Ace Finance & Mortgage

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Ace Finance & Mortgage At Ace Finance & Mortgage we plan, organize and arrange loans of money such as Home loans, Car loans, Equipment finance and Business loans for our clients.

We understand our customer needs and objective and advice them accordingly.

🏡 Spots are open again for the 5% deposit First Home Guarantee scheme! 🏡⁣⁣The federal government scheme allows eligible ...
29/08/2022

🏡 Spots are open again for the 5% deposit First Home Guarantee scheme! 🏡⁣
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The federal government scheme allows eligible applicants with only a 5% deposit to purchase a property without paying for lenders mortgage insurance (LMI). 😁 ⁣
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First home buyers who use the scheme fast-track their property purchase by 4 to 4.5 years on average*. 🤜 🤛⁣
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Not paying LMI can save you anywhere between $4,000 and $35,000, depending on the property price and your deposit amount.⁣
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But there's a catch: spots are limited to 35,000 and they generally fill up fast. 🏃♂ 💨⁣
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To find out more, DM us or contact Ace Finance & Mortgage on:

📞 0492 423 791
💻 [email protected]
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*NHFIC⁣
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🤓 Does your old home loan need a fresh make-over? 😎⁣⁣Home loan refinancing increased by more than 20% in May* across the...
24/08/2022

🤓 Does your old home loan need a fresh make-over? 😎⁣
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Home loan refinancing increased by more than 20% in May* across the country - that's more than just a trend! 🤙⁣
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Home owners in droves are realising that just because interest rates are going up, doesn’t mean you can’t scope out a better deal on your mortgage. ⁣
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Especially if you have a decent amount of equity and a strong track record of meeting your mortgage repayments.⁣
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And the good news is that competition amongst lenders remains fierce 💪⁣
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To find out more, DM us or contact Ace Finance & Mortgage on:

📞 0492 423 791
💻 [email protected]
⁣
*PEXA monthly insights⁣
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🏡 Are you planning on buying a house within the next year? 🤨⁣⁣It's worth noting that the amount you can borrow now (or a...
22/08/2022

🏡 Are you planning on buying a house within the next year? 🤨⁣
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It's worth noting that the amount you can borrow now (or a few months ago) might not be the same next year. 😯⁣
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In fact, rapidly rising interest rates could see the average family’s maximum borrowing capacity shrink by over $160,000 by April next year, if cash rate forecasts are realised.* 🤔⁣
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So if you'd like to know what your borrowing capacity is at the moment, and what it might be 12 months from now, get in touch today. 📲⁣
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We can help you crunch the numbers so you can start planning ahead for your next purchase. 🗓⁣
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To find out more, DM us or contact Ace Finance & Mortgage on:

📞 0492 423 791
💻 [email protected]
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*Rate City analysis⁣
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🤔 What happens when your fixed interest rate period ends? 🏁⁣⁣The number of mortgage holders fixing their interest rate p...
17/08/2022

🤔 What happens when your fixed interest rate period ends? 🏁⁣
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The number of mortgage holders fixing their interest rate peaked in July last year.* 📆⁣
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If someone with a $500,000 loan fixed back then on a 2-year rate of 1.94%, they would currently be paying $2,105 in monthly mortgage repayments.** ⁣
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But when their fixed rate ends in July 2023, they could be looking at an average revert rate of 5.68% (if the forecast nerds are right). 🤓⁣
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This would increase their monthly repayments to $3,042 - an increase of $937 per month. 📈⁣
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If you're on a fixed rate home loan and your situation looks a little something like this, now is the time to start planning ahead and building up a buffer. 💰⁣
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For ideas on how to do this, feel free to reach out to us today and we can help you explore your options. 👇⁣
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To find out more, DM us or contact Ace Finance & Mortgage on:

📞 0492 423 791
💻 [email protected]
⁣
*ABS Data **Rate City analysis⁣
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🏡 Home prices have fallen for the first time since early 2020 📉⁣⁣National average property prices fell 0.11% in May and ...
10/08/2022

🏡 Home prices have fallen for the first time since early 2020 📉⁣
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National average property prices fell 0.11% in May and then 0.25% in June, dragged down by falls in Sydney, Melbourne and some regional areas.* ⁣
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To put that into perspective though, national house prices increased more than 20% in the 12 months leading up to March. 🤷‍♂️⁣
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So it's no surprise we're starting to see a bit of a correction. ⚖️⁣
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On the plus side, this current plateau period could give first home buyers and upgraders a better chance to get a foothold in their respective markets - especially with all the federal government home buying scheme spots on offer from July 1. 🗓⁣
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Speaking of which, if you're looking to buy, and want to explore your finance options in this changing market, give us a call today. 👋⁣
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To find out more, DM us or contact Ace Finance & Mortgage on:

📞 0492 423 791
💻 [email protected] ⁣
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*REA's PropTrack Home Price Index⁣
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🏡 Have you started budgeting for more rate rises? 📈⁣⁣90% of home owners had already started preparing for a rate rise be...
08/08/2022

🏡 Have you started budgeting for more rate rises? 📈⁣
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90% of home owners had already started preparing for a rate rise before the RBA made their first hike in May, according to a survey of 1,072 people in April.* 👨‍👩‍👧‍👧⁣
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Here are some ideas to help budget for more rate rises coming this year: ⁣
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- 47% of people surveyed have reduced their living costs (eg. fewer nights dining out or Uber Eats!),⁣
- 42% have bolstered their savings,⁣
- 38% are making additional repayments now, and ⁣
- 37% have started putting extra money into an offset/redraw account.⁣
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To find out more, DM us or contact Ace Finance & Mortgage on:

📞 0492 423 791
💻 [email protected]
⁣
*Commonwealth Bank survey⁣
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Address

92 Ribblesdale Avenue
Melbourne, VIC
3024

Opening Hours

Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 5pm

Telephone

+61492423791

Website

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