White Elk Finance

White Elk Finance Lending Specialists - Over 80 Lenders

In some circumstances, a self managed super fund can purchase commercial property and lease it back to your business. Wh...
30/07/2026

In some circumstances, a self managed super fund can purchase commercial property and lease it back to your business. While the concept is straightforward, the lending requirements are quite different to a standard commercial loan.

Whether it’s suitable depends on your individual circumstances, which is why these conversations usually involve your broker, accountant and financial adviser from the outset.

We are excited to announce the opening of our new office. We look forward to welcoming clients and visitors to our new a...
23/07/2026

We are excited to announce the opening of our new office.

We look forward to welcoming clients and visitors to our new address at 3 Keys Street, Beaumaris.

With the proposed changes to negative gearing on established residential properties, we’re already seeing more conversat...
01/07/2026

With the proposed changes to negative gearing on established residential properties, we’re already seeing more conversations around commercial property.

Commercial property has always been an investment option, but for some investors, it’s becoming an avenue worth exploring.

Depending on the property and lease agreement, commercial investments can offer:

- Longer lease terms
- Higher rental yields
- Tenants who may be responsible for some outgoings
- Different tax considerations to residential property

Like any investment, there are also different risks, finance requirements and lending policies to consider.

If you’ve been thinking about expanding your portfolio, commercial property might be worth adding to the conversation!

“Does my car loan affect how much I can borrow?”A $30,000 car loan with repayments of around $600 per month could reduce...
15/06/2026

“Does my car loan affect how much I can borrow?”

A $30,000 car loan with repayments of around $600 per month could reduce borrowing capacity by nearly $100,000

In some cases if you already own a property you may choose to consolidate the car debt into your home loan. While this can improve cash flow and borrowing power, it’s important to remember that you’re moving short-term debt onto a much longer loan term, so a disciplined repayment plan is essential.

Wondering how the Negative Gearing changes may impact you? Swipe for more info
04/06/2026

Wondering how the Negative Gearing changes may impact you? Swipe for more info

Recent reviews from some of our loved customers ⭐️
20/05/2026

Recent reviews from some of our loved customers ⭐️

30/04/2026

Buying a home? These are the things you should look for during your building inspection 👀

🔨 Foundation Issues:

Large cracks in walls or floors
Uneven flooring
Doors that won’t close properly

🏠Roof Condition:

Missing shingles
Signs of leaks
Ageing of the roof

💧 Plumbing/Drainage:

Leaks under sinks
Water pressure problems
Water heater age

⚡️ Electrical tip: Be sure to test all of the power outlets and lights!

It’s easier than you might think to buy a house when working as a casual. 🏡
02/04/2026

It’s easier than you might think to buy a house when working as a casual. 🏡

You’ve probably heard the term equity - but what does it actually mean?
26/03/2026

You’ve probably heard the term equity - but what does it actually mean?

Have a side business as well as your main job? That extra income might still help with your borrowing power. ...
17/03/2026

Have a side business as well as your main job? That extra income might still help with your borrowing power.

Many people assume lenders won’t consider business income unless the business has been running for a full financial year.

While that can be the case with some lenders, it isn’t always a strict rule.

Depending on the lender and the strength of your overall application, income from a side business will sometimes still be assessed even if it hasn’t been operating for a full 12 months.

Lenders may ask for documents such as:

• Tax returns
• ATO Notice of Assessment
• Business bank statements
• BAS statements
• Financial statements or other business records

Every lender assesses this differently, but in many cases it can still be done without needing to sacrifice a competitive rate or low.

Address

3 Keys Street
Melbourne, VIC
3193

Telephone

+61482027102

Website

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