MoneyQuest - Chelsea

Home
Australia
Melbourne, VIC
MoneyQuest - Chelsea

Call Directions Website Contact the business

Assisting first home buyers, refinancers, upgraders, investors and those that need debt consolidation

26/09/2026

Grand Final day is here!

Remember, a good game plan makes all the difference.

Enjoy the final!

25/09/2026

More than one million Australians now work multiple jobs, a record 6.9% of employed people.

When applying for a home loan, having two incomes doesn’t automatically mean both will be counted in full.

Lenders may consider:
• How long you’ve been in each job.
• How consistent your hours and income are.
• If you’re employed on a permanent, casual or contract basis.
• If working both jobs is sustainable over time.

The same income can be assessed differently by different lenders. That’s why understanding lender policy matters just as much as comparing interest rates.

Working more than one job? Talk to your local MoneyQuest broker about how lenders may assess your income, so you can set a clearer property budget.

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply.

20/09/2026

One of the most important parts of applying for a home loan is the mortgage serviceability assessment.

Lenders don’t just look at the interest rate you’ll actually pay. APRA’s mortgage serviceability buffer remains at 3 percentage points, which means a loan with an interest rate of 6.2% may be assessed as if the rate were around 9.2%.

This doesn’t mean you’ll pay 9.2%. It’s a safety check lenders use to see if you could still afford your repayments if interest rates increased or your circumstances changed.

Each lender may also assess your income, existing debts and living expenses differently. That’s why your borrowing capacity can vary from one lender to another.

We’re mortgage brokers and we can help you understand your borrowing power and explore your home loan options. Message us today to learn more.

19/09/2026

School holidays have a way of revealing just how much the family has outgrown the car.

If an upgrade is on the horizon, explore your finance options before falling in love with the vehicle.

Look beyond the advertised repayment. The interest rate, fees, loan term, any balloon payment and total amount repayable all matter.

We’re mortgage brokers and we can help with car finance too. Because the family road trip should test your patience, not your budget. 😉

Planning a vehicle upgrade? Chat with us about your finance options before you hit the showroom!

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply.

18/09/2026

Your investment loan structure can shape your whole property strategy.

The way your loans are set up can affect your cash flow, flexibility, access to equity and even how easily you can refinance or sell a property later.

We can help you explore loan structures that align with your property goals, speak with your local MoneyQuest broker to learn more.

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply. Money Quest Australia Pty Ltd ABN 18 121 542 765, Australian Credit Licence 487823

14/09/2026

When it comes to financing business equipment, there’s more than one way to get it done.

Depending on your needs, options may include an equipment loan, hire purchase or finance lease, each with different structures, repayment options and ownership arrangements.

Read more: https://www.moneyquest.com.au/news/the-distinct-types-of-business-finance/

Not sure which option could suit your business?

Speak with your local MoneyQuest mortgage broker to explore your equipment finance options.

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply. Money Quest Australia Pty Ltd ABN 18 121 542 765, Australian Credit Licence 487823

11/09/2026

Australia’s property market softened again in August, with national home values falling 0.9% and sitting 3.6% below their March peak.

Higher borrowing costs, reduced borrowing capacity and weaker buyer demand are all playing a part, while more listings are giving buyers greater choice and negotiating power.

So what could this mean for you?
• Buyers: Less competition could create opportunities.
• Homeowners: Changing values may affect refinancing, selling or equity plans.
• Investors: Rental yields are improving, but higher holding costs still matter.

Want to know what these market changes could mean for you? Let’s have a chat!

Source: Cotality Home Value Index, September 2026. General information only.

Credit criteria, fees and charges apply. Lending is subject to approval.

10/09/2026

Today is a reminder that checking in with the people around us shouldn’t be limited to just one day.

Take a moment to reach out to a friend, family member, colleague or client and see how they’re really going.

A simple conversation can make a real difference.

05/09/2026

Cheers to all the dads and father figures who do so much every day 💙

Happy Father’s Day!

04/09/2026

With home values easing in some areas, this spring could create opportunities for buyers looking to make their next move.

A lower purchase price may help your budget stretch further, but your borrowing power, deposit and current property value can all play a part too.

We are mortgage brokers, we can help you understand your borrowing options before you start house hunting.

Speak with your local MoneyQuest broker and see what your next move could look like.

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply. Money Quest Australia Pty Ltd ABN 18 121 542 765, Australian Credit Licence 487823

Address

Melbourne, VIC
3196

Telephone

+61417564787

Website

https://www.moneyquest.com.au/

Alerts

Be the first to know and let us send you an email when MoneyQuest - Chelsea posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to MoneyQuest - Chelsea:

Katherine Isbrandt - About Retirement

Want your business to be the top-listed finance company in Melbourne?