Thirdroc

17/12/2025

03/07/2025

Big news for ThirdRoc partners!

We've just been accredited by ASIC as a credit representative — which means we’re now officially licensed to offer credit in Australia. We've now partnered with the likes of Bendigo Bank, and Brighton!

But more importantly — it’s a step closer to the future we’re building.

- A future where SMEs don’t chase payments
- A future where credit is embedded inside the tools they already use
- A future where funding is just… one click away

If you’re building software for trades, construction, field services, or any business that issues invoice and waits weeks to get paid — let’s talk.

We’re not another lender. We’re not another app.

We sit inside the software, quietly, and power the ability for businesses to get paid upfront — while you, the platform, deepen value and unlock a whole new revenue line.

The rails are ready.
Ping us if this sounds like something worth exploring.

11/03/2025

ThirdRoc and MDF Partner to Unlock Credit Access for Underserved MSME's

At ThirdRoc, we believe financial inclusion should be about opportunity, not obstacles. That’s why we’re excited to partner with Market Development Facility (MDF) to extend our mobile-first credit risk technology, making access to finance easier for those who have been locked out of traditional lending.

This partnership is set to transform how small businesses and individuals prove their creditworthiness—not through outdated collateral-based models, but through real financial behavior and data-driven lending decisions. Together with MDF, we’re enabling more entrepreneurs and micro-businesses to access capital responsibly, without unnecessary paperwork or financial barriers.

But that’s not all. Stay tuned for another major partnership announcement! ThirdRoc is gearing up to collaborate with some of Fiji’s leading lenders, expanding our mission to drive financial inclusion across the Pacific. More details coming soon!

📩 Want to be part of this movement? Let’s talk: [email protected]

Miliniai Veiogo

26/01/2025

Project Trinity:
Transforming Credit & Collections using AI agent & workflow automation in the Pacific Islands:

At ThirdRoc, we’re humbled and proud to share the success of Project Trinity, a transformative journey made possible through collaboration with our lending partners.

This initiative was born out of a simple yet powerful mission: to bring financial access to the Pacific Islands, where 70% of people remain underbanked. Here’s how we made a difference together:

✔️ Rewriting Credit Accessibility
For too long, many in the Pacific are locked out of financial systems. With our proprietary AI, we turn the tide, enabling loans for hundreds who had never been given a chance before. Each approved loan wasn’t just a number—it was someone’s first step towards opportunity.

✔️ Reimagining Debt Recovery
Through AI-driven personalized engagement, we found a way to not only recover old debts but also rebuild trust with borrowers. Partnering with legal networks, we saw a 25% boost in recovery rates, helping restore balance for lenders and borrowers alike.

✔️ Empowering Local Communities
For the first time in these markets, we reduced loan processing times to less than 60 minutes. This isn’t just a statistic—it’s a life-changing moment for families, entrepreneurs, and dreamers who can now access funds when they need them most.

Project Trinity is more than a milestone for us—it’s a testament to what technology, partnerships, and shared purpose can achieve together.

To our partners, thank you for believing in this vision. And to everyone working to build a more inclusive financial system, let’s continue innovating and making an impact.

Join the Revolution!

03/12/2024

ThirdRoc Extends Its Mobile Credit Risk Technology to Drive Financial Inclusion in Tonga, in Partnership with UN Pacific Digital Economy Programme and Tonga Development Bank.

We’re proud to sign a 3-year deal with the Tongan Development Bank, supported by PDEP, to bring ThirdRoc’s alternative credit risk technology to Tonga.

This initiative eliminates the burden on micro-businesses to provide collateral and navigate unnecessary paperwork. Instead, they can demonstrate their repayment capability through behavioural data analysis.

This is more than access to capital—it’s about fair, data-backed decisions that reduce bad debts and empower the underbanked to access capital responsibly. With our mobile-first credit assessment platform, we’re providing solutions tailored to the Pacific’s unique challenges, helping individuals and micro-businesses build stronger financial futures.

At ThirdRoc, we’re on a mission to make financial inclusion a reality in emerging markets, starting with the South Pacific—one island at a time—through practical and impactful technology.

To explore partnerships, contact us at [email protected].

07/08/2024

Unlock Payroll Efficiency for Just $5/Month! 🌟

Say goodbye to Excel headaches and costly payroll mistakes. ThirdRoc introduces Fiji's first SaaS payroll software at an unbeatable $5/month—no yearly lock-ins, no upfront costs! Elevate your small business with state-of-the-art payroll management.

Limited Offer: Only 30 days!
Sign up now: thirdroc.ai/employer/signup

26/04/2024

Exciting news! We've teamed up with the esteemed brand Jewels Fiji Pte Ltd, making ThirdRoc one of their preferred payment methods. This partnership is all about elevating your shopping experience with added convenience and security! 💎💳

ThirdRoc is transforming Fijian payment methods. Our collaboration with Jewels Fiji underscores our dedication to delivering innovative payment solutions in Fiji. Now, shopping for exquisite pieces at Jewels Fiji is easier and more secure than ever before.

15/03/2024

Friday update! 😄 Get ready for ThirdRoc's upcoming virtual debit card! This feature simplifies the process for employees to access their earned wages like never before. For employers, it's an opportunity to offer your team an unparalleled employee benefit. Stay tuned!

12/02/2024

We love hearing from our users. Helping you celebrate life is our core focus. Congratulations to the groom posing with his family :)



https://play.google.com/store/apps/details?id=com.app.thirdroc

08/02/2024

When you want to Dinau, Don't Dinau 😂. Use earned wage access. Don't wait for payday. . Download the app now https://play.google.com/store/apps/details?id=com.app.thirdroc

15/09/2023

In the last few weeks, as we've been ramping up for our expansion in Fiji and engaging in conversations with employers, we've heard a common concern - "This seems a bit complicated. How will my current system embrace this new technology?"

Embracing and integrating new technology is paramount for business growth and success, especially when it offers adaptable solutions tailored to your specific needs - and the best part? It won't dent your bottom line.

Lets your workforce with the use of technology.

21/07/2023

🙏 A big thanks to Startup daily and Antler for featuring ThirdRoc in their latest article! 🚀 We're thrilled and grateful for the recognition. It's been an exciting journey, and we're committed to revolutionizing the industry with our innovative solutions. Stay tuned for more updates as we continue to grow and make an impact!

Thirdroc is facilitating consumer finance in emerging markets with an efficient customer acquisition model and no credit risk.