KIN Finance

01/10/2026

A key strategy involves utilising the 5% deposit scheme, which significantly lowers the initial barrier to entry.

To find out more, DM us or contact the KIN Finance Team on:

☎️ – 0435 779 247
💻 – [email protected]

30/09/2026

📉 Lenders cut rates as competition heats up 📉⁣
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There’s a “rate war brewing”, according to Canstar. ⁣
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A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
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The catch? ⚠️⁣
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Lower rates are usually reserved for new customers. 💡⁣
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The solution? 🤝⁣
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Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
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Contact us to find out how. 👇⁣
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To find out more, DM us or contact the KIN Finance Team on:

☎️ – 0435 779 247
💻 – [email protected]

29/09/2026

🗞📰 𝗥𝗕𝗔 𝗵𝗶𝗸𝗲𝘀 𝗰𝗮𝘀𝗵 𝗿𝗮𝘁𝗲 𝗳𝗼𝗿 𝗳𝗼𝘂𝗿𝘁𝗵 𝘁𝗶𝗺𝗲 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿, 𝘂𝗽 𝘁𝗼 𝟰.𝟲𝟬% 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣
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Here we go again … The RBA has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on more borrowing pain to mortgage holders. 🤔⁣⁣⁣
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Here we go again … The Reserve Bank of Australia (RBA) has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on more borrowing pain to mortgage holders.

28/09/2026

Thank you for taking the time to share your experience with Charlene and KIN Finance! Your recommendation means a lot to us, and we look forward to continuing to serve you and others in the future

28/09/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM us or contact the KIN Finance Team on:

☎️ – 0435 779 247
💻 – [email protected]

24/09/2026

Many aspiring buyers are held back by this misconception, unaware of accessible alternatives like low-deposit schemes for first-home buyers or the option of utilising a family guarantor.

To find out more, DM us or contact the KIN Finance Team on:

☎️ – 0435 779 247
💻 – [email protected]

24/09/2026

🗞📰 𝗛𝗼𝘄 𝘆𝗼𝘂 𝗰𝗼𝘂𝗹𝗱 𝘀𝘁𝗶𝗹𝗹 𝗻𝗲𝗴𝗮𝘁𝗶𝘃𝗲𝗹𝘆 𝗴𝗲𝗮𝗿 𝗮 𝗿𝗲𝗻𝘁𝗮𝗹 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 📰🗞⁣⁣⁣⁣⁣⁣⁣
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The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here’s how it could be done. 🏘️⁣⁣
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https://www.kinfinance.com.au/how-you-could-still-negatively-gear-a-rental-property/

23/09/2026

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣
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Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈⁣
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Searches for “dual-living” are up 100%. 📊⁣x⁣
And interest in granny flats has jumped 30%. 🏠⁣
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DM us to find out how you and your family can team up for an affordable home. 👇⁣
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To find out more, DM us or contact the KIN Finance Team on:

☎️ – 0435 779 247
💻 – [email protected]

21/09/2026

💼 How to get a home loan if you’re self-employed 💼⁣
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Over 1.7 million Australians run their own show. ⁣
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It can bring freedom, flexibility and financial rewards. ⁣
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But it may mean jumping through more hoops when it comes to taking out a home loan. 🏡⁣
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You may be eligible for a standard ‘full doc’ loan with just one or two years' financials. 📝⁣
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Or low doc loans can be available if you’re very new to small business. 📊⁣
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The main point is to speak to us to understand your options. 👇⁣
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To find out more, DM us or contact the KIN Finance Team on:

☎️ – 0435 779 247
💻 – [email protected]

17/09/2026

Stop waiting for that 20% deposit. It’s a common piece of advice passed down through generations, but it’s holding more people back from homeownership than it’s helping.

To find out more, DM us or contact the KIN Finance Team on:

☎️ – 0435 779 247
💻 – [email protected]