White Elk Finance

White Elk Finance Lending Specialists - Over 80 Lenders

Wondering how the Negative Gearing changes may impact you? Swipe for more info
04/06/2026

Wondering how the Negative Gearing changes may impact you? Swipe for more info

Recent reviews from some of our loved customers ⭐️
20/05/2026

Recent reviews from some of our loved customers ⭐️

30/04/2026

Buying a home? These are the things you should look for during your building inspection 👀

🔨 Foundation Issues:

Large cracks in walls or floors
Uneven flooring
Doors that won’t close properly

🏠Roof Condition:

Missing shingles
Signs of leaks
Ageing of the roof

💧 Plumbing/Drainage:

Leaks under sinks
Water pressure problems
Water heater age

⚡️ Electrical tip: Be sure to test all of the power outlets and lights!

It’s easier than you might think to buy a house when working as a casual. 🏡
02/04/2026

It’s easier than you might think to buy a house when working as a casual. 🏡

You’ve probably heard the term equity - but what does it actually mean?
26/03/2026

You’ve probably heard the term equity - but what does it actually mean?

Have a side business as well as your main job? That extra income might still help with your borrowing power. ...
17/03/2026

Have a side business as well as your main job? That extra income might still help with your borrowing power.

Many people assume lenders won’t consider business income unless the business has been running for a full financial year.

While that can be the case with some lenders, it isn’t always a strict rule.

Depending on the lender and the strength of your overall application, income from a side business will sometimes still be assessed even if it hasn’t been operating for a full 12 months.

Lenders may ask for documents such as:

• Tax returns
• ATO Notice of Assessment
• Business bank statements
• BAS statements
• Financial statements or other business records

Every lender assesses this differently, but in many cases it can still be done without needing to sacrifice a competitive rate or low.

Thinking of buying your first home? We’ve got some tips for you.
08/03/2026

Thinking of buying your first home? We’ve got some tips for you.

White Elk Finance is expanding! We’re excited to announce that White Elk Finance will soon be opening the doors to our n...
25/02/2026

White Elk Finance is expanding!

We’re excited to announce that White Elk Finance will soon be opening the doors to our new office in Beaumaris.

Stay tuned!

In many cases, yes — when the loan is for an investment property.Lender’s Mortgage Insurance on investment loans is gene...
18/02/2026

In many cases, yes — when the loan is for an investment property.
Lender’s Mortgage Insurance on investment loans is generally treated as a borrowing expense and is typically claimed over a number of years rather than all at once.
Every situation is different, so it’s important to confirm how it applies to you. You can refer to guidance from the ATO or speak with your accountant before making any assumptions.
If you’re exploring investment lending and want to understand how LMI fits into your borrowing strategy, feel free to reach out — happy to talk through the finance side.

11/02/2026

Wondering what you and your partner could purchase for your first home?

A couple earning $100k each, with no kids and only HECS debts, may have an estimated purchase range of around $900k–$950k.

Keep in mind, borrowing power can vary depending on the loan product and lender you apply with. This is a guide based on current servicing calculations across Australia’s major lenders.

Address

3 Keys Street
Melbourne, VIC
3193

Telephone

+61482027102

Website

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