11/10/2026
With new HCF Happy Tails cover you can get reimbursed 70%, 80% or 90% on eligible vet bills* for your dog or cat, helping you protect your fur-family.
You can get HCF Pet Insurance for your dog or cat by 30 November 2026 and enjoy 1 month free^ when you use the promo code 1MONTHFREE when completing your quote. Plus, members can also save 12% on cover that matches your pet’s life stage and needs+.
Learn more at hcf.com.au/pet
* Policy Terms and Conditions, limits, exclusions, excesses and waiting periods apply.
^ 1 month free cover will be provided in the first policy year to eligible customers who purchase a new HCF Happy Tails Cover Pet Insurance Policy, between 12:01 AEST on 7 October 2026 and 11:59pm AEDT on 30 November (Offer) with a policy start date within the Offer period. To redeem the Offer, customers must enter promo code 1MONTHFREE when completing an HCF Happy Tails Cover quote. The Offer does not apply to renewals of existing HCF Pet Insurance Policies. If more than one Offer or discount is available for an HCF Pet Insurance Policy, they will be applied in a predetermined order. HCF reserves the right to withdraw, vary or extend this Offer at any time, without notice. See hcf.com.au/pet for full terms and conditions of the Offer.
+ HCF members with eligible cover can get a discount of 12% on HCF Happy Tails Cover Pet Insurance policies issued from 03/07/2026. For policies issued before this date, any previous member discount percentage will continue to apply unchanged to renewals. Visit hcf.com.au/thankyou for terms and conditions. Offer subject to change.
HCF Pet Insurance is issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923 (AFSL 420183), except for policies entered into before 21 March 2024 and subsequent renewals of those policies, which are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (AFSL 241436). Consider the Product Disclosure Statement and Target Market Determination, available at hcf.com.au/petinsurance, before deciding if this product is right for you.