Square Penny

27/05/2026

✨ 𝗧𝗲𝘀𝘁𝗶𝗺𝗼𝗻𝗶𝗮𝗹 𝗧𝗵𝘂𝗿𝘀𝗱𝗮𝘆 ✨

𝗧𝗿𝗶𝗲𝗱. 𝗧𝗲𝘀𝘁𝗲𝗱. 𝗧𝗿𝘂𝘀𝘁𝗲𝗱.

Spotlight on Michelle and Erin, this review that says it better than we ever could.

"𝘛𝘩𝘦𝘪𝘳 𝘱𝘳𝘰𝘧𝘦𝘴𝘴𝘪𝘰𝘯𝘢𝘭𝘪𝘴𝘮 𝘢𝘯𝘥 𝘦𝘹𝘱𝘦𝘳𝘵𝘪𝘴𝘦 𝘩𝘢𝘷𝘦 𝘣𝘦𝘦𝘯 𝘢 𝘨𝘢𝘮𝘦𝘤𝘩𝘢𝘯𝘨𝘦𝘳- 𝘬𝘦𝘦𝘱𝘪𝘯𝘨 𝘶𝘴 𝘰𝘯 𝘵𝘳𝘢𝘤𝘬 𝘸𝘪𝘵𝘩 𝘴𝘱𝘦𝘯𝘥𝘪𝘯𝘨, 𝘤𝘢𝘴𝘩 𝘧𝘭𝘰𝘸 𝘢𝘯𝘥 𝘧𝘶𝘵𝘶𝘳𝘦 𝘵𝘢𝘹𝘢𝘵𝘪𝘰𝘯 𝘰𝘣𝘭𝘪𝘨𝘢𝘵𝘪𝘰𝘯𝘴."

A gamechanger, that is what we strive for at Square Penny. To change the game, to change the play and the result. We let you focus on what you do best, and we focus on what we do best- handle the numbers.

Michelle and Erin thank you for showing up with the expertise and care that makes reviews like this possible.

27/05/2026

27/05/2026

𝗕𝘂𝗱𝗴𝗲𝘁𝘀.

Some business owners love them.
Some avoid them completely.

But in business, 𝘁𝗵𝗲𝘆 𝗮𝗿𝗲 𝗮 𝗻𝗼𝗻-𝗻𝗲𝗴𝗼𝘁𝗶𝗮𝗯𝗹𝗲.

Without a clear budget, many SMEs can find themselves:
• Under cash flow pressure
• Making short-term decisions
• Feeling reactive instead of strategic
• Unsure where the business is actually headed financially

A budget is 𝗻𝗼𝘁 𝗮𝗯𝗼𝘂𝘁 𝗿𝗲𝘀𝘁𝗿𝗶𝗰𝘁𝗶𝗼𝗻.
It 𝗶𝘀 𝗮𝗯𝗼𝘂𝘁 𝗰𝗹𝗮𝗿𝗶𝘁𝘆, 𝘃𝗶𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝘆 𝗮𝗻𝗱 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲.

With Payday Super on the horizon, understanding your numbers matters more than ever.

More frequent super payments will place greater pressure on cash flow and planning. Businesses with a clear budget in place will be far better prepared to adapt confidently.

𝘞𝘩𝘢𝘵 𝘤𝘰𝘶𝘭𝘥 𝘤𝘩𝘢𝘯𝘨𝘦 𝘪𝘯 𝘺𝘰𝘶𝘳 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘸𝘪𝘵𝘩 𝘤𝘭𝘦𝘢𝘳𝘦𝘳 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘷𝘪𝘴𝘪𝘣𝘪𝘭𝘪𝘵𝘺?

26/05/2026

This Sunday, one of our team members is taking part in the MS Walk Run + Roll to help raise awareness and support for people living with MS. 💙

This cause is incredibly close to her heart. Three years ago, one of her closest friends, a mum of two young boys, was diagnosed with Multiple Sclerosis.

MS affects thousands of Australians and can completely change everyday life for individuals and families. Every step taken and every dollar raised helps provide vital support, services and research.

If you are able to donate, support or share, it would mean so much.

Together, we can help ensure no one faces MS alone.

Donate here:
https://www.mswalk.org.au/fundraisers/simonebelzunce/melbourne?ref=ch_3TbAl3ASLBPIaCpB36AcdN32

20/05/2026

✨ 𝗧𝗲𝘀𝘁𝗶𝗺𝗼𝗻𝗶𝗮𝗹 𝗧𝗵𝘂𝗿𝘀𝗱𝗮𝘆 ✨
𝗧𝗿𝗶𝗲𝗱. 𝗧𝗲𝘀𝘁𝗲𝗱. 𝗧𝗿𝘂𝘀𝘁𝗲𝗱.

Today the light is on Jenny and Michelle, what a team!

"𝘖𝘶𝘳 𝘳𝘦𝘭𝘢𝘵𝘪𝘰𝘯𝘴𝘩𝘪𝘱 𝘸𝘪𝘵𝘩 𝘵𝘩𝘦𝘮 𝘪𝘴 𝘱𝘳𝘪𝘤𝘦𝘭𝘦𝘴𝘴 𝘢𝘯𝘥 𝘵𝘩𝘦𝘪𝘳 𝘤𝘰𝘮𝘮𝘪𝘵𝘮𝘦𝘯𝘵 𝘪𝘴 𝘴𝘦𝘤𝘰𝘯𝘥 𝘵𝘰 𝘯𝘰𝘯𝘦."

A team that saves a business many hours a week and provides them with confidence and control. Creating the kind of peace of mind that lets a business truly move forward and make decisions for the future- now that is what we like to hear!

Jenny and Michelle thank you for the commitment and energy you bring every single day!

13/05/2026

✨ 𝗧𝗲𝘀𝘁𝗶𝗺𝗼𝗻𝗶𝗮𝗹 𝗧𝗵𝘂𝗿𝘀𝗱𝗮𝘆 ✨

𝗧𝗿𝗶𝗲𝗱. 𝗧𝗲𝘀𝘁𝗲𝗱. 𝗧𝗿𝘂𝘀𝘁𝗲𝗱.

Today we're shining a light on Hayley and this beautiful review that stopped us in our tracks.

"𝘏𝘦𝘳 𝘱𝘳𝘰𝘢𝘤𝘵𝘪𝘷𝘦 𝘢𝘱𝘱𝘳𝘰𝘢𝘤𝘩 𝘢𝘯𝘥 𝘢𝘵𝘵𝘦𝘯𝘵𝘪𝘰𝘯 𝘵𝘰 𝘥𝘦𝘵𝘢𝘪𝘭 𝘨𝘪𝘷𝘦 𝘶𝘴 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦 𝘤𝘰𝘯𝘧𝘪𝘥𝘦𝘯𝘤𝘦 𝘪𝘯 𝘰𝘶𝘳 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘮𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵."

Thorough, dependable, precise and genuinely part of the team, not just a service provider. Words like these remind us why attention to detail is never just a nice-to-have. It's everything.

Hayley, thank you for your outstanding work and the heart you bring to everything you do.

12/05/2026

What could you do with 𝟭𝟬 𝗲𝘅𝘁𝗿𝗮 𝗵𝗼𝘂𝗿𝘀 𝗲𝘃𝗲𝗿𝘆 𝘄𝗲𝗲𝗸?

• More time for growth?
• More client conversations?
• More focus on the parts of your business that really matter?
• More time with the family?

Many business owners spend hours every week buried in bookkeeping, payroll, reconciliations and financial admin. Important tasks, but ones that can easily take time away from strategy, leadership and business growth.

𝗢𝘂𝘁𝘀𝗼𝘂𝗿𝗰𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗯𝗼𝗼𝗸𝗸𝗲𝗲𝗽𝗶𝗻𝗴 𝗮𝗻𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 is not just about staying compliant or keeping the books organised. It is about creating more capacity, gaining clearer financial visibility and 𝗳𝗿𝗲𝗲𝗶𝗻𝗴 𝘂𝗽 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗳𝗼𝗰𝘂𝘀 𝗼𝗻 𝗿𝘂𝗻𝗻𝗶𝗻𝗴 𝗮𝗻𝗱 𝗴𝗿𝗼𝘄𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀.

✔ More focus
✔ More clarity
✔ More time back

What would you focus on if you had an extra 10 hours every week?

05/05/2026

55 🅳🅰🆈🆂 until 🅴🅾🅵🆈.

Plenty of time... or 𝗰𝘂𝘁𝘁𝗶𝗻𝗴 𝗶𝘁 𝗳𝗶𝗻𝗲?

If it feels like the later, 𝘆𝗼𝘂’𝗿𝗲 𝗻𝗼𝘁 𝗮𝗹𝗼𝗻𝗲.

This is often the point where ⒢⒜⒫⒮ start to surface. Financials are behind, cash flow lacks clarity, and compliance tasks are still outstanding.

The next 55 🅳🅰🆈🆂 matter.

A short, focused review now can help you:
• Understand where your business really stands
• Identify any risks before they become issues
• Make informed decisions before June 30

🅴🅾🅵🆈 should not feel like a last-minute rush. With the right visibility, it becomes a 𝗰𝗵𝗲𝗰𝗸𝗽𝗼𝗶𝗻𝘁, not a scramble.

If things are starting to feel tight, we are here to help. 𝟭𝟯𝟬𝟬 𝟰𝟳𝟮 𝟰𝟭𝟮 or visit 𝘀𝗾𝘂𝗮𝗿𝗲𝗽𝗲𝗻𝗻𝘆.𝗰𝗼𝗺.𝗮𝘂

30/04/2026

𝗣𝗮𝘆𝗿𝗼𝗹𝗹 𝗮𝗻𝗱 𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲: 𝗪𝗵𝗮𝘁’𝘀 𝗱𝘂𝗲 𝗶𝗻 𝗠𝗮𝘆?

𝗛𝗲𝗿𝗲 𝗶𝘀 𝗮 𝗿𝗲𝗺𝗶𝗻𝗱𝗲𝗿 𝗼𝗳 𝘄𝗵𝗮𝘁 𝗶𝘀 𝗰𝗼𝗺𝗶𝗻𝗴 𝘂𝗽:
𝟳 𝗠𝗮𝘆: Payroll Tax (Vic)
𝟮𝟭 𝗠𝗮𝘆: Monthly BAS/IAS and PAYG withholding due

Staying on top of these dates helps avoid unnecessary pressure later in the month- especially as EOFY approaches.

𝗥𝗲𝗺𝗶𝗻𝗱𝗲𝗿:
Payday Super starts 1 July 2026. Super will need to be paid at the same time as wages, which will impact cash flow and payroll processes.

If you have not reviewed your setup yet, now is a good time to do so. If you are unsure where to start or need some assistance with the transition - visit our new website 𝘀𝗾𝘂𝗮𝗿𝗲𝗽𝗲𝗻𝗻𝘆.𝗰𝗼𝗺.𝗮𝘂 or call 𝟭𝟯𝟬𝟬 𝟰𝟳𝟮 𝟰𝟭𝟮, we are here to help.

30/04/2026

𝗣𝗮𝘆𝗱𝗮𝘆 𝗦𝘂𝗽𝗲𝗿 𝗶𝘀 𝗰𝗼𝗺𝗶𝗻𝗴. 𝗕𝘂𝘁 𝘁𝗵𝗲 𝗿𝗲𝗮𝗹 𝗶𝗺𝗽𝗮𝗰𝘁 𝗶𝘀 𝗯𝗶𝗴𝗴𝗲𝗿 𝘁𝗵𝗮𝗻 𝗶𝘁 𝗹𝗼𝗼𝗸𝘀.

From 1 July 2026, super must be paid at the same time as wages.
For many businesses, that means a shift in how payroll, cash flow and compliance are managed day to day.

It’s 𝗻𝗼𝘁 𝗷𝘂𝘀𝘁 𝗮𝗯𝗼𝘂𝘁 𝘁𝗶𝗺𝗶𝗻𝗴. There are 𝗯𝗿𝗼𝗮𝗱𝗲𝗿 𝗰𝗵𝗮𝗻𝗴𝗲𝘀 behind it:
• A new earnings base (Qualifying Earnings)
• The end of SBSCH
• More frequent payments and tighter deadlines

The key question is not 𝘸𝘩𝘢𝘵 𝘪𝘴 𝘤𝘩𝘢𝘯𝘨𝘪𝘯𝘨, but 𝗮𝗿𝗲 𝘆𝗼𝘂 𝘀𝗲𝘁 𝘂𝗽 𝗳𝗼𝗿 𝗶𝘁?

Now 𝗶𝘀 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲 to:
✔ Review your payroll systems
✔ Check your cash flow strategy
✔ Ensure employee data is accurate
✔ Plan your transition (if using SBSCH)

If you’re unsure where you stand or where to start, we can help you get prepared before July comes around.

📞 1300 472 412
🌐 squarepenny.com.au

29/04/2026

We’ve got a new office… and clearly, we handled the announcement very professionally. 😉

There was excitement.
There were takes.
There were… a few bloopers.

Even Damian gave the 'serious intro' a go. Safe to say it didn’t quite go to plan.

Take a look behind the scenes and have a laugh with us 👇

Come follow along as we settle into the new space. We’ll be sharing more of what goes on behind the scenes, along with practical tips to help you stay on top of your numbers.