FINR Advisory

FINR Advisory A FINER, BETTER & WISER WAY TO LEND & BUY

Proud of our incredible team of finance and property specialists and the results we’ve helped our clients achieve over t...
06/01/2026

Proud of our incredible team of finance and property specialists and the results we’ve helped our clients achieve over the past year. Together, we’re committed to helping our clients grow their portfolios, build their wealth, and create long-term financial freedom. Here’s to a massive 2026 — a year of growth, momentum, and real results.


CLIENT REVIEWS 👏🏆"I highly recommend Paul at FINR Advisory to anyone looking for a knowledgeable, reliable, and dedicate...
28/10/2025

CLIENT REVIEWS 👏🏆

"I highly recommend Paul at FINR Advisory to anyone looking for a knowledgeable, reliable, and dedicated mortgage broker. His exceptional service made a complex process easy and reassuring, and I’m truly grateful for his help!"

Your goals. Our expertise.

Looking for the same stress-free experience? Send us a message today!

Your savings could be saving you hundreds if they’re in the right place 💯Offset accounts let you reduce your home loan i...
22/10/2025

Your savings could be saving you hundreds if they’re in the right place 💯

Offset accounts let you reduce your home loan interest without losing access to your cash.

Want to know if an offset is actually worth it based on your current cash flow? Inquire now and the FINR team will run the numbers for you.

CLIENT REVIEWS 👏🏆"We first met Derrick in 2021, and from that point on, we’ve been recommending FINR Advisory to friends...
13/10/2025

CLIENT REVIEWS 👏🏆

"We first met Derrick in 2021, and from that point on, we’ve been recommending FINR Advisory to friends and will continue to do so. If you’re looking for someone who genuinely works with your best interest at heart, we highly recommend Paul and the team at FINR Advisory."

Whether it’s refinancing, reviewing your loan, or exploring investment opportunities, we’re here to help you make confident, informed decisions.

JUST FINANCED 🎉Congratulations to our clients on expanding their investment portfolio!We recently assisted them in refin...
10/10/2025

JUST FINANCED 🎉

Congratulations to our clients on expanding their investment portfolio!

We recently assisted them in refinancing their existing home and investment property to release $480,000 in usable equity — paving the way for two exciting new property purchases.

Client’s Requirement: Refinance to release maximum equity and structure loans strategically to support portfolio growth.

Our Solution: We refinanced both their owner-occupied and investment loans to secure competitive interest rates and a $2,000 cashback, while strategically structuring the loans for optimal cashflow and tax efficiency.

With the released equity, they were able to:

🏡 Purchase a stunning $1.35 million apartment in Coolangatta, QLD
🏗️ Secure a 10% deposit for an off-the-plan property in Bilinga, QLD (settling 2027)

Highlight: Through smart loan structuring, our clients achieved both strong cashflow and long-term financial growth potential — setting the foundation for continued wealth creation.

At FINR Advisory, we go beyond just loans — we deliver strategies that help our clients build, grow, and protect their future.

Contact us today to see how we can help you achieve smarter financial outcomes.

CLIENT REVIEWS 👏🏆Helping our clients plan and purchase their first investment property is what we’re all about — making ...
09/10/2025

CLIENT REVIEWS 👏🏆

Helping our clients plan and purchase their first investment property is what we’re all about — making sure every step is clear, confident, and aligned with their goals.

A big shoutout to Trent for delivering such exceptional service and care throughout the entire process!

If you’re looking to build your property portfolio with the right guidance, we’re here to help you every step of the way.

CLIENT REVIEWS 👏🏆We’re so thrilled to receive such amazing feedback! Working with clients who trust the process and allo...
09/10/2025

CLIENT REVIEWS 👏🏆

We’re so thrilled to receive such amazing feedback! Working with clients who trust the process and allow us to do what we do best makes all the difference.

If you’re looking for a buyers agent who’ll go above and beyond to make your property goals happen, Liz is the one to have on your side.

Managing your credit cards wisely can make a big difference when applying for a home loan. Here are 3 reasons why reduci...
30/09/2025

Managing your credit cards wisely can make a big difference when applying for a home loan.

Here are 3 reasons why reducing your credit card use can improve your chances of approval ☑️

Ready to start your home loan journey? Contact FINR Advisory today for expert guidance and tailored solutions.

CLIENT REVIEWS 👏🏆"Thanks to his expertise and dedication, I was able to secure a great deal and settle on time without a...
16/09/2025

CLIENT REVIEWS 👏🏆

"Thanks to his expertise and dedication, I was able to secure a great deal and settle on time without any surprises. I truly felt like I had someone in my corner the whole way through."

We’re so proud to have helped another client secure a great deal and settle on time without surprises. At FINR Advisory, we’re committed to going above and beyond to make the process seamless and stress-free!

Two Key Points 📌1. The decision by the Reserve Bank of Australia to reduce the cash rate earlier this month doesn't just...
02/09/2025

Two Key Points 📌

1. The decision by the Reserve Bank of Australia to reduce the cash rate earlier this month doesn't just mean lower repayments for most borrowers – it also means the average person's borrowing capacity has increased, as occurred following earlier rate cuts in May and February.

With rates now lower, lenders are starting to adjust their serviceability buffers. That shift means borrowers can show they can afford more on paper, effectively lifting their borrowing capacity. For some, it could be the difference between missing out and finally being able to secure their preferred property.

While a stronger borrowing capacity is welcome, it’s important to borrow within your means.

2. An enormous number of Australians have been refinancing their home loans this year. In the June 2025 quarter, the number of mortgages that were refinanced with external lenders was 0.8% higher than the March 2025 quarter and a striking 20.9% higher than June 2024, according to the Australian Bureau of Statistics.

This surge in refinancing coincided with interest rate cuts by the Reserve Bank of Australia in February and May, which prompted many lenders to reduce their home loan rates. For borrowers, refinancing has been a way to secure lower repayments, lock in a sharper deal or access equity for other financial goals.

Want to know your borrowing power? Let's talk

CLIENT REVIEWS 👏🏆We’re so glad to hear how Paul, Danica, and Joanne made the loan process smooth, secure, and stress-fre...
21/08/2025

CLIENT REVIEWS 👏🏆

We’re so glad to hear how Paul, Danica, and Joanne made the loan process smooth, secure, and stress-free.

At FINR Advisory, we pride ourselves on clear guidance, thorough support, and professional care every step of the way.

Two Key Points 📌1. One of the most frequent issues is not having the right access to ATO digital services. Businesses mu...
12/08/2025

Two Key Points 📌

1. One of the most frequent issues is not having the right access to ATO digital services. Businesses must ensure they’re set up with myID or a linked myGov account via the Relationship Authorisation Manager. Sole traders can continue using their personal myGov accounts to lodge directly.

The ATO also urged businesses to double-check that all forms of income are declared – including goods or services received through barter or in-kind arrangements. It's also important to accurately record business losses and separate them from non-commercial losses, which are treated differently under tax law.

As always, the ATO’s message is simple: get your books in order early and avoid unnecessary stress at tax time.

2. The industrial sector continues to lead the way, supported by strong tenant demand and limited supply. It has now recorded two consecutive quarters of growth, with total returns reaching 3.3%. Retail property is also on more stable footing, driven by higher foot traffic from returning international visitors, students and office workers.

While office sector returns remain in negative territory, key indicators suggest conditions are no longer deteriorating. Vacancy rates have stopped rising, demand is strengthening for high-quality, well-located space and capital value declines are beginning to ease.

Please get in touch if you need help to buy a commercial property, refinance a loan or protect your cash flow.

Address

33 Anderson Street, Yarraville
Melbourne, VIC
3013

Telephone

+61385921933

Website

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