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Kathmandu Mortgage & Finance

Whether you are buying your first home, refinancing or investing, Kathmandu Mortgage & Finance

16/06/2026

📢 RBA Rate Update – Cash Rate Held at 4.35%

Good news for homeowners, first home buyers, and property investors! The RBA has kept the cash rate unchanged at 4.35%, providing more stability and confidence in the property market.

If you’re thinking about buying your first home, refinancing for a better rate, or investing in property, now is a great time to review your options.

📞 Raj Khaniya – 0425 421 880
📧 [email protected]

10/06/2026

🏡 The Old Mindset is Changing! 🏡

When it comes to property, it’s crucial to know your approach.

✨ Owner-Occupy: Buy a home that fits your lifestyle, where you truly feel at home.

✨ Investment: Dive deep into research—either do it yourself or work with a professional who can guide you.

As a mortgage broker, I’m here to help you secure the best home loan, tailored to your goals—and with the best possible interest rate.

Need guidance? Contact me anytime for a personalized consultation. Let’s build your wealth the smarter way!

📞 Raj Khaniya
📧 [email protected]
📍 17 Service Road, Blackburn VIC 3130
☎️ 0425 421 880

04/06/2026

🏡✨ Exciting Home Loan Settlement Announcement! ✨🏡

We are beyond thrilled for our wonderful clients who have just secured their dream home in the beautiful Pascoe Vale, just a stone’s throw from Strathmore Secondary College—perfect for their kids’ bright future! 🌟

This stunning 660+ sqm block, just meters from Pascoe Vale train station, was purchased for just near $1.1 million! With so much potential—whether it’s subdividing, building a dream home, or staying long-term—this is a major milestone!

A huge congratulations to them as they move from the northern suburbs of Melbourne to the vibrant Pascoe Vale! 🎉

If you’re thinking about a similar move—closer to the city—and want to calculate your borrowing power, I’m here to help! Just reach out, and let’s make your dream home a reality.

02/06/2026

🎉 Big Win for Registered Nurses at Kathmandu Mortgage and Finance! 🎉

Today, we secured THREE approvals for our amazing nurse clients—all with just a 10% deposit and NO LMI!

💙 In Victoria: An investment property for a dedicated registered nurse—just 10% deposit, no LMI!

💙 In South Australia: First home buyers, also registered nurses, achieving their dream home with just 10% deposit—no LMI!

💙 In New South Wales: A refinance and cash-out for a registered nurse—up to 90% LVR!

We’re honored to support our incredible nurses who give so much—and we’re here to help you, too! Reach out today and let’s make your home ownership dreams come true.

31/05/2026

🏠 Looking for the Perfect Loan? Kathmandu Mortgage & Finance Has You Covered! 🚀
At Kathmandu Mortgage & Finance, we don’t just find you a loan—we find you the right loan. Whether you are buying your very first home, expanding your investment portfolio, or looking to secure a better rate, our team is here to guide you every step of the way.
We proudly offer tailored solutions for:
🏡 Owner-Occupied Home Loans – Land your dream home.
📈 Investment Home Loans – Grow your wealth through property.
🔄 Refinancing – Lower your repayments and maximize your cash flow.
💼 SMSF Loans – Purchase residential or commercial investment property using your Self-Managed Super Fund.
🚗 Car Loans & Personal Loans – Quick and easy funding for life’s other big moments.
💼 Commercial & Business Loans – Fuel your business growth.
⭐ Why Choose Kathmandu Mortgage & Finance?
We don’t just promise excellent service; our clients prove it!
👥 500+ Happy Customers helped across Australia.
⭐ 135+ Five-Star Reviews from people just like you who trusted us with their financial journey.
📞 Ready to take the next step?
Let’s chat about your financial goals today.
📱 Call us at: 0425 421 880
📧 Email: [email protected]
🌐 Visit: www.kathmandufinance.com.au

28/05/2026

🏡✨ Your Dream Home Journey Starts Here! ✨🏡

At Kathmandu Mortgage & Finance, we are committed to helping you achieve your property and financial goals with confidence. Whether you’re buying your first home, refinancing, investing, or looking for car & asset finance — we’re here to guide you every step of the way. 🤝💼

✅ Home Loans
✅ Refinance Solutions
✅ Investment Loans
✅ Car & Asset Finance

💬 FREE Consultation Available
📞 0425 421 880
📧 [email protected]
📍 VIC 3130

“Your dreams. Our mission.” 🌟

27/05/2026

✨ Home Loan Settlement Spotlight! ✨

This week, we are thrilled to announce another successful home loan settlement for our valued client! 🏡 In Cranbourne, Victoria, this beautiful 651 square meter, 5-bedroom, 3-bathroom home—just 300m from Cranbourne Station—was purchased for $832,000 with just a 10% deposit! Both applicants are registered nurses, and as nurses, they were eligible to purchase with just 10% deposit and no LMI, plus a better rate! 🎉

If you’re looking to invest or want to refinance for a better interest rate, we’d love to help you! Contact us today to make your property dreams a reality.

✨ Let’s get started! ✨

21/05/2026

🎉 Exciting News from Kathmandu Mortgage & Finance! 🎉

Today, we are beyond thrilled to announce the settlement of TWO home loans! 🏡✨

First, a huge congratulations to our clients on purchasing their very first home in Mickleham, Victoria! 🎊 And second, we’ve successfully refinanced an existing home loan for our client in South Australia. 🚀

We’re so proud to be part of your homeownership journey! If you’re dreaming of your own home or want to refinance for a better deal, we’re here to help!

💼🔑

13/05/2026

🚨 हिजोको बजेटबारे मेरो विचार 🚨

बजेट घोषणापछि धेरै मानिसहरू चिन्तित देखिएका छन्, तर सही स्ट्रक्चर प्रयोग गरेर लामो समयको लागि प्रोपर्टी इन्भेस्ट गर्नेहरूका लागि धेरै ठूलो परिवर्तन आएको जस्तो मलाई लाग्दैन।

ठूला पोर्टफोलियो भएका धेरै अनुभवी इन्भेस्टरहरूले पहिलेदेखि नै Trust वा Company Structure प्रयोग गरेर लगानी गर्दै आएका थिए। लामो समयसम्म होल्ड गरेर passive income र cashflow बनाउने रणनीति अझै पनि बलियो नै छ, विशेष गरी छिटो किनबेचभन्दा long-term wealth creation मा ध्यान दिनेहरूका लागि।

हो, CGT र negative gearing मा केही परिवर्तन आएका छन्, तर financial freedom र passive income को लागि लामो समयको property investment गर्नेहरूका लागि यो धेरै हल्ला मात्र हो, ठूलो समस्या होइन भन्ने मेरो विचार हो।

तर एउटा कुरा चाहिँ पक्का छ — rent फेरि 2022 जस्तै छिटो बढ्ने सम्भावना धेरै छ। यो investors का लागि राम्रो भए पनि renters का लागि त्यति सहज हुने छैन।

आगामी दिनमा पनि राम्रो location मा रहेका affordable र high-yield properties ले राम्रो performance दिनेछन्। यो strategy पहिले पनि काम गर्थ्यो, अहिले पनि गर्छ र भविष्यमा पनि गर्नेछ।

अन्ततः, property investment अझै पनि सामान्य मानिसहरूले long-term wealth र passive income बनाउन सक्ने सबैभन्दा भरपर्दो माध्यममध्ये एक हो। 🏡🇦🇺

12/05/2026

Today’s Australian Federal Budget 2026 has delivered one of the biggest property tax reforms Australia has seen in decades. 🇦🇺🏡

The biggest headline is the major change to Capital Gains Tax (CGT).

Currently, if an investor holds a property or shares for more than 12 months, they receive a 50% CGT discount when they sell. Under today’s budget announcement, the government plans to remove the flat 50% discount and replace it with an inflation-based system from 1 July 2027.

This means investors will only be taxed on the “real profit” above inflation, but a minimum 30% tax on capital gains will apply. Existing property owners before budget night will be grandfathered under the current rules.

At the same time, negative gearing will mainly be limited to newly built properties to encourage more housing supply and improve affordability for first home buyers.

The government says these changes are designed to:
✅ Improve housing affordability
✅ Help more first home buyers enter the market
✅ Reduce speculative investing
✅ Shift investment towards building new homes
✅ Create a fairer tax system

The budget also included:
• New tax relief for workers
• $1,000 instant tax deduction
• Small business support measures
• Fuel excise relief
• Infrastructure and housing investment

This is a huge shift for property investors, homeowners, accountants, mortgage brokers, and the entire Australian property market. The next few years will be very interesting for real estate and investment strategies across Australia.

Address

17 Service Road
Melbourne, VIC
3130

Telephone

+61425421880

Website

http://www.kathmandufinance.com.au/

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