Tomorrowfs

Tomorrowfs Expert financial guidance and advice for real estate investment opportunities in the Australia.
(1)

01/06/2026

What does a mortgage broker actually do πŸ€”
We do not just find you a loan
We compare multiple lenders πŸ”, structure your loan around your goals 🎯, and guide you every step of the way
From application to approval and beyond, we are in your corner 🀝
At TFS, it is about strategy, not just rates πŸ“Š
And with the TFS Loyalty Program, your journey comes with real rewards 🎁

For years the answer to 'when can I buy?' was 'when you've saved 20%'. That was years ofwaiting and tens of thousands in...
31/05/2026

For years the answer to 'when can I buy?' was 'when you've saved 20%'. That was years of
waiting and tens of thousands in lenders mortgage insurance. The First Home Guarantee Scheme rewrote that
math. Since 1 October 2025, places are uncapped and there is no income cap β€” just property price caps by
state. You still need to qualify on serviceability, but you skip the LMI premium that was making FHBs choose
between waiting and being underwater on day one. We move FHBs from "interested" to "approved in principle" in roughly two weeks.



3 questions to ask before buying your next investment property.1. What's your serviceability ceiling?2. Is your equity s...
31/05/2026

3 questions to ask before buying your next investment property.

1. What's your serviceability ceiling?
2. Is your equity structured correctly?
3. Cash flow, capital growth, or both?

Save this investor checklist πŸ‘†

DM us INVESTOR for a full review.

Every serious property investor in Australia is now on a clock. From budget night (12 May 2026)you have roughly 14 month...
29/05/2026

Every serious property investor in Australia is now on a clock. From budget night (12 May 2026)
you have roughly 14 months until the negative gearing reforms kick in. The good news: new builds keep full
negative gearing forever, SMSF property is completely excluded, and properties owned before budget night
are grandfathered. The hard part is portfolio strategy β€” what to hold, what to sell, what to refinance, and
where the next build sits. We help investors map this in 20 minutes. Tap the link in our bio. General
information only. οΏ½
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28/05/2026

From home loans to car finance, being able to support our clients through every stage of their journey is what TFS is all about πŸš—πŸ‘

A huge shoutout to Arsith for delivering exceptional service from start to finish, keeping communication clear, providing fast updates, and making the entire process stress free. Reviews like this reflect the level of care and dedication our team brings to every client experience.

Thank you, Kaushik, for trusting TFS with both your mortgage and car finance needs. We truly appreciate the support and are grateful to be part of your journey ❀️

Looking for the right asset finance solution with a team that genuinely puts your needs first? Speak to TFS today and let us help you secure the right finance for your next vehicle or asset. πŸ™Œ

We're growing and we're looking for a top-performing Mortgage Broker to join the TFS team in Melbourne.This isn't your a...
27/05/2026

We're growing and we're looking for a top-performing Mortgage Broker to join the TFS team in Melbourne.

This isn't your average broker role. We're offering a $150K-$180K base + uncapped commissions, a full back-office team that handles the paperwork, and access to 70+ lenders including private and commercial finance.

You'll be backed by the infrastructure of LOLC Holdings, a global financial services powerhouse, while still operating with the agility and culture of a boutique brokerage.

What we need from you:
5+ years in mortgage broking or banking
An existing client portfolio and referral network
$4M+ per month in settlements on average

If you're a high performer ready to write your biggest year yet, we want to hear from you.

Apply on SEEK: https://au.seek.com/job/92284620

Know someone perfect for this? Tag them below or share this post.

Every budget creates winners and losers. Budget 2026 is a clear reshuffle of how propertywealth gets built in Australia....
26/05/2026

Every budget creates winners and losers. Budget 2026 is a clear reshuffle of how property
wealth gets built in Australia. New-build investors, first home buyers using the 5% deposit guarantee, SMSF
property owners, HECS holders, and working PAYG Australians all win β€” measurably. The losers? Investors
banking on the old established-property negative-gearing playbook from mid-2027 onwards, complex
discretionary-trust structures, and borrowers leaning on the major banks' tighter DTI caps. The opportunity is
in the gap between the changes and most Australians' awareness of them. We've mapped every move. Tap
the link in our bio to book a free 20-minute TFS strategy call. οΏ½


Don’t just take our word for it… Our clients say it best.From fast approvals to expert guidance, we’re helping more peop...
24/05/2026

Don’t just take our word for it…
Our clients say it best.

From fast approvals to expert guidance, we’re helping more people make confident property decisions every day.

Ready to be our next success story?
Submit your details and our team will get in touch with you shortly.

The 2026–27 Federal Budget reshaped how Australians borrow, buy and build wealth. Three changes matter most. (1) Negativ...
22/05/2026

The 2026–27 Federal Budget reshaped how Australians borrow, buy and build wealth. Three changes matter most.
(1) Negative gearing on established property is going, but new builds keep their gold-class tax treatment forever.
(2) The First Home Guarantee Scheme is now uncapped β€” buy with a 5% deposit and skip LMI entirely.
(3) HECS is now marginal, not cliff-based, which means many graduates can finally borrow what they always should have.
We've packaged the practical TFS playbook β€” 22 pages, fluff, no jargon β€” for free.
Comment PLAYBOOK.


Address

1/795, Toorak Road, Hawthorn East
Melbourne, VIC
3123

Opening Hours

Monday 9am - 5pm
6pm - 7pm
Tuesday 9am - 5pm
Wednesday 9am - 6pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+61391933634

Website

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