Michael - Lend With Mic

Michael - Lend With Mic Hi, I'm Michael 👋 A Melbourne-based mortgage broker who's passionate about making your finances feel as smooth as your morning coffee.

17/06/2026

I’m going for number 3 personally!

Remember, the lower the rate, the more you can likely borrow - and pay off sooner.

Which one are you choosing, and why?


16/06/2026

Buying your first home to live in, or Investment Property, doesn’t just happen without the necessary preparation like it used to.

Rising rates, changing policies, and numerous available schemes (subject to eligibility), means that there is more to consider than ever before.

Does this mean it’s impossible to buy within the next month or two without preparing? Possibly - but everyone’s circumstances are different… and the percentage of people who are ready to buy without the necessary preparation, are getting lesser by the day.

If you can picture yourself in your new home, or with an investment property under your belt, between now and the end of this year - now is the right time to be having these conversations.

If you want to understand what’s possible for your specific situation, book a complimentary meeting via the link in my bio.

Don’t wait until it’s too late to prepare, and miss out on the property you really want.


Things clients think brokers do:- drink coffee ☕️- make 20 phone calls 📞- call it a day 🏖️Things brokers actually do:- i...
15/06/2026

Things clients think brokers do:

- drink coffee ☕️
- make 20 phone calls 📞
- call it a day 🏖️

Things brokers actually do:

- interpret lender policy written by ancient wizards 🧙‍♂️


How good was the Australia vs Türkiye game?!Anyway, If you believe you’ll never be able to buy your first home or Invest...
14/06/2026

How good was the Australia vs Türkiye game?!

Anyway, If you believe you’ll never be able to buy your first home or Investment, you just haven’t spoken to the right broker yet.

A ‘no’ now, doesn’t mean a no forever… and having a long-term plan of attack now, is more important than ever. 🏡

Or if you’ve never spoken to a broker about your home ownership or property investment goals before, there’s no better time than right now.

Let’s VAR check that red card, and book you in for a complimentary strategy meeting via the link in my bio.


12/06/2026

Check complete ✅

Being honest in the process is the only way we can work towards a strategy that really fits your goals.

Seeing people’s financial positions is what I do on a daily basis - I will never judge!


11/06/2026

“Babe, what’s this subscription for a thing called ‘Claude’?”


This is one of the many reasons that people choose to use a Broker vs going directly to the bank.Going directly to a ban...
10/06/2026

This is one of the many reasons that people choose to use a Broker vs going directly to the bank.

Going directly to a bank normally means they will want to see EVERYTHING, which leads to a lot more scrutiny and headaches than required.

It’s our job to understand lender policy inside-out (I.e. what will fly with certain banks, and what won’t fly with others), so we can keep the process as smooth and efficient as possible for you.

If you want your existing set-up reviewed, or are currently considering your finance options for a range of different purposes (buying your first home, buying your next home, refinancing, investing in property, consolidating debt, or releasing equity), don’t hesitate to reach out so I can make this process as easy as possible for you.


08/06/2026

Happy Tuesday and welcome back to the not so fun part of the week… Back to work we go!

Good thing coffee has our back. ☕️


08/06/2026

You don’t need a bigger salary…


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Melbourne, VIC

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