Square Penny

Square Penny Experts in outsourced CFO & Bookkeeping services- think of us as your outsourced financial department. Gain control of your financial management.

We understand your business challenges from payroll, budgeting, cash flow, reporting to compliance and more.

๐—ฃ๐—ฎ๐˜†๐—ฟ๐—ผ๐—น๐—น & ๐—–๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—ฎ๐—ป๐—ฐ๐—ฒ: ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฑ๐˜‚๐—ฒ ๐—ถ๐—ป ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ? ๐Ÿ“…A new month means a few important dates to keep on your radar:๐Ÿณ ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ...
01/09/2026

๐—ฃ๐—ฎ๐˜†๐—ฟ๐—ผ๐—น๐—น & ๐—–๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—ฎ๐—ป๐—ฐ๐—ฒ: ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฑ๐˜‚๐—ฒ ๐—ถ๐—ป ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ? ๐Ÿ“…

A new month means a few important dates to keep on your radar:

๐Ÿณ ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ: Payroll Tax (Vic)
๐Ÿฎ๐Ÿญ ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ: Monthly BAS/IAS and PAYG withholding

๐—ฃ๐—ฎ๐˜†๐—ฑ๐—ฎ๐˜† ๐—ฆ๐˜‚๐—ฝ๐—ฒ๐—ฟ ๐—ฐ๐—ต๐—ฒ๐—ฐ๐—ธ ๐—ถ๐—ป...

Weโ€™re now a couple of months into Payday Super. How are your payroll processes working?

Itโ€™s a good time to check that your systems are running smoothly, super contributions are being processed correctly and any issues are being picked up early.

If you need help reviewing your payroll processes or staying on top of your compliance obligations, our bookkeeping and CFO team is here to help.

๐Ÿ“ž 1300 472 412
๐ŸŒ squarepenny.com.au

๐˜Š๐˜ฐ๐˜ฎ๐˜ฑ๐˜ญ๐˜ช๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ฅ๐˜ฐ๐˜ฆ๐˜ด๐˜ฏโ€™๐˜ต ๐˜ฉ๐˜ข๐˜ท๐˜ฆ ๐˜ต๐˜ฐ ๐˜ฃ๐˜ฆ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ญ๐˜ช๐˜ค๐˜ข๐˜ต๐˜ฆ๐˜ฅ. ๐˜Ž๐˜ฐ๐˜ฐ๐˜ฅ ๐˜ด๐˜บ๐˜ด๐˜ต๐˜ฆ๐˜ฎ๐˜ด ๐˜ฎ๐˜ข๐˜ฌ๐˜ฆ ๐˜ข๐˜ญ๐˜ญ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฅ๐˜ช๐˜ง๐˜ง๐˜ฆ๐˜ณ๐˜ฆ๐˜ฏ๐˜ค๐˜ฆ.

When the primary school calls for sponsors, how could we say no? ๐Ÿ’œWe were proud to sponsor the schoolโ€™s annual parent ni...
25/08/2026

When the primary school calls for sponsors, how could we say no? ๐Ÿ’œ

We were proud to sponsor the schoolโ€™s annual parent night out, with this yearโ€™s theme: โ€œOops, I wore the wrong thing!โ€

What a night it was!

Plenty of questionable outfit choices, lots of laughs, a little healthy trivia competition and, most importantly, a fantastic sense of community spirit.

We love being able to support our local community, especially events that bring people together and help support our school and their fundraising efforts.

Well done to all the organisers- we know the work that goes on behind the scenes... We were happy to play a small part in it.

19/08/2026

What makes you stumble? How do you feel?

When you think about sitting down to do the books, reconciling receipts, running payroll, processing super or reviewing ...
19/08/2026

When you think about sitting down to do the books, reconciling receipts, running payroll, processing super or reviewing your budget... ๐—ต๐—ผ๐˜„ ๐—ฑ๐—ผ ๐˜†๐—ผ๐˜‚ ๐—ณ๐—ฒ๐—ฒ๐—น?

Overwhelmed?
Confused?
Frustrated?

Or simply... โ€˜๐—œ ๐—ท๐˜‚๐˜€๐˜ ๐—ฑ๐—ผ๐—ป'๐˜ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ถ๐—บ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐˜๐—ต๐—ถ๐˜€.โ€™

What is the part you stumble on?

- Do you open another spreadsheet and watch the numbers start to blur into one?
- Are you rummaging round the car looking for the receipt you know you put somewhere safe?
- Or is it the mental load of knowing that after dinner, ๐˜๐—ต๐—ฒ ๐—ฑ๐—ฎ๐˜† ๐˜€๐˜๐—ถ๐—น๐—น ๐—ถ๐˜€๐—ป'๐˜ ๐—ฑ๐—ผ๐—ป๐—ฒ? There's still work to do.
- There's still something sitting in the back of your mind. Sometimes it's the thing that wakes you up at 2 amโ€ฆ

Often, it's much more straightforward: โ€˜๐—œ ๐—ธ๐—ป๐—ผ๐˜„ ๐—œ ๐—ฐ๐—ฎ๐—ป ๐—ฑ๐—ผ ๐—ถ๐˜. ๐—œ ๐—ท๐˜‚๐˜€๐˜ ๐—ฑ๐—ผ๐—ป'๐˜ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ต๐—ฒ ๐˜๐—ถ๐—บ๐—ฒ.โ€™ In todayโ€™s world, time matters.

As your business grows, so does the financial admin that comes with it. More invoices, payroll, compliance, budgeting, decisions.

๐—ข๐˜ƒ๐—ฒ๐—ฟ๐˜„๐—ต๐—ฒ๐—น๐—บ ๐—ถ๐˜€ ๐—ฟ๐—ฒ๐—ฎ๐—น.

Your financials may not be the problem.
And neither are you.
Sometimes, ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ฒ๐˜€๐˜€๐˜‚๐—ฟ๐—ฒ ๐—ท๐˜‚๐˜€๐˜ ๐—ป๐—ฒ๐—ฒ๐—ฑ๐˜€ ๐˜€๐—ผ๐—บ๐—ฒ๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ฒ๐—น๐˜€๐—ฒ ๐˜๐—ผ ๐—น๐—ฎ๐—ป๐—ฑ.

Eventually, doing everything yourself can stop being the most practical option. This may mean handing over bookkeeping, payroll or having someone beside you to help with cash flow, budgets and the bigger financial decisions.
You don't necessarily need to work harder or find another few hours in your week.

๐—ฌ๐—ผ๐˜‚ ๐—บ๐—ถ๐—ด๐—ต๐˜ ๐—ท๐˜‚๐˜€๐˜ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐—ฎ ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐˜ ๐˜„๐—ฎ๐˜† ๐—ณ๐—ผ๐—ฟ๐˜„๐—ฎ๐—ฟ๐—ฑ.

๐—˜๐—บ๐—ฝ๐—ผ๐˜„๐—ฒ๐—ฟ๐—ถ๐—ป๐—ด ๐˜€๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐˜„๐—ถ๐˜๐—ต ๐—ฑ๐—ฎ๐˜๐—ฎ-๐—ฑ๐—ฟ๐—ถ๐˜ƒ๐—ฒ๐—ป ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป๐˜€... sounds complex, but it really isn't! It comes down to one simple questi...
18/08/2026

๐—˜๐—บ๐—ฝ๐—ผ๐˜„๐—ฒ๐—ฟ๐—ถ๐—ป๐—ด ๐˜€๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐˜„๐—ถ๐˜๐—ต ๐—ฑ๐—ฎ๐˜๐—ฎ-๐—ฑ๐—ฟ๐—ถ๐˜ƒ๐—ฒ๐—ป ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป๐˜€... sounds complex, but it really isn't!

It comes down to one simple question:

๐—›๐—ผ๐˜„ ๐—ผ๐—ณ๐˜๐—ฒ๐—ป ๐—ฑ๐—ผ ๐˜†๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ถ๐—บ๐—ฒ ๐˜๐—ผ ๐—น๐—ผ๐—ผ๐—ธ ๐—ณ๐—ผ๐—ฟ๐˜„๐—ฎ๐—ฟ๐—ฑ ๐—ถ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€, ๐—ฟ๐—ฎ๐˜๐—ต๐—ฒ๐—ฟ ๐˜๐—ต๐—ฎ๐—ป ๐˜€๐—ถ๐—บ๐—ฝ๐—น๐˜† ๐—น๐—ผ๐—ผ๐—ธ๐—ถ๐—ป๐—ด ๐—ฏ๐—ฎ๐—ฐ๐—ธ ๐—ฎ๐˜ ๐˜๐—ต๐—ฒ ๐—ป๐˜‚๐—บ๐—ฏ๐—ฒ๐—ฟ๐˜€?

Decisions around hiring, pricing, spending and growth need more than gut feel. They need ๐—ฟ๐—ฒ๐—น๐—ถ๐—ฎ๐—ฏ๐—น๐—ฒ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ถ๐—ป๐˜€๐—ถ๐—ด๐—ต๐˜.

Through cash flow forecasting, budgeting and management reporting, we help you understand where your business is now, what your numbers are telling you and what might be coming next.

Our CFOs turn those numbers into ๐—ฝ๐—ฟ๐—ฎ๐—ฐ๐˜๐—ถ๐—ฐ๐—ฎ๐—น ๐—ถ๐—ป๐—ณ๐—ผ๐—ฟ๐—บ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐˜†๐—ผ๐˜‚ ๐—ฐ๐—ฎ๐—ป ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐˜‚๐˜€๐—ฒ.

Because it's not just about where you've been. It's about knowing ๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐˜†๐—ผ๐˜‚'๐—ฟ๐—ฒ ๐—ด๐—ผ๐—ถ๐—ป๐—ด ๐—ป๐—ฒ๐˜…๐˜.

๐——๐—ถ๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„?Square Penny has been successfully working remotely for 18 years.Long before remote work became the norm, w...
13/08/2026

๐——๐—ถ๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„?
Square Penny has been successfully working remotely for 18 years.

Long before remote work became the norm, we were supporting businesses across Australia without needing to sit in the office.

While weโ€™re based in Victoria, our clients and team extend across:
๐Ÿ“ VIC
๐Ÿ“ NSW
๐Ÿ“ QLD
๐Ÿ“ ACT
โ€ฆand the list keeps growing.

๐—ช๐—ต๐˜† ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ ๐˜๐—ผ ๐˜†๐—ผ๐˜‚?

Because you get an experienced finance team that works as an extension of your business, wherever youโ€™re based.

Bookkeeping, Virtual CFO support, payroll and ongoing financial management. No extra desk required!

Location doesnโ€™t need to be a barrier to having the right financial support.

๐—ช๐—ต๐—ฎ๐˜ ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ฑ๐—ผ ๐˜„๐—ถ๐˜๐—ต ๐—ณ๐—ถ๐˜ƒ๐—ฒ ๐—ฒ๐˜…๐˜๐—ฟ๐—ฎ ๐—ต๐—ผ๐˜‚๐—ฟ๐˜€ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐˜„๐—ฒ๐—ฒ๐—ธ?๐Ÿƒ Head to the gym?๐Ÿถ Walk the dog?๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Spend more time with your fami...
12/08/2026

๐—ช๐—ต๐—ฎ๐˜ ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ฑ๐—ผ ๐˜„๐—ถ๐˜๐—ต ๐—ณ๐—ถ๐˜ƒ๐—ฒ ๐—ฒ๐˜…๐˜๐—ฟ๐—ฎ ๐—ต๐—ผ๐˜‚๐—ฟ๐˜€ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐˜„๐—ฒ๐—ฒ๐—ธ?

๐Ÿƒ Head to the gym?
๐Ÿถ Walk the dog?
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Spend more time with your family?
โ˜• Or simply switch off, knowing everything is under control?

As your business grows, so does the time spent managing payroll, invoices, cash flow, budgets, reporting and compliance.

Outsourcing your bookkeeping and financial management isn't just about getting the numbers done.

It's about giving you back valuable time to focus on your business, your people and the life you built your business to support.

Our latest article looks at how outsourcing helps you reclaim your time, while giving you greater clarity and confidence in your numbers.

๐Ÿ”— Read the full article here or in our 'insights highlights' https://bit.ly/4bIPisz

๐—ช๐—ต๐—ฎ๐˜ ๐—ฏ๐—ฟ๐—ถ๐—ด๐—ต๐˜๐—ฒ๐—ป๐—ฒ๐—ฑ ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ? โ˜€๏ธAt our Monday morning meeting this week, we made a decision.We werenโ€™t going to talk abo...
11/08/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ฏ๐—ฟ๐—ถ๐—ด๐—ต๐˜๐—ฒ๐—ป๐—ฒ๐—ฑ ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ? โ˜€๏ธ

At our Monday morning meeting this week, we made a decision.

We werenโ€™t going to talk about the freezing, wet Melbourne weather. Instead, we decided to share one small thing that had brightened our weekend.

The answers were wonderfully ordinary!

๐Ÿ€ A one-point basketball win, decided in the final 2 minutes.
๐Ÿถ A puppy who finally decided to listen at puppy school.
๐Ÿฝ๏ธ Dinner with that friend after rescheduling about 5 times.
๐Ÿฆ’ Taking the grandkids to the zoo.
๐Ÿฅ— Getting the weekโ€™s meal prep done, knowing those midweek dinners will be that little bit easier.

Nothing groundbreaking. Nothing to do with work. Just life.

When you work together, especially as a remote team, these little conversations matter.

Knowing whatโ€™s happening in each otherโ€™s lives. Celebrating the wins, however small, having a laugh and connecting as people before getting on with the work.

Sometimes five minutes spent talking about absolutely nothing to do with work can be a pretty valuable five minutes.

What was one small thing that brightened your weekend? โ˜€๏ธ

๐——๐—ถ๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„?One of the biggest benefits of outsourcing to a team is that your business keeps moving, even when someone ...
10/08/2026

๐——๐—ถ๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„?

One of the biggest benefits of outsourcing to a team is that your business keeps moving, even when someone is on leave.

This year, our team has travelled to:
๐Ÿ‡ฎ๐Ÿ‡ช Ireland
๐Ÿ‡ฏ๐Ÿ‡ต Japan
๐Ÿ‡ฉ๐Ÿ‡ช Germany
๐Ÿ‡ฒ๐Ÿ‡ฆ Morocco
๐Ÿ‡ต๐Ÿ‡น Portugal
๐Ÿ‡ณ๐Ÿ‡ฟ New Zealand

๐—ช๐—ต๐˜† ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ?

Because when one of us takes a well-earned break, another team member is ready to step in. That means your bookkeeping, payroll and financial management continue without interruption.

It's one of the many benefits of having an experienced team behind your business.

05/08/2026

Find out the differences between a CFO and an accountant!

Address

1/51 High Street Glen Iris
Melbourne, VIC
3146

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300472412

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