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Steven McIver - Breakwater Financial Planning

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Australia
Melbourne, VIC
Steven McIver - Breakwater Financial Planning

Breakwater Financial Planning helps people to plan for and enjoy a secure financial future. Australian Financial Services Licence No. 223135.

Our services include:
- Financial Planning
- Retirement Planning
- Superannuation
- Investment Advice
- Insurance
- Centrelink
- Estate Planning
- Aged Care Breakwater Financial Planning Pty Ltd is a Corporate Authorised Representative (No. 1292321) of Capstone Financial Planning Pty Ltd ABN 24 093 733 969.

30/10/2026

When a relationship ends, your superannuation doesn't get ignored. Under Australian family law, super is considered part of the property pool and may be divided between separating partners as part of a property settlement. Learn more.

Read more...https://breakwaterfp.com.au/divorce-and-your-super/

23/10/2026

What happens to your money, assets and loved ones when you're no longer here? Estate planning brings together your legal, financial and personal arrangements so your wishes are clearly understood. A well prepared plan can provide clarity and confidence when it matters most.

Read more...https://breakwaterfp.com.au/estate-planning-in-retirement-what-you-need-to-know/

21/10/2026

Your annual statement isn't just a snapshot of your super over the past year – it's a chance to make sure you're still on track for retirement. Spending a few minutes reviewing your statement now could help you feel more confident about your future.

16/10/2026

Retirement isn't a fixed destination. What you want from retirement today may look very different from what you imagined a few years ago. It's worth checking in on your retirement goals from time to time.

Read more...https://breakwaterfp.com.au/have-your-retirement-goals-changed/

09/10/2026

Making a commitment to share your life with another person is a significant milestone and there is a lot you can do to manage your money as a couple.

Read more...https://breakwaterfp.com.au/getting-married/

07/10/2026

A Transition to Retirement (TTR) strategy lets you access some super and keep working. Learn about the pros and cons of using a TTR to reduce your work hours.

26/09/2026

Have you just received, or are about to receive, an inheritance? Learn about key CGT considerations when selling assets from a deceased estate.

Read more...https://breakwaterfp.com.au/will-i-pay-capital-gains-tax-on-my-inheritance/

19/09/2026

What would you do if you could retire tomorrow? For many of us, imagining retirement isn't the hard part. Whether we'd feel ready for it is another question entirely. Understand where you are now and take control.

Read more...https://breakwaterfp.com.au/what-would-you-do-if-you-could-retire-tomorrow/

12/09/2026

While your own personal circumstances may influence how you approach super in your 60s, there are still a number of ways to give it a boost before you retire. Learn more.

Read more...https://breakwaterfp.com.au/how-much-super-do-i-need-to-retire-at-60/

05/09/2026

Fake caller ID is a technique that scammers can use to make calls and messages look like they come from trusted businesses or government agencies. Knowing the danger signs will help you stay protected.

Read more...https://breakwaterfp.com.au/fake-caller-id-how-to-know-whos-really-contacting-you/

Address

PO Box 437
Melbourne, VIC
3194

Opening Hours

Monday	9am - 5am
Tuesday	9am - 5am
Wednesday	9am - 5am
Thursday	9am - 5am
Friday	9am - 5am

Website

http://www.breakwaterfp.com.au/

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