Kathy Liu Financial Services

03/11/2026

Mortgage holders are once again left holding the bag on Melbourne Cup Day with the RBA lifting the cash rate to 4.85%, its highest level in 18 years. If your repayments are starting to bite, here’s how we can help you rein in your interest rate. 🐎

Mortgage holders are once again left holding the bag on Melbourne Cup Day with the RBA lifting the cash rate to 4.85%, its highest level in 18 years. If your repayments are starting to bite, here’s how we could help you rein in your interest rate.Following hikes in February, March, May and Septemb...

02/11/2026

🏡 Why holding out could hurt first home buyers 🏡⁣
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We may be seeing a softer property market. 📉⁣
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But home values aren’t falling evenly across the board. ⁣
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Cotality says values in affordable suburbs are more resilient than the top end of the market. 💡⁣
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First homebuyers who hold out for big falls could be left disappointed. ⏳⁣
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Talk to us to know if you’re home loan ready right now. 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]

29/10/2026

First homebuyers are rethinking their path to property. We reveal how the ownership dream is evolving, and the strategies first homebuyers are using to achieve their goals.

First homebuyers are rethinking their path to property. We reveal how the ownership dream is evolving, and the strategies first homebuyers are using to achieve their goals.When it comes to life goals, they don’t come much bigger than buying a first home.And while getting started on the property la...

28/10/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]

26/10/2026

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣
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A survey by Agile Market Intelligence shows 65% of home loan borrowers are currently focusing on paying down their mortgage sooner. 🙌⁣
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Even small extra repayments can make a considerable difference over the long run when it comes to paying less interest and reducing your home loan term. ⁣
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Talk to us for strategies that could potentially help you clear the home loan slate sooner. 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]

22/10/2026

Eager to score a price discount on your home purchase? Of course you are. We reveal how much of a discount sellers are currently offering – and what you can do to flex your negotiating muscle. 💪

Eager to score a price discount on your home purchase? Of course you are. We reveal how much of a discount sellers are currently offering – and what you can do to flex your negotiating muscle.Today’s homebuyers have a chance to enjoy a rare double win – the savings of lower property prices in ...

21/10/2026

🩺 What happens in a home loan health check? 🩺⁣
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First, we check the pulse of your loan: does it still meet your needs? 💡⁣
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Next, we look at vitals like the interest rate and loan features. 📊⁣
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Then we scope the market to see if you could secure a lower interest rate or save money on fees. 💰⁣
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It’s all about having the home loan that helps keep you in great financial shape. 🏡⁣
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Call today to arrange a home loan health check. 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]

19/10/2026

🏡 What's the ideal age to move out and buy your own home? 🏡⁣
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Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣
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That’s not far off age 33 - the average age for first homebuyers (CommBank data). 🙌⁣
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Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣
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And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣
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Contact us about pathways to buying your first home. 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]

15/10/2026

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why. 😃

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why.The numbers say it all. Last year, brokers in Australia arranged one home loan every 38 seconds.Why have brokers become the go-to p...

14/10/2026

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣
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Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. 💰⁣
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But only if you buy a newly built place that adds to housing supply. 🏡⁣
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That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. 🏗️⁣
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Talk to us to find out more. 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]