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Andrew Koulouris - Finance Broker - Simple Property Lending

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Andrew Koulouris - Finance Broker - Simple Property Lending

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We specialise in helping first time & seasoned property investors, achieve the right loan structures

03/11/2026

𝗧𝗮𝘅 𝗥𝗲𝗳𝗼𝗿𝗺𝘀 𝗮𝗻𝗱 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝗶𝗮𝗹 𝘀𝘁𝗿𝗲𝗻𝗴𝘁𝗵 𝗱𝗿𝗶𝘃𝗲 𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗿𝗲𝘀𝘂𝗹𝘁𝘀

Commercial property yields saw varied performance across the last quarter, with industrial assets maintaining their position as the strongest performer while office and retail sectors showed divergent results across different cities.

According to the latest realcommercial.com.au Commercial Yield Report, transaction activity picked up across Australia, though elevated interest rates continue to constrain buyer demand. The sector is now eyeing a potential boost following recent federal budget tax reforms that retained negative gearing benefits for commercial property while removing them for residential investments.

REA Group Senior Economist and report author, Anne Flaherty, said tax changes and shifting risk profiles are driving the mixed performance across commercial property sectors.

"One tailwind for the sector has been the sweeping tax changes brought in following the Federal Budget, which retained negative benefits for commercial property investment, while removing them for residential," Ms Flaherty said.

"Over time, this could translate into increased demand for commercial property, particularly once funding costs are in less restrictive territory."

Industrial property maintained its position as the market's safest option, with gross yields holding relatively stable over the quarter following modest compression across most major cities. The sector is the only property type where yields are sitting lower in every capital city compared to 12 months ago, reflecting ongoing demand.

Western Australia and Queensland led the annual tightening, with industrial yields in Perth compressing by 37 basis points and Brisbane by 19 basis points year-on-year. Adelaide also saw compression of 17 basis points. Sydney and Melbourne industrial yields currently sit at the tightest in the country at 4.2 per cent gross.

The office sector showed the greatest divergence in performance nationwide. Gross yields sharpened over the quarter in Brisbane, down 22 basis points, Adelaide, down 10 basis points, and Sydney, down one basis point. However, they softened in Melbourne, up six basis points, and Perth, up 17 basis points.

Retail property experienced notable national yield compression through June, led by sharp quarterly drops in Brisbane at 25 basis points, Adelaide at 18 basis points, and Melbourne at 10 basis points. Sydney and Perth held flat over the period.

Ms Flaherty said the retail sector continues to carry higher perceived risk.

"Retail yields remain notably higher than office and industrial yields in every capital city, indicative of the higher perceived risk in the sector," she said.

For investors seeking higher headline returns, Queensland continues to lead the pack. Brisbane offers the highest yields across industrial at 5.2 per cent, office at 6.8 per cent, and retail property at 7.9 per cent among all capital cities.

If commercial property is part of your investment strategy, contact Simple Property Lending to explore your lending options.

30/10/2026

𝗦𝗵𝗼𝗽𝗽𝗶𝗻𝗴 𝗰𝗲𝗻𝘁𝗿𝗲𝘀 𝗹𝗲𝗮𝗱 𝗰𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗯𝗼𝗼𝗺

Retail property has emerged as the standout performer in Australia's commercial property sector, with approximately $13 billion worth of transactions completed in the last financial year.

For the second consecutive year, the retail sector has outperformed all other major commercial property categories, capturing 42 per cent of the nation's total $31.3 billion in transactions, according to JLL Research. The office sector contributed $9.6 billion, while industrial property accounted for approximately $8.7 billion.

Shopping centres have become particularly attractive to investors, driven by consistent population growth and strong competition among different buyer groups. Private capital made a significant push into the market, often outbidding institutional investors and syndicates to become the top acquirer on a dollar basis, with private capital acquisitions totalling $4.3 billion of retail deals.

The market saw 29 deals exceed $100 million and 13 transactions close for more than $300 million, leading to a 66 per cent jump in average deal size to $124 million.

JLL retail investments head for Australia and New Zealand, Sam Hatcher, said demand for retail assets remained strong across the board.

"Demand for retail assets was unwavering, with bidder depth exceeding historical averages," Mr Hatcher said.

Regional shopping centres dominated transaction activity, making up 43 per cent of deals and totalling $5.6 billion in transactions. Yields on regional shopping centres also tightened to an average of 5.8 per cent, reflecting increased investor confidence in the sector.

Partial-interest sales grew in popularity throughout the year, with several major transactions demonstrating this trend. GPT Group spent $1.2 billion acquiring a half-stake in both Sunshine Plaza in Queensland and Macarthur Square in New South Wales from Lendlease. QIC and ART purchased 19.9 per cent of Westfield Sydney for $863 million, while JY Group acquired half of Westfield Marion for $670 million.

JLL expects demand to remain robust in the new financial year, supported by limited supply and a growing number of international players seeking retail assets on Australian shores.

The strong performance of retail property comes as the sector continues to demonstrate resilience despite broader economic challenges. Private capital made up $4.3 billion of retail deals, highlighting the sector's appeal to a diverse range of investors beyond traditional institutional buyers.

Mr Hatcher said the outlook for retail property investment remains positive as competition for quality assets intensifies.

"Demand for retail assets was unwavering, with bidder depth exceeding historical averages."

Considering commercial property investment? Talk to Simple Property Lending today to explore your finance options and find a lending solution that suits your investment goals.

27/10/2026

𝗟𝘂𝘅𝘂𝗿𝘆 𝗛𝗼𝘁𝗲𝗹𝘀 𝗢𝘂𝘁𝗽𝗮𝗰𝗲 𝗕𝗿𝗼𝗮𝗱𝗲𝗿 𝗠𝗮𝗿𝗸𝗲𝘁 𝗮𝘀 𝗗𝗲𝗺𝗮𝗻𝗱 𝗦𝘂𝗿𝗴𝗲𝘀

Luxury hotels across Australia and New Zealand are significantly outperforming the wider accommodation sector, driven by strong demand, expanding rate premiums and a limited development pipeline.

According to CBRE's Luxury Hotel Market report, demand across major Australian and New Zealand markets has grown at a 2.9 per cent compound annual growth rate since 2019, more than double the broader hotel market's 1.3 per cent growth rate.

The luxury segment has maintained stable occupancy levels of 78 to 79 per cent despite new supply entering the market.

Since 2020, 20 hotels comprising 3,517 rooms have opened across Australia and New Zealand, with luxury properties representing approximately 33 per cent of all rooms delivered in Australia during this period.

Transaction prices have surged dramatically, with the median price per key increasing by 81 per cent from around $396,000 in 2011-2014 to $718,000 in 2023-2026 year to date. This growth is attracting new global brands and supporting expansion through conversions, repositioning, branded residences and independent operating models.

Since 2021, approximately $3.2 billion in luxury hotel assets have transacted across Australia and New Zealand, with CBRE advising on approximately $1.75 billion, representing 55 per cent of total transaction value.

CBRE's Head of Hotels, Capital Markets, Pacific, Michael Simpson said international capital has been a crucial driver of investment activity.

"These transactions have established new benchmarks for absolute price, price per key and yield, attracting both domestic and international capital," Mr Simpson said.

"Outcomes have been achieved across different market conditions, from transactions executed during pandemic lockdowns to major sales completed as investment activity recovered."

He said that Chinese and Hong Kong investment were particularly active between 2012 and 2018, whilst Singaporean and Malaysian capital has remained steady with a more diversified buyer pool emerging in recent years.

"This depth of offshore interest has supported liquidity and helped establish new pricing benchmarks alongside active domestic capital," Mr Simpson said.

CBRE's Director, Hotel Research, Ally Gibson said luxury hotel performance is supporting the strong pricing outcomes.

"Since 2019, luxury ADR increased across every market analysed and premiums over the all-scales sector are widening considerably," Ms Gibson said.

"In Australia, the average luxury ADR premium over the all-scales sector increased by 53 per cent, from $62 in 2019 to $94 in 2026."

Looking ahead, 11 luxury hotels comprising approximately 1,979 rooms are currently under construction, with most delivery expected in 2026 and 2027. However, beyond the current development cycle, the confirmed pipeline thins materially as feasibility constraints limit new projects.

"Strengthening demand and limited new supply should support the performance and value of established luxury assets, particularly in markets with high barriers to entry," Ms Gibson said.

Considering a luxury hotel investment? Contact Simple Property Lending today to discuss your commercial finance options.

24/10/2026

𝟱 𝘁𝗵𝗶𝗻𝗴𝘀 𝘁𝗵𝗮𝘁 𝗰𝗮𝗻 𝗮𝗳𝗳𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗕𝗼𝗿𝗿𝗼𝘄𝗶𝗻𝗴 𝗖𝗮𝗽𝗮𝗰𝗶𝘁𝘆 𝘁𝗵𝗮𝘁 𝗵𝗮𝘃𝗲 𝗻𝗼𝘁𝗵𝗶𝗻𝗴 𝘁𝗼 𝗱𝗼 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗜𝗻𝗰𝗼𝗺𝗲

Most people assume their borrowing capacity is determined primarily by how much they earn. Income is certainly a key factor, but lenders look at the full picture of your financial position, and there are several things entirely unrelated to your salary that can reduce how much you are able to borrow.

Understanding these factors before you apply can help you address any issues early and avoid surprises during the assessment process.

𝗖𝗿𝗲𝗱𝗶𝘁 𝗰𝗮𝗿𝗱 𝗹𝗶𝗺𝗶𝘁𝘀
Lenders assess credit cards at their full limit, not the outstanding balance. A credit card with a $15,000 limit is treated as a $15,000 debt regardless of whether you owe $500 or nothing at all.

If you have multiple cards or a high combined limit, this can reduce your borrowing capacity. Reviewing your credit card limits before applying is worth discussing with a mortgage broker as part of your preparation.

𝗕𝘂𝘆 𝗻𝗼𝘄, 𝗽𝗮𝘆 𝗹𝗮𝘁𝗲𝗿 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝘀
Buy now, pay later balances and active accounts are increasingly scrutinised as part of the home loan assessment process. Even small balances can be flagged, and multiple active accounts can signal to a lender that your discretionary spending is higher than your bank statements alone might suggest. Clearing any outstanding buy now, pay later balances and closing accounts you no longer need before you apply is worth considering.

𝗛𝗘𝗖𝗦-𝗛𝗘𝗟𝗣 𝗗𝗲𝗯𝘁
Student debt through the HECS-HELP scheme can affect your net income, as repayments are automatically deducted from your salary once you earn above the repayment threshold. Lenders factor this into their serviceability assessment, which means a significant HECS balance can reduce your borrowing capacity even if your gross income looks strong. The larger the debt and the higher your income, the more noticeable the impact is likely to be.

𝗡𝘂𝗺𝗯𝗲𝗿 𝗼𝗳 𝗱𝗲𝗽𝗲𝗻𝗱𝗮𝗻𝘁𝘀
Lenders use living expense benchmarks that increase with the number of dependants in a household. Two applicants with identical incomes can have different borrowing capacities simply because one has children and the other does not. This is not something you can change, but it is important to understand when you are working out what you can realistically borrow and planning around it.

𝗘𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝗹𝗼𝗮𝗻 𝗰𝗼𝗺𝗺𝗶𝘁𝗺𝗲𝗻𝘁𝘀
Any existing debt, including a car loan, personal loan, or an existing mortgage, can affect the amount a lender is willing to extend on a new loan. Each commitment reduces your assessed capacity to service additional debt. For applicants with several existing debts, the impact on borrowing capacity can be significant, even when each individual loan seems manageable on its own.

Your borrowing capacity is about more than just your income. Talk to Simple Property Lending today to review your position and explore your home loan options.

21/10/2026

𝗘𝗺𝗽𝘁𝘆 𝗼𝗳𝗳𝗶𝗰𝗲𝘀 𝗮𝗿𝗲 𝗳𝗶𝗹𝗹𝗶𝗻𝗴 𝘂𝗽 𝗮𝘀 𝗿𝗲𝗺𝗼𝘁𝗲 𝘄𝗼𝗿𝗸 𝗺𝗼𝗺𝗲𝗻𝘁𝘂𝗺 𝘀𝗹𝗼𝘄𝘀

Australia’s office market is showing signs of recovery, with new Property Council data confirming that companies are leasing more space across the country’s major cities.

Sydney’s vacancy rate has edged down to 13.3 per cent over the past six months, with net absorption of 18,715 square metres over the period to July, more than double the long-term average of around 8,000 square metres.

The recovery is being driven by companies upgrading into better quality space, attracted by competitive rents and landlord incentives including rent-free periods and fitout contributions.

Melbourne’s vacancy rate remains elevated at 18.9 per cent, but demand from companies for office space in the city was among the highest of any capital.

With new office development remaining uneconomic at current construction costs and interest rates, commercial agents are forecasting vacancy rates to fall further from next year as supply stays thin.

Considering commercial property as the office market recovers? Contact Simple Property Lending today to explore your finance options.

18/10/2026

𝗜𝘀 𝗕𝗿𝗶𝗱𝗴𝗶𝗻𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗺𝗼𝘃𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂 𝘁𝗵𝗶𝘀 𝗦𝗽𝗿𝗶𝗻𝗴?

Bridging finance allows you to buy your next property before your current one sells. It is a useful tool to understand ahead of the spring selling season.

𝙔𝙤𝙪 𝙘𝙖𝙧𝙧𝙮 𝙩𝙬𝙤 𝙡𝙤𝙖𝙣𝙨 𝙖𝙩 𝙤𝙣𝙘𝙚 - Bridging finance combines your existing mortgage and the new purchase into one facility, known as peak debt, until your current home sells.

𝙄𝙣𝙩𝙚𝙧𝙚𝙨𝙩 𝙞𝙨 𝙪𝙨𝙪𝙖𝙡𝙡𝙮 𝙘𝙖𝙥𝙞𝙩𝙖𝙡𝙞𝙨𝙚𝙙 - Most bridging loans allow you to defer repayments during the bridging period, with interest added to the loan balance. This keeps cash flow manageable but increases the total debt.

𝙏𝙝𝙚𝙧𝙚 𝙞𝙨 𝙖 𝙩𝙞𝙢𝙚 𝙡𝙞𝙢𝙞𝙩 - Most lenders allow six to twelve months to sell your existing property.

𝙏𝙝𝙚 𝙨𝙖𝙡𝙚 𝙥𝙧𝙞𝙘𝙚 𝙢𝙖𝙩𝙩𝙚𝙧𝙨 - Lenders will estimate the likely sale price of your current home when assessing the loan. If the property sells for less than expected, it affects the end debt position.

𝙄𝙩 𝙞𝙨 𝙣𝙤𝙩 𝙖𝙫𝙖𝙞𝙡𝙖𝙗𝙡𝙚 𝙛𝙧𝙤𝙢 𝙖𝙡𝙡 𝙡𝙚𝙣𝙙𝙚𝙧𝙨 - Bridging finance is a specialist product and lender policies vary considerably on eligibility, terms and costs.

Planning to buy before you sell? Talk to Simple Property Lending today about bridging finance options.

15/10/2026

𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮𝗻 𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗼𝗻 𝘁𝗵𝗲 𝗽𝗮𝘁𝗵 𝘁𝗼 𝗿𝗲𝗰𝗼𝘃𝗲𝗿𝘆

Australia’s commercial real estate market is showing clear signs of recovery, with MSCI’s latest Australia Capital Trends report confirming a clear improvement in the second quarter of 2026.

The market recorded $11.7 billion in property transactions over the quarter, sitting five per cent above the ten-year second-quarter average and representing a significant turnaround from the 17 per cent fall recorded in the first quarter.

Domestic investors are driving the recovery, contributing $8.6 billion for the quarter, up 33 per cent year-on-year, offsetting a pullback in offshore capital.

Industrial and hotel assets led sector performance, with industrial recording a 64 per cent year-on-year increase and hotels more than tripling.

If you are considering commercial property, a finance broker can help you compare your options across a range of commercial lending products.

Ready to explore commercial property opportunities? Contact Simple Property Lending today and let’s discuss your finance options.

12/10/2026

𝟰 𝘄𝗮𝘆𝘀 𝘁𝗼 𝗰𝘂𝘁 𝗱𝗼𝘄𝗻 𝘆𝗼𝘂𝗿 𝗥𝗲𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗖𝗼𝘀𝘁𝘀

Renovating a home is a great way to increase both its value and your rental yield, if you’re an investor.

With rising prices impacting all aspects of our lives, it’s more important than ever to make sure your renovation comes in under budget. Fortunately, there are a number of things you can do to help slash the costs of your project.

𝙈𝙖𝙣𝙖𝙜𝙚 𝙩𝙝𝙚 𝙥𝙧𝙤𝙟𝙚𝙘𝙩 𝙮𝙤𝙪𝙧𝙨𝙚𝙡𝙛

One of the quickest ways to reduce the costs of a home renovation is to take over a large portion of the project management.

If you hire a construction company that specialises in renovations, you will ultimately be paying a project manager to handle all of the required work. This typically includes sourcing, organising and scheduling all of the relevant trades.

If the scope of your project is such that you can handle this part of it, then you could save yourself a considerable amount of money.

Some people might even have the skills to take on certain tasks themselves. If you are able to do parts of the project yourself, that can save you even more money. However, doing everything yourself might actually end up costing more money, when you account for your own time.

𝘿𝙤𝙣’𝙩 𝙤𝙫𝙚𝙧𝙘𝙖𝙥𝙞𝙩𝙖𝙡𝙞𝙨𝙚

The total cost of a renovation will always depend on how large the scope of work is. If you’re adding a second storey to a house, then it is likely to cost you a lot of money.

When assessing a renovation project, it’s important that you only work to what the market wants. There’s no point turning your simple outer suburbs investment property into a luxury home if the market in that area can’t support it.

Stick to doing the basic elements that will give you the most bang for your buck. More often than not, you can replace the flooring, paint the walls and add new window coverings to make a huge change to your property.

If you have a slightly larger budget, then focus on other areas such as replacing the kitchen cabinets. More often than not the bathroom is the most expensive part of the project – unless you’re making structural changes to the property.

𝘾𝙝𝙤𝙤𝙨𝙚 𝙘𝙝𝙚𝙖𝙥𝙚𝙧 𝙢𝙖𝙩𝙚𝙧𝙞𝙖𝙡𝙨

In the past few years, the cost of building materials has been rising and it is now integral to shop around for the best price.

But it’s also important to know where you need to spend money and where you don't. Some materials, such as tiles, can see a big difference in price and quality. The interesting part is that it is often the labour component of doing the tiling that actually costs the most money.

If you’re going to spend money, it won’t cost that much more to have high-quality Italian tiles in the context of the overall project.

There are also other ways to source cheaper materials, such as using second-hand cabinets. Quite often people will give away or sell old cabinets cheaply when they update their kitchens and it’s possible to use them again.

𝘿𝙤𝙣’𝙩 𝙢𝙤𝙫𝙚 𝙩𝙝𝙞𝙣𝙜𝙨

If you’re really wanting to stretch your budget further, one way to save money is during the design stage.

One of the major costs of a renovation project comes from moving electrical and plumbing to different areas of the property. For example, if you want to move the location of your shower, you will have to put in a new drain and all the associated pipes will need to be altered as well. This is normally done by literally cutting into walls and floors.

If you keep these key services in their same locations, it makes for a quick and cheap changeover.

Similarly, if you want to start knocking out walls and making structural changes, the costs of your project can quickly add up. While it might be worth it to add appeal to the property, if you need to save money upfront this is something you could avoid doing.

Renovating can be expensive if it’s not structured properly. Talk to Simple Property Lending and get your funding strategy right first.

09/10/2026

𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹𝘀 𝗵𝗶𝘁 𝗮 𝗳𝗶𝘃𝗲-𝘆𝗲𝗮𝗿 𝗵𝗶𝗴𝗵

Building approvals for detached houses reached their highest monthly level since August 2021, according to ABS data cited by the Housing Industry Association.

Detached house approvals rose 1.1 per cent in June to 10,870, while multi-unit approvals jumped 17.7 per cent to 7,460.

Across the full 2025-26 financial year, 121,140 detached houses were approved nationally, up 7 per cent on the prior year.

Western Australia led the states for annual detached house approval growth at 11 per cent, followed by New South Wales at 10.5 per cent and Queensland at 8.6 per cent. For multi-unit approvals, Queensland was the standout with growth of 49.6 per cent for the year.

HIA cautioned that housing affordability is at its worst levels in more than 30 years, calling on policymakers to reduce the cost of home building rather than add to it.
For buyers and investors looking to get into the market, a mortgage broker can help you compare your options.

Looking to buy or invest while housing construction picks up? Contact Simple Property Lending today to explore your finance options.

06/10/2026

𝟱 𝘁𝗵𝗶𝗻𝗴𝘀 𝘁𝗼 𝗰𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝗯𝗲𝗳𝗼𝗿𝗲 𝘁𝗮𝗸𝗶𝗻𝗴 𝗼𝘂𝘁 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲

Over the years, investing in real estate has been incredibly successful for millions of Australians. However, for new borrowers, there are a number of factors that should be taken into account before getting started.

Here are five key considerations for first home buyers before taking out a mortgage.

𝙁𝙞𝙣𝙙 𝙖𝙣 𝙖𝙛𝙛𝙤𝙧𝙙𝙖𝙗𝙡𝙚 𝙥𝙧𝙤𝙥𝙚𝙧𝙩𝙮 – 𝙣𝙤𝙩 𝙖 𝙘𝙝𝙚𝙖𝙥 𝙡𝙤𝙖𝙣

With interest rates starting to rise, it’s more important than ever to ensure you can afford the financial commitment of paying off a home loan. While you should always look to compare interest rates on different loan products, it’s more important to set your sights on buying a property that is affordable based on your own financial circumstances. You might not be able to afford your dream home right away, but your first investment can be a stepping stone to bigger things.

𝙇𝙚𝙖𝙧𝙣 𝙩𝙤 𝙗𝙪𝙙𝙜𝙚𝙩 𝙖𝙣𝙙 𝙨𝙖𝙫𝙚

Before you even start looking for a property, you need to make sure you’ve got your budgeting on track and you’re saving for a deposit. There’s no point buying a home if you quickly find out that the cost of owning the property is more than you can manage. By putting sound financial management in place before buying a home you can be confident in handling the repayments.

𝙔𝙤𝙪 𝙙𝙤𝙣’𝙩 𝙣𝙚𝙚𝙙 𝙖 𝟮𝟬% 𝙙𝙚𝙥𝙤𝙨𝙞𝙩

Contrary to what you might have heard, you actually don’t need to have saved up a 20% deposit to purchase a property. There are a number of ways you can buy a home with far less than 20%, especially if you’re a first home buyer. There are Government schemes and guarantor loans that can assist you. Alternatively, you could look at paying Lenders Mortgage Insurance (LMI) if you aren’t a first home buyer.

𝙇𝙤𝙤𝙠 𝙖𝙩 𝙩𝙝𝙚 𝙡𝙤𝙖𝙣 𝙛𝙚𝙖𝙩𝙪𝙧𝙚𝙨

While most people are focused on the interest rate they’ll be paying on their home loan, it’s equally important to consider all the other features on offer as well. These different features can potentially save you a significant sum of money. Things such as fixed vs variable rates have been very important recently, while an offset account normally has a big benefit to a mortgage holder.

𝙇𝙤𝙤𝙠 𝙖𝙩 𝙩𝙝𝙚 𝙩𝙤𝙩𝙖𝙡 𝙪𝙥𝙛𝙧𝙤𝙣𝙩 𝙘𝙤𝙨𝙩 𝙤𝙛 𝙥𝙪𝙧𝙘𝙝𝙖𝙨𝙞𝙣𝙜

A lot of attention for first home buyers is often dedicated to getting the right features in their homes and buying in the location that they want. However, it’s just as important to look at all the upfront costs. While most homeowners would know about the impact of stamp duty, –first home buyers are typically exempt. It’s the other costs that can easily mount up. These include things like inspection fees, transfer costs, conveyancing, application fees and insurance, plus additional expenses like rates, water and any strata costs.

First home buying is easier when you understand your numbers upfront. Speak with Simple Property Lending and get pre-approved before you start searching.

Address

Melbourne, VIC
3143

Opening Hours

Monday	7:30am - 9pm
Tuesday	7:30am - 9pm
Wednesday	7:30am - 9pm
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Telephone

+611300808858

Website

http://www.simplepropertylending.com.au/

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