24/07/2026
The 2026 Federal Budget changed the rules for property investors, and the date to remember is 7:30 pm on 12 May 2026.
From 1 July 2027, if you buy an established rental property after that time, rental losses can no longer reduce the tax on your salary. Those losses can only be used against rental income from other properties, or against the capital gain when you sell.
The good news:
If you already owned the property, or were under contract, by that time, nothing changes. Your current tax treatment continues.
Newly built properties are fully exempt. Negative gearing and the 50 percent CGT discount both stay.
If you are weighing up a purchase, or already own a rental, the timing and structure of that decision now matter more than they used to. It is worth thinking through before you commit.
To read more about how we help clients plan around tax changes, visit our website: https://taxwindow.com.au
To talk through your situation with us, book a meeting: https://taxwindow.as.me/schedule/021da2b9
General information only, not personal advice. Speak with us about your situation.
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