Celhar Finance Solutions

29/09/2026

📢 RBA Interest Rate Update

The RBA has today decided to increase the cash rate by 0.25%.

If you’re wondering what this may mean for your home loan, repayments, or overall finances, please don’t hesitate to reach out.

Whether you’d like me to review your current home loan rate, look at other options, or simply have a chat about how the increase may affect you, I’m always happy to help and assist in any way I can.

📞 I’m only a phone call or message away.

Celhar Finance Solutions

At its meeting today, the Board decided to increase the cash rate target by 25 basis points to 4.60 per cent.

Read the full statement here: https://ow.ly/rKkR50ZSuTQ

28/09/2026

🏡 RBA MEETING DAY | What could today’s decision mean for your home loan?

Today the RBA meets to make its latest decision on interest rates.

If you’re feeling a little worried about what today’s decision could mean for your repayments, please reach out.

I’m happy to have a chat and go over your current home loan, check your interest rate and see whether there may be better options available.

Sometimes it’s simply about knowing where you stand and understanding your options.

📞 I’m only a phone call away and always happy to help.

Celhar Finance Solutions

16/09/2026

11/08/2026

🏡 A little relief for homeowners today

The Reserve Bank of Australia has decided to hold the cash rate at 4.35%.

For many Australian families already feeling the pressure of higher mortgage repayments and the rising cost of living, today’s decision will hopefully come as a welcome relief — no further increase this month.

While rates remain high, a hold can be a good opportunity to review your current home loan and make sure it’s still working for you.

If you haven’t reviewed your home loan recently, or you’d simply like to know how your current rate compares, please feel free to reach out. I’m always happy to have a chat and look at your options.

Cindy Celhar – Mortgage Broker

At its meeting today, the Board decided to leave the cash rate target unchanged at 4.35 per cent.

Read the full statement here: https://ow.ly/Si6w50Zylg8

25/07/2026

🏡 Thinking about buying your first home?

Step 1: Talk to a mortgage broker before you start house hunting.

It might sound backwards, but it’s actually the smartest first step you can take.

Before you spend your weekends at open homes, let’s have a chat.

I can help you:
✅ Work out how much you may be able to borrow
✅ Find out if you have enough saved for a deposit
✅ Explain the home buying process from start to finish
✅ Check if you’re eligible for any First Home Buyer schemes or government assistance
✅ Discuss loan options that suit your goals and budget
✅ Give you the confidence to start your property search with a clear plan

Buying your first home is exciting, but it can also feel overwhelming. My role is to make the process simple, answer your questions, and guide you every step of the way.

📞 Thinking about buying your first home? Get in touch before you start looking. A quick chat now could save you time, reduce stress, and help put you in the best position when you find the right home.

I’d love to help you take that first step towards home ownership. 🏠

14/07/2026

It was an absolute pleasure helping these wonderful first home buyers purchase their very first home! 🏡✨

From start to finish, they were an absolute joy to work with and kept me laughing every step of the way. Wishing you both a lifetime of happiness, amazing memories, and all the best as you begin this exciting new chapter together in your first home.

Congratulations again! 🥂🔑
❤️ I Absolutely love what I do ❤️

13/07/2026

Feeling very thankful and grateful. Thank you so much for the beautiful flowers and chocolates,they were such a lovely surprise and are truly appreciated.❤️🏡

08/07/2026

It was an absolute pleasure meeting this beautiful lady and helping her purchase her home. Seeing you achieve this incredible milestone has been so rewarding, and I’m truly grateful that you chose me to be your mortgage broker.

Thank you for trusting me to be part of your journey. It has been an absolute pleasure assisting you, and I look forward to continuing to support you throughout your homeownership journey and hearing all about the wonderful memories you create in your new home.

Always believe that you can, and you will. Congratulations again on your home! 🏡❤️