Marc Cam Home Loans

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Marc Cam Home Loans Marc Cam is a mortgage broker in Melbourne specialising in home loans and mortgage refinancing. The banks don’t care, but I do.
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While originally from France, I’ve been calling Australia home for more than 10 years. I understand that securing a new home loan or refinancing an existing one can be incredibly time-consuming and confusing; I’ve been there. Time and again, people get knocked back by banks because they don’t fit into a very narrow box. I navigate the mortgage maze on your behalf to make the home loan process as efficient and stress-free as possible. I pride myself on doing home loans differently. I take the time to sit and listen to your circumstances, educate you on your options and find a solution to suit your needs. I’m your mortgage broker, not the banks’.

The loyalty tax is real. And it has a very real impact on Australian mortgage holders.Lenders reserve their most competi...
24/10/2026

The loyalty tax is real. And it has a very real impact on Australian mortgage holders.

Lenders reserve their most competitive offers for new customers, meaning current customers are not necessarily getting the best offers.

And it's why a new home loan definitely isn't something you want to set and forget.

It's also why we work with our clients for the life of their loans.

Get in touch to get started.


A split loan is where part of your loan has a fixed interest rate applied to it, while the rest has a variable rate.The ...
22/10/2026

A split loan is where part of your loan has a fixed interest rate applied to it, while the rest has a variable rate.

The fixed portion would give you certainty over what your repayments will be, while the variable portion would allow you to access additional features like offset and redraw facilities.

Get in touch to find out if a split loan would serve your best interests and help you meet your goals.



Budgeting sounds very restrictive, and if you've never done a budget before, perhaps you're putting it off because you e...
19/10/2026

Budgeting sounds very restrictive, and if you've never done a budget before, perhaps you're putting it off because you expect it to be fun-sapping.

But trust us, a reasonable budget will factor in enough frivolous spending to keep life interesting!

We know that depriving yourself for too long isn't sustainable.

What do you think? Do you budget for fun things, too?


Getting a pre-approval is definitely a good idea, but it doesn't mean you're guaranteed a formal approval.Pre-approvals ...
17/10/2026

Getting a pre-approval is definitely a good idea, but it doesn't mean you're guaranteed a formal approval.

Pre-approvals are often system-generated, and if your situation isn't cookie cutter, you may get tripped up when it comes to the formal assessment of your home loan application.

Get in touch for tailored guidance.


Looking to buy property?We’ve helped hundreds of people find a loan they can live with.We’re renowned for taking the str...
14/10/2026

Looking to buy property?

We’ve helped hundreds of people find a loan they can live with.

We’re renowned for taking the stress out of the process, sharing our experience, and delivering exceptional outcomes.

We’d love to help you, too.


When we recommend a loan to our clients, we act in your best interests. This is how we've always done business, and in f...
11/10/2026

When we recommend a loan to our clients, we act in your best interests. This is how we've always done business, and in fact as mortgage brokers, we have a legal obligation to do so.

In contrast, going direct to the lender won't provide the same assurance.

If 2026 is going to be the year you climb the property ladder, get in touch today for switched-on, ethical guidance.


The best part of our job is letting people know their dream home is within reach.Congratulations to everyone who’s made ...
08/10/2026

The best part of our job is letting people know their dream home is within reach.

Congratulations to everyone who’s made that next big step this month!


Goal digger: someone who knows what they want and works hard to make it happen. Here's to smashing some big goals this m...
06/10/2026

Goal digger: someone who knows what they want and works hard to make it happen. Here's to smashing some big goals this month.

And if your goals are finance-related, reach out if you want a finance professional in your corner.


Blue sky thinking is brainstorming without limits.We love working with our clients to uncover their big goals. And then ...
03/10/2026

Blue sky thinking is brainstorming without limits.

We love working with our clients to uncover their big goals. And then crafting a strategy that will get them there, or at least well on their way.

If you have big dreams for building wealth, then get in touch and we'll explain your options.


Loyalty is a noble trait, no doubt.But when it comes to your bank, being loyal may mean you're throwing away thousands o...
26/09/2026

Loyalty is a noble trait, no doubt.

But when it comes to your bank, being loyal may mean you're throwing away thousands of dollars each year.

Reviewing your home loan and either renegotiating better terms, or switching to another lender, can save thousands of dollars in interest repayments or shave years off the life of your loan.

It depends entirely on your situation, of course - and we can't make any promises until we've spoken with you.

Make sure your loyalty to your bank isn't costing you. Ask us how.⠀


Address

Level 4/80 Market Street
Melbourne, VIC
3205

Opening Hours

Monday 10am - 6pm
Tuesday 10am - 6pm
Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm

Telephone

+61411539796

Website

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