out.
No dining out. No travel. No small joys. Just saving as much as possible.

But from a financial wellbeing perspective, that approach usually doesn’t create long-term stability. It creates pressure.

What I often see is this: when money decisions are driven by restriction, people eventually swing the other way. They overspend, feel guilty, then go back to being overly strict again. It becomes a cycle.

Financial confidence works differently.
It’s not about removing enjoyment. It’s about having structure behind your spending so your decisions are intentional, not emotional.

When you know your numbers, your priorities, and your plan, you don’t have to constantly say no. You just decide with clarity.

And that shift changes everything. Not just your bank account, but your relationship with money.

If you’ve been feeling stuck between “saving too much” and “spending too freely,” it might not be a discipline issue. It might be a clarity issue.

That’s exactly what I help people work through as a Financial Wellbeing Coach.

📩 If you want support in building a clearer, calmer relationship with your money, send me a message or book a call with me.

June 1 is here.A new month is a fresh opportunity to give your money a job before life gives it one for you.One reason m...
01/06/2026

June 1 is here.

A new month is a fresh opportunity to give your money a job before life gives it one for you.

One reason many people feel "bad with money" is because they treat every expense the same.
But not all expenses are emergencies.
A lot of financial stress actually comes from expected expenses that people didn't prepare for.

Then suddenly:
❌ Christmas is coming and it becomes stressful
❌ Vacation turns into debt
❌ Car repairs ruin the monthly budget
❌ Annual bills feel like emergencies

This is where Sinking Funds can help.

A sinking fund is money you slowly save ahead of time for things you already know will happen in the future.

Instead of panicking when the expense arrives, you're already prepared.
Your Emergency Fund, on the other hand, is for the things you DIDN'T see coming:
🚑 Medical emergencies
💼 Losing a job
🚗 Unexpected accidents
🌪️ Major emergencies

When you separate these two, your finances become more organized and less emotionally draining.

You stop constantly "starting over" every month because your money already has a purpose before the expense even happens.

As we begin June, take a few minutes to ask yourself:
What expenses do I already know are coming in the next 3 to 12 months?
That simple question can completely change how you manage your money.
Financial wellness is not just about earning more.

It's about preparing smarter. 💡

Want to learn simple money habits that actually work in real life?

Comment COMMUNITY below and I'll send you the link to join my free community.

29/05/2026

The uncomfortable truth about my content creation journey…

I’m actually not comfortable in front of the camera.

Especially coming from my generation where we were taught to stay private, not share too much online, and definitely not talk about personal things in public. So every time I press record, there’s still a part of me that feels awkward.

There were so many moments I almost didn’t post.
Because I was overthinking my voice, my face, how I speak, or what people might say.

And now… here I am doing my first podcast guesting this year.

Honestly, this is very new to me.

Sitting in front of microphones, sharing my story, life, and experiences in a deeper way felt uncomfortable at first. But I realised something…

Growth will always feel unfamiliar before it feels natural.

A lot of people think confidence comes first before you take action.
But for me, confidence came after showing up again and again even while feeling nervous.

That’s what I want people to remember:
You do not need to feel 100% ready before trying something new.

Sometimes the next version of you is waiting on the other side of the uncomfortable things you keep avoiding.

And maybe your voice, your story, or your experience is exactly what someone else needs to hear today.

Comment “Podcast” for the full video 🎙️

How do you feel when others succeed?Celebrating their wins without jealousy keeps you in the flow of abundance. Their su...
28/05/2026

How do you feel when others succeed?

Celebrating their wins without jealousy keeps you in the flow of abundance.

Their success doesn’t take away from yours.

How do you celebrate wins?

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