Kathy Liu Financial Services

07/09/2026

🌸 Time to Spring clean your home loan? 🌸⁣
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Spring cleaning your home loan can be an opportunity to compare what else is on the market, and potentially pay less on interest each month. ⁣
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It’s also a chance to toss out unused features you're paying extra for, or, add features such as offset accounts - which can help you save on interest each month. 🏡⁣
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To shake the curtain on your old home loan, talk to us. 💬⁣
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We can let you know if your old loan is still a good match for your needs. 👇

To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]

03/09/2026

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic. 😎

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic.After three back-to-back rate hikes earlier this year, homeowners have enjoyed a welcome...

02/09/2026

🌸 Hello Spring buying season! 🌸⁣
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The days are warmer, gardens are in bloom. 🌿⁣
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We’re in the busy Spring selling season! 🏡⁣
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This can put home buyers in the hot seat as fresh listings hit the market. 📈⁣
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Talk to us about your property goals.⁣
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From first home concessions to loan pre-approval we’ve got you covered this Spring! 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]

31/08/2026

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣
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Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈⁣
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Searches for “dual-living” are up 100%. 📊⁣
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And interest in granny flats has jumped 30%. 🏠⁣
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DM us to find out how you and your family can team up for an affordable home. 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]

27/08/2026

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. 🔎 🏡

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams.Mention ‘scams’ and it’s easy to think of dodgy investment schemes or fake on...

26/08/2026

💼 How to get a home loan if you’re self-employed 💼⁣
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Over 1.7 million Australians run their own show. ⁣
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It can bring freedom, flexibility and financial rewards. ⁣
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But it may mean jumping through more hoops when it comes to taking out a home loan. 🏡⁣
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You may be eligible for a standard ‘full doc’ loan with just one or two years' financials. 📝⁣
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Or low doc loans can be available if you’re very new to small business. 📊⁣
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The main point is to speak to us to understand your options. 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]

24/08/2026

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣
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Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈⁣
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The good news is that building costs have come off recent peaks. 🏡⁣
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But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽⁣
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The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰⁣
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Talk to us for a renovation loan that can help your project become a reality. 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]

19/08/2026

While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften – but it’s not all bad news for home owners. 🙌

While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften – but it’s not all bad news for home owners.While we’re far from a market collapse, it’s only natural for home owners to be concerned that their valuable asse...

19/08/2026

⏳ How hard does the market usually bounce back after a downturn?⏳⁣
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Waiting for property prices to hit a cyclical low could potentially work against home buyers. 🏡⁣
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Domain research shows prices have risen 32% on average after each of the eight past downturns. 📊⁣
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If the market dips now, buyers could potentially purchase a house at a good price. ⁣
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But if you wait too long, the market could pick up again and you could be purchasing when buyer competition is fierce. ⁣
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Being prepared is key. Speak to us today about pre-approval and get started on your property journey. 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]

17/08/2026

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣
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One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.⁣
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But there are ways to potentially clear the slate sooner. 💡⁣
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Refinancing could see you save with a lower rate (just try not to extend the home loan term). ⁣
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An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.⁣
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Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. 📉⁣
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Call us for more tips to potentially be mortgage-free by the time you retire. 👇⁣
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To find out more, DM us or contact Kathy Liu Financial Services on:

☎️ – 0452 518 991
💻 – [email protected]