Bon Voyage Credit Repair

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Bon Voyage Credit Repair We strive to help you take back control of your credit report by removing negative listings.

Late repayment history can be cleared.Depending on the circumstances, it can be possible. We have been doing for a while...
12/10/2026

Late repayment history can be cleared.

Depending on the circumstances, it can be possible.

We have been doing for a while now and usually we can give a good indication if we think we will be able to help or not, which we do in a free assessment if you have a copy of your own credit report.

This client missed 6 payments in a row on their credit card.

Unfortunately it can be quite easy to miss payments when you are juggling a number of other challenges life inevitably throws around! Doesn't mean your client has to live with it though.

If you want to see if we can do the same for you, start here: https://start.bvcreditrepair.com.au/start

Thinking of going straight to Equifax to fix your credit file?Equifax's own Credit Reporting Annual Report 2025-26, publ...
27/09/2026

Thinking of going straight to Equifax to fix your credit file?

Equifax's own Credit Reporting Annual Report 2025-26, published 31 August 2026, shows only 37.7% of correction requests ended with a correction being made.

That means around 6 in 10 requests ended with nothing changed on the file.

The bureau mostly reports what the lender tells it. If a listing is wrong, the real work is usually with the credit provider who put it there, with the right evidence and the right rules behind you.

That's what we do every day. If you've got a default, late payments or enquiries you don't think should be there, start with a free, honest assessment of your file here: https://start.bvcreditrepair.com.au/start

Individual results vary.
Source: Equifax Credit Reporting Annual Report 2025-26

One telco default. That was the difference between "declined" and "approved" for this client.Before we started: 462.Twen...
22/09/2026

One telco default. That was the difference between "declined" and "approved" for this client.

Before we started: 462.
Twenty-five days later: 780.

Their income didn't change. Their spending didn't change. We went through the file, found a default that shouldn't have been there, and had it removed.

A single incorrect listing can quietly cost you a home loan, a car, or thousands in extra interest on a worse rate.

If you've been knocked back and you're not sure why, get a copy of your credit file. It's free from Equifax. Or send us a message and we'll tell you honestly whether there's anything worth challenging.

1300 694 898 | bvcreditrepair.com.au

Individual results vary. We assess every file on its merits.

12/05/2026

What is a Default & How do People get Defaults?

07/05/2026

What do people mean by “Bad Credit”?

"I checked my credit score before applying and it was really high so not sure why I was declined for finance"Often we wi...
28/11/2025

"I checked my credit score before applying and it was really high so not sure why I was declined for finance"

Often we will take a stab in the dark and ask "Any chance you bank with CBA and you checked your credit score on their banking app?"

Easily 95% of the time the answer Yes. 🤯

We then go on to explain that CBA uses Experian to generate that credit score which is the LEAST used credit reporting body in Australia. Generally speaking, less is more when it comes to credit scores. Therefore...

No one uses it = barely any info on it = high score

After that we check their Equifax file and find the issue.

If checking your credit report, please make sure you are checking Equifax.

09/10/2025

Late repayments can be removed as well!

09/10/2025

Financial hardship does NOT hurt or damage your credit score!!

02/10/2025

A before and after of a credit file we fixed, 287 credit score increase!!!

Recent win from earlier in the year, NINETEEN defaults removed for ONE client. We are always fighting for our clients.
22/09/2025

Recent win from earlier in the year, NINETEEN defaults removed for ONE client. We are always fighting for our clients.

Address

Level 1, 530 Little Collins Street
Melbourne, VIC
3000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300694898

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