Tom Bailey - Integrity Finance Australia

Tom Bailey - Integrity Finance Australia Self-employed mortgage broker who enjoys explaining the Home Buying/Refinancing process ☺️

Nothing beats seeing clients hold the keys to their new home 😊🔑A big belated congrats to these legends Mitch and Emma on...
16/10/2025

Nothing beats seeing clients hold the keys to their new home 😊🔑
A big belated congrats to these legends Mitch and Emma on securing their first home — what an exciting next chapter ahead!
If you’re thinking about buying, refinancing, or investing, I’d love to help you get there too.

Calling all prospective First Home Buyers 🚨 🏡 We have some amazing news for you! From the 1st of October, The highly suc...
25/08/2025

Calling all prospective First Home Buyers 🚨 🏡
We have some amazing news for you!

From the 1st of October, The highly successful and much used First Home Guarantee Scheme (FHGS) has just had a major improvement, allowing you to buy your first home of up to $950k * using just a 5% deposit (plus government costs)!!!! As well as removing the maximum income cap.

Previously you could only buy up to $800k and couldn’t earn over $120k as a single or $200k as a couple.

This will open the door for thousands of first home buyers who previously could not fit the FHGS requirements.

Unsure if this will help you or not, call, message or email us to find out if you are eligible and how the FHGs changes may have helped you.

*postcode dependant.

Is there a better feeling then putting up the SOLD sign on your first home together. A belated congratulations to Sarah ...
19/03/2025

Is there a better feeling then putting up the SOLD sign on your first home together. A belated congratulations to Sarah and Evan on their purchase 🏡 🥂 🍻

It’s been a pleasure working with Sarah and Evan as we navigated through their options over a period of time to ensure they were in a position to buy. And now, they are in their new home!

Here’s to many fun memories!!

Here’s an exciting one for Fire Fighters 🚒 👩‍🚒and emergency services workers 🚑👮🏼Commonwealth Bank are offering no Lender...
11/03/2025

Here’s an exciting one for Fire Fighters 🚒 👩‍🚒and emergency services workers 🚑👮🏼

Commonwealth Bank are offering no Lenders Mortgage Insurance (LMI) even if you have a low deposit. This could save you tens of thousands of $$$ and mean you could get into a home sooner and far cheaper.

Swipe to take a look and see if this is something you, a friend or colleague could benefit from.

Terms and condition apply.

Happy settlement day for First Home Buyers  and Byron 🍾 🥂 🏡 🥰 Today you can officially call yourselves homeowners!! It’s...
01/11/2024

Happy settlement day for First Home Buyers and Byron 🍾 🥂 🏡 🥰

Today you can officially call yourselves homeowners!!

It’s been a pleasure assisting Sam and Boz with their purchase. Knowing full well that they have a bit of work on their hands, Boz can put his trade skills to work, allowing them to put their own personal touch on their first home.

Can’t wait to see the changes over time ☺️ here’s to many memories in your new home 🍻

Okay okay, it may feel like we are going early with this, but it’s the perfect time to start thinking about Christmas 🎅🏼...
03/10/2024

Okay okay, it may feel like we are going early with this, but it’s the perfect time to start thinking about Christmas 🎅🏼 🤶 🎄 cause we all know it’s a super expensive time of the year $$$

There are also some refinance cashback offers creeping back into the market as well as some rates dropping quite substantially.

But ensuring you have a great home loan isn’t the only way to save money. Check out some simple tips (my favourite being ShopBack ☺️ let me know if you want to join) that are easy ways to save extra $$$

Let us know what your favourite tips are ☺️

A very exciting update, we are proud to welcome Bendigo Bank to our panel of lenders!! We are always looking to add more...
29/09/2024

A very exciting update, we are proud to welcome Bendigo Bank to our panel of lenders!!

We are always looking to add more lenders to our wide range of options for you. Bendigo Bank is a well known and trusted community lender that offers some exciting niches for our clients, for example:

- offset can be available against a fixed rate
- 6 offsets per loan split
- 1 year self employed tax returns
- a simple self employed policy
- good with new jobs that have probation

The list goes on!!!

If those fixed rates look attractive to you or you just like the idea of banking with Bendigo, reach out to Tom to see if their products can suit you ☺️

A successful auction for Sophie, Dan and Heidi 🥳 🍾 🏡 Congratulations on your purchase of your new family home and what a...
23/09/2024

A successful auction for Sophie, Dan and Heidi 🥳 🍾 🏡

Congratulations on your purchase of your new family home and what a whopper it is!!!

With incredible views and a deck to entertain, I’m sure you will have plenty of family memories to come ☺️

Glad we could assist Sophie and Dan with their purchase!

If you are looking at buying or just want a home loan review, please feel free to shoot us a message!

US RATE ALERT 🚨 Woohoo!!! Did you hear the news, the US federal reserve has just cut their rates by a surprising 0.50% 🤑...
19/09/2024

US RATE ALERT 🚨 Woohoo!!! Did you hear the news, the US federal reserve has just cut their rates by a surprising 0.50% 🤑 and they expect more to come. Now whilst they are a different economy to Australia and by no means does this mean the variable rates will be cut here but it’s certainly a positive move globally and hopefully something that will follow suit in Aus.

What it does mean, is that FIXED RATEs being offered by lenders have come down dramatically, and we are now seeing rates at 5.59%!!! It’s important to ensure a fixed rate is suitable for you but if you are interested in reviewing your loan and finding out what savings there could be available to you, simply shoot us a message, give us a call or email [email protected] and we can see where you can potentially save $$$

Initially we just need your loan balance, property value, current rate, principal and interest or interest only and if it’s Owner Occupied or Investment. How simple!!!

Happy Monday and a big congratulations 🥳 to Rachael and James who recently sold their home and purchased a new larger pr...
16/09/2024

Happy Monday and a big congratulations 🥳 to Rachael and James who recently sold their home and purchased a new larger property for their family to grow into ☺️ 🏡 exciting times ahead!!

A change is as good as a holiday and I’m sure the kids will love running around the new yard 🌳 🌴 thank you for allowing us to assist you with your new purchase ☺️

Competition time!!!! ⭐️ 💵 🤑Our business is built on referrals and we absolutely love them! It’s a huge compliment to us ...
04/09/2024

Competition time!!!! ⭐️ 💵 🤑

Our business is built on referrals and we absolutely love them! It’s a huge compliment to us and we thank all the referrers who have passed our details on in the past.

Now we are looking to reward you lovely referrers by giving you the chance to win a $1k gift card of your choice.

Simply pass our details onto a friend, family member, work colleague etc that is looking for assistance with a home loan, new or existing and when they tell us who passed our details on, you go into the draw.

Winner will be randomly drawn on the 1st of November. The more referrals we receive from you, the more entries you will get ☺️

We are looking forward to assisting all you lovely people and can’t wait to chat!

Address

Melbourne, VIC

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