Mel Forester

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Through money mindset coaching, practical tools, and ongoing support, I help you move from stressed and stuck to confident and in control of your financial future | Founder of Money Maven https://linktr.ee/mel.forester

26/08/2026

CAN YOU GUESS WHAT I’VE BEEN WORKING ON?

I’ve been creating something new behind the scenes, and I’m so excited to share it with you over the next few weeks. 🤫✨

But I’m not giving everything away just yet…

Here’s your CLUE:
It’s something you might need when you want to feel more organised, more prepared, and a little more confident about what’s ahead.
It’s something you can keep, use, and come back to when you need a little guidance.

I’m making this a guessing game!
Can you work out what I’ve been creating?

Drop your guess in the comments below. 👇
I won’t confirm the answer just yet, but one person who guesses correctly will win FREE PASSES! 🎟️

So, what’s your guess?

Think carefully… I might have given you more of a clue than you realise. 😉
Keep an eye out over the next few weeks because the big reveal is coming soon!

24/08/2026

Superannuation is one part of your finances that is easy to put off thinking about, but it can have a big impact on your future financial wellbeing.

For women, the superannuation gap can grow for several reasons, including taking time away from work to care for family, working part-time, or earning less over the course of a career.

That’s why I encourage women to be proactive about their super early on.
Here are a few things worth checking:

💡 Know where your super is invested. Understand the investment options available and whether they align with your long-term goals.
💡 Check whether you have multiple super accounts. Consolidating accounts may help reduce the fees you are paying.
💡 Consider making extra contributions. Even small additional payments over time can make a difference.
💡 Know what support is available. Check whether you may be eligible for government co-contributions.

Financial wellbeing isn't just about managing the money you have today. It is also about making informed decisions that support the future you want.

The earlier you understand your super, the more opportunities you have to make it work for you.

When was the last time you checked your superannuation?

What if earning more isn't the thing that will give you more financial freedom? 💭We’re often told that the answer to mon...
21/08/2026

What if earning more isn't the thing that will give you more financial freedom? 💭

We’re often told that the answer to money stress is to earn more.

Get the promotion.
Ask for the pay rise.
Start a side hustle.
Build another income stream.

And yes, increasing your income can absolutely help.

But if you don’t have a clear understanding of where your money is going, more income can simply mean more spending.

The real game-changer?

Learning how to intentionally manage the money you already have.

That means knowing your numbers, giving your money a purpose, creating room for guilt-free spending and regularly checking in with your finances.

Because financial freedom isn't necessarily about having unlimited money.

It’s about having the clarity, confidence and choices to use your money in a way that supports the life you actually want.

I’ve shared 5 practical ways you can start building this skill in my latest blog:

“The #1 Money Skill That Will Give You More Financial Freedom Than Earning More”

👉 Read the full blog here: https://www.fwcoach.com.au/blog/the-1-money-skill-that-will-give-you-more-financial-freedom-than-earning-more/

What would change for you if you felt more confident managing the money you already have?

Sometimes, it looks like finally opening your bank account instead of avoiding it.It looks like asking questions instead...
20/08/2026

Sometimes, it looks like finally opening your bank account instead of avoiding it.
It looks like asking questions instead of pretending you understand.

It looks like spending money without feeling guilty because you know what you can afford and what matters to you.

It looks like having goals that actually mean something to you, rather than simply trying to “save more.”

And sometimes, it looks like making a money mistake, learning from it and moving forward instead of beating yourself up about it.

As a Financial Wellbeing Coach, this is something I want more women to understand:
Financial confidence is not about being perfect with money.
It’s about trusting yourself to make informed decisions.
You don’t need to know everything.
You don’t need to manage every account.
And you don’t need to become a financial expert overnight.
You just need to start becoming more comfortable with your own financial life.

Because every time you understand something you once found confusing, ask a question you were afraid to ask, or take one small step towards your goals, you're building confidence.

That is progress. 💛

Which one of these signs are you starting to see in yourself?

Follow me for more practical financial wellbeing tips to help you feel more confident, informed and in control of your money.

09/08/2026

One of the biggest myths I hear is that getting married means you have to combine every single dollar.

The truth? There isn't one "right" way to manage money as a couple.

What matters most is that you and your partner are on the same page.

Having a joint account for shared expenses can work really well. But that doesn't mean you can't also have your own savings for personal goals, hobbies, or things that matter to you individually.
Financial wellbeing isn't about following someone else's rules.

It's about creating a system that supports your relationship, respects both of your goals, and gives you confidence with money.

The best money conversations aren't about who controls the finances.

They're about building trust, making decisions together, and creating a plan that works for both of you.

If you're ready to feel more confident managing money as a couple, book a call with me. Let's create a plan that works for your life, not someone else's.

💑

When people hear the word investment, they usually think about shares, property or super.But before you invest your mone...
06/08/2026

When people hear the word investment, they usually think about shares, property or super.

But before you invest your money, invest in your understanding.

As a Financial Wellbeing Coach, I've seen that the people who feel most confident with money aren't always the ones who earn the most.

They're the ones who understand how their money works.
They know where it's going.
They know what they're working towards.

And they make decisions based on knowledge, not guesswork.
Financial confidence doesn't come from buying the perfect investment.
It comes from understanding your own financial situation first.

When you learn how money works for you, you stop relying on luck, trying to "time" the market, avoiding your finances or feeling overwhelmed by every financial decision.

You start making choices with confidence.

Because knowledge is something no market, no economy and no life circumstance can take away from you.

Your financial future doesn't change because you know everything.
It changes because you're willing to keep learning.

💛 If you're ready to build your financial confidence and better understand your money, you're in the right place.

Follow my page for practical financial wellbeing tips that help you feel more informed, more confident and more in control of your financial future.

05/08/2026

When couples decide to open a joint account, the conversation often focuses on how to share money.

But I think the more important question is how you'll manage it together.

A joint account can be a great tool for managing household expenses and working towards shared goals. But having a joint account doesn't automatically mean you're both financially informed.

As a Financial Wellbeing Coach, I encourage women to be involved in their family's finances, even if their partner manages the day-to-day banking.

Here are five things every woman should know about a joint account:

✔️ What it's used for. Is it for bills, everyday spending, savings or all of the above?
✔️ What comes in and goes out. Understanding your cash flow helps you make informed financial decisions together.
✔️ How it supports your shared goals. Your joint account should help you build the future you're working towards, not just cover today's expenses.
✔️ How often you review it together. A monthly money check-in keeps both partners informed and helps avoid misunderstandings.
✔️ That being involved is just as important as sharing the account. You don't have to manage every transaction, but you should understand your family's financial position and feel confident asking questions.

Remember, financial confidence isn't about controlling every dollar.
It's about understanding your finances well enough to make informed decisions and contribute to the future you're building together.

How do you and your partner manage your finances? Do you use a joint account, separate accounts, or a combination of both?

Join my Money Maven Community for FREE, where we have honest conversations about money and help women feel more confident and in control of their financial future.

29/07/2026

1. Meal plan so you know exactly what you’re making / need to buy for the week (and include takeout)

2. If you are an impulse shopper try using click and collect for your groceries and only buy what you need for the week to reduce waste (and if you're going into the store - don't shop when you are hungry!)

3. Automate your savings so that money is transferred on payday before you have a chance to spend it

4. Have "no spend" weeks

5. Wait 2-3 days before buying anything that can be delivered the next day (it may just be an impulse buy)

6. Have alternatives to going out and spending a lot of money: picnic in the park, have a coffee date instead of lunch/dinner

7. Plan ahead for late nights or days you’re going to be tired: have “emergency” comfort food in the freezer like pizza or your favourite dish, leave room in your budget for Uber

8. Share things with your friends: batch cook meals and share them with your friends and Vice versa

9. Sell anything you’ve not used in 6 months

10. Move your savings account to be separate from your current account

11. Stop buying “buy 2 get 1 free” deals on things you don’t actually need

12. Invest in quality basics so you’re not constantly replacing cheap alternatives

13. Review subscriptions regularly and cancel or pause subscriptions you haven’t used in at least 3 months.



Want more tips? Join my membership community and we’ll help you reach your saving goals and give you strategies to grow your income. Comment COMMUNITY and I’ll send you the link to join!

How often should couples actually sit down and talk about their finances?For me, money conversations shouldn’t only happ...
28/07/2026

How often should couples actually sit down and talk about their finances?

For me, money conversations shouldn’t only happen when there’s a problem.
You shouldn’t have to wait until a big bill arrives, someone overspends, or you disagree about a financial decision before talking about money.

I recommend having a proper financial check-in at least once a month.
It doesn’t need to be complicated or formal.

Make a coffee, sit down together and spend 20 to 30 minutes looking at where things are.

Talk about what’s coming up next month. Check how your savings are going.

Discuss any bigger expenses you need to prepare for.
Look at the goals you’re working towards and whether your priorities have changed.

And if your partner normally manages the finances, this is even more important.
You don’t necessarily need to take over paying the bills or managing the accounts.
But you should be part of the conversation.

Regular money check-ins give you an opportunity to understand what’s happening, ask questions and have a say in the financial decisions that affect both of you.

It also helps you understand each other better.
Maybe you have different spending habits.
Maybe one of you wants to prioritise paying down the mortgage while the other wants to save for a holiday.

Those differences aren’t necessarily a problem.
Not talking about them can be.
The goal is to make money a normal conversation in your relationship, not something you only discuss when things get stressful.

💛 Want to have more conversations like this?

Join my Money Maven Community, where we talk openly about money, financial confidence and the questions you might not always feel comfortable asking.

Come join us and start becoming more confident and involved with your finances.

24/07/2026

Why is it so important to understand your partner’s relationship with money?

Because being in a relationship doesn’t automatically mean you both think about money in the same way.

One person might be a saver while the other enjoys spending.
One might want to pay off the mortgage as quickly as possible, while the other wants to prioritise travel and experiences.

You might even have completely different ideas of what “financial freedom” or a comfortable retirement looks like.

None of these differences automatically mean one person is right and the other is wrong.
But when you don’t talk about them, that’s when misunderstandings can start.
Money decisions affect so many parts of a relationship. Your lifestyle, your home, your family, your future plans and even the choices you’ll have later in life.

That’s why I encourage couples to talk about money before there’s a financial problem to solve.
Ask each other:
What are we working towards?
What are our individual goals?
What are our goals as a couple?
What are we each good at when it comes to money?
Where do we need more support?

And most importantly, are we both involved in understanding our financial position?
You don’t need to have exactly the same money habits to build a strong financial future together.
But you do need communication, understanding and a plan that works for both of you.

Money conversations shouldn’t only happen when something goes wrong.
Make them a normal part of your relationship.

💬 When was the last time you and your partner had an honest conversation about your financial goals?
Follow my social media accounts for more practical conversations about money, relationships and building financial confidence.

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