Daniel Haikal - Mortgage Broker

Daniel Haikal - Mortgage Broker Taking the stress out of your home loan journey 💸🏠

29/05/2026

Your first home is less than 12 months away!

Saving $650 per week = $34,000 in 12 months 💰

That’s enough to cover the minimum contribution required for a $600,000 first home purchase

Before you say saving $650 per week is hard…

If you borrow 95% of a $600,000 property, the repayments would be around $850 per week

28/05/2026

Do you know the impact of a credit card on your borrowing capacity?

26/05/2026

There’s still properties selling for under $600K for you to avoid stamp duty as a first home buyer in VIC

04/04/2026

Consistency is key when saving a deposit

Set a goal, create a budget, put aside savings and stick to it

The deposit for the first property is always the hardest

🤨 Is FOMO, FOBO or FOOP clouding your judgement? 🤨⁣⁣⁣⁣Three common mind traps can get between you and your property goal...
26/06/2024

🤨 Is FOMO, FOBO or FOOP clouding your judgement? 🤨⁣⁣
⁣⁣
Three common mind traps can get between you and your property goals. 🏡⁣⁣
⁣⁣
Fear of Missing Out (FOMO) is the most famous of the trio and can lead to overpaying (and thus, taking on too much debt), as buyers race into the market to buy before prices potentially rise higher. 📈⁣⁣
⁣⁣
Fear of Better Options (FOBO), on the other hand, can see buyers waiting on the sidelines for too long (or indefinitely!) for a better property to come along. ⏰⁣⁣
⁣⁣
Fear of Over Paying (FOOP) can also be a big mental block. But plenty of research can let you know if you’re paying a fair price. 👍⁣⁣
⁣⁣
If you've got doubts about what you can afford to buy, speak to us today and we'll help you assess your borrowing capacity. 👇⁣⁣
⁣⁣
To find out more, DM or contact Daniel on:

☎ – 0425 841 580
💻 – [email protected]

🔨 Shrinkflation: the hot new renovation trend? 🔨⁣⁣⁣⁣Aussies love a good renovation project! (any The Block fans around h...
24/06/2024

🔨 Shrinkflation: the hot new renovation trend? 🔨⁣⁣
⁣⁣
Aussies love a good renovation project! (any The Block fans around here?) 😅⁣⁣
⁣⁣
But we don't all have dozens of sponsors to help us fund a reno for a multi-million dollar mansion. ⁣⁣
⁣⁣
Instead, some homeowners are beating high costs by scaling back their plans. 🤨⁣⁣
⁣⁣
Housing Industry Association research* shows affordability and value are becoming key considerations for renovators.⁣⁣
⁣⁣
That’s seeing ‘shrinkflation’ kick in as homeowners opt for smaller but perfectly formed spaces - especially when it comes to costly improvements like bathroom upgrades. 🚽⁣⁣
⁣⁣
What also matters is how you fund your home improvements. 👍⁣⁣
⁣⁣
And that's where we come in. Call us today to discover what financing options you have available to you for your next reno project. 👇⁣⁣
⁣⁣
To find out more, DM or contact Daniel on:

☎ – 0425 841 580
💻 – [email protected]

🤔 Is home ownership the key to happiness? 🤔⁣⁣⁣⁣Your home isn’t just a roof over your head. It’s also a source of joy! 😁⁣...
19/06/2024

🤔 Is home ownership the key to happiness? 🤔⁣⁣
⁣⁣
Your home isn’t just a roof over your head. It’s also a source of joy! 😁⁣⁣
⁣⁣
A recent survey by Great Southern Bank shows that owning a home has the power to bring extra happiness to our lives.⁣⁣
⁣⁣
It’s like comfort food for your financial well-being. 😅⁣⁣
⁣⁣
Want to boost the feel-good factor?⁣⁣
⁣⁣
Let us help line you up with a home loan that’s right for your needs. 🙌⁣⁣
⁣⁣
Right home. Right loan. Great combo. ✅⁣⁣
⁣⁣
Talk to us to find your ideal mortgage match, and unleash your inner joy. 👇⁣⁣
⁣⁣
To find out more, DM or contact Daniel on:

☎ – 0425 841 580
💻 – [email protected]

💪 How does your home loan rate shape up? 💪⁣⁣⁣⁣Your home loan may have had a red hot rate back in the day. 🙌⁣⁣⁣⁣But is it...
17/06/2024

💪 How does your home loan rate shape up? 💪⁣⁣
⁣⁣
Your home loan may have had a red hot rate back in the day. 🙌⁣⁣
⁣⁣
But is it still competitive? 🤔⁣⁣
⁣⁣
One in five borrowers haven’t compared rates since first taking out their loan (Mozo report).⁣⁣
⁣⁣
Keeping on top of your loan rate doesn't need to be difficult though. 🙃⁣⁣
⁣⁣
Talk to us about a home loan review. 🙌⁣⁣
⁣⁣
It lets you know if your loan is still getting a good rate – with all the features and flexibility you need. 👇⁣⁣
⁣⁣
To find out more, DM or contact Daniel on:

☎ – 0425 841 580
💻 – [email protected]

🚗 Records are being smashed in the new car market 🚗⁣⁣Over 105,000 new vehicles were sold in February 2024, an increase o...
12/06/2024

🚗 Records are being smashed in the new car market 🚗⁣

Over 105,000 new vehicles were sold in February 2024, an increase of 21% on 2023 (FCAI stats).⁣

But deciding how to pay for your car can be just as important as the make/model you choose. 🤔⁣

Dealer finance may seem quick and easy. 🤨⁣

But applying for car finance before you hit the car yards can provide you with:⁣

✅ More choice⁣
✅ The potential for more affordable finance⁣
✅ Turbo-charged negotiating power if your car loan is pre-approved.⁣

Love your car. Love your car loan. 🚙⁣

Call us today to help get you into a new set of wheels. 👇⁣

To find out more, DM or contact Daniel on:

☎ – 0425 841 580
💻 – [email protected]

⏳ How long does it really take to get a home loan? ⏳⁣⁣As soon as you pay a deposit on a home, the clock is ticking to li...
10/06/2024

⏳ How long does it really take to get a home loan? ⏳⁣

As soon as you pay a deposit on a home, the clock is ticking to line up a home loan. ⏰⁣

Finance (or cash 😅) is required by settlement, or you could cop costly fees and penalties. 😬⁣

As a rule, try and allow around 4-6 weeks to land a loan. ⁣

There’s plenty you can do however to help speed up the process:⁣

✅ Talk to us to know if your finances are home-loan ready⁣
✅ Have the paperwork in place that lenders like to see⁣
✅ Check you’ve completed the loan application accurately⁣

Ask us about loan pre-approval too. It can be a lot less stressful than applying for a loan after you’ve paid a deposit. 👇⁣

To find out more, DM or contact Daniel on:

☎ – 0425 841 580
💻 – [email protected]

Address

Melbourne, VIC

Opening Hours

Monday 8am - 9am
Tuesday 8am - 9am
Wednesday 8am - 9am
Thursday 8am - 9am
Friday 8am - 9am
Saturday 8am - 9am
Sunday 8am - 9am

Telephone

+61425841580

Website

Alerts

Be the first to know and let us send you an email when Daniel Haikal - Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share