Nero Financial

Nero Financial Independent, Australia-wide finance brokerage helping business owners secure tailored financial solutions for both immediate growth and long-term success.

May is the ideal time to take stock before the financial year closes. 🗂️For business owners, that means reviewing your c...
29/05/2026

May is the ideal time to take stock before the financial year closes. 🗂️

For business owners, that means reviewing your current finance facilities — are your rates still competitive? Are there refinancing opportunities worth exploring? Are there assets you've been putting off that would make sense to acquire before 30 June?

Small decisions made now can have a meaningful impact on your position heading into the new financial year.

Not sure where to start? That's exactly what we're here for. Reach out to our team and let's take a look together. 👇

Tech can take you further! 🤖 From automation tools to customer relationship management (CRM) systems, the right technolo...
27/05/2026

Tech can take you further! 🤖

From automation tools to customer relationship management (CRM) systems, the right technology supports growth and boosts efficiency. Research what works best for your business and embrace the digital upgrade.

Being there every step of the way is exactly what we're here for! 🙌⭐
25/05/2026

Being there every step of the way is exactly what we're here for! 🙌⭐

When interest rates are unpredictable, a fixed-rate loan could be one of the smartest moves your business makes this yea...
21/05/2026

When interest rates are unpredictable, a fixed-rate loan could be one of the smartest moves your business makes this year. 📌

For some businesses, locking in a fixed rate right now makes a lot of sense:
✅ Repayment certainty — know exactly what's coming out each month, no matter what rates do
✅ Easier forecasting — plan ahead with confidence when your loan costs are locked in
✅ Protection from further rises — if rates climb again, you won't feel it

That said, fixed rates aren't the right fit for everyone. If you're planning to pay down your loan early, need flexible repayment terms, or expect your funding needs to change, a variable structure might still serve you better.

What matters most is that you're not just sitting on a facility you set up years ago without knowing whether it's still the best option available to you.

The right time to review your finance isn't when you're under pressure — it's before you get there.

Not sure if refinancing makes sense for your situation? That's exactly what we're here to help you work out. Reach out to our team today. 🤝

Meet our client Marcus, the owner of a civil contracting business in Victoria. 🏗️🛠️With a major government contract on t...
21/05/2026

Meet our client Marcus, the owner of a civil contracting business in Victoria. 🏗️🛠️

With a major government contract on the horizon, Marcus needed to secure two excavators and upgrade his fleet before work could begin. Like many in the industry, a large portion of his cash was tied up in unpaid invoices — making it difficult to move quickly using internal funds alone.

We worked with Marcus to arrange a $310,000 asset finance facility to fund both pieces of equipment. The structure was tailored to better align repayments with his expected project cash flow, helping ease pressure during the early stages of the job.

Thanks to having up-to-date financials and a clear project pipeline, we were able to move efficiently through approval and settlement. Within a short timeframe, Marcus had the equipment delivered and was ready to get on site as the project kicked off. 💪

When timing is everything, having the right broker in your corner makes all the difference. Get in touch with our team today to explore your options!

Payday super is coming 1 July — here's what actually changes for your business. 👇📆 Super must be paid every pay cycle, n...
19/05/2026

Payday super is coming 1 July — here's what actually changes for your business. 👇

📆 Super must be paid every pay cycle, not quarterly
⏱️ Funds must settle in your employee's super fund within 7 business days
💸 The quarterly buffer many businesses rely on to manage cash? Gone
⚠️ Late payments under the new ATO guidelines can trigger penalties and interest charges

The administrative side is manageable. It's the cash flow implications that catch businesses off guard — especially smaller ones with tight margins or unpredictable revenue.

Read our blog for the full breakdown 👇

🔗 https://nerofinancial.com.au/payday-super-is-your-business-cash-flow-ready/

It's easy to get caught up watching what competitors are doing and trying to match them. But the businesses that break t...
18/05/2026

It's easy to get caught up watching what competitors are doing and trying to match them. But the businesses that break through aren't usually the ones who did the same thing slightly better — they're the ones who found a different angle, a different approach, a different way of solving a problem.

What makes your business different? Whatever your answer is — lean into it. That's your edge. 💡

Work hard, play hard. 🏓The ping pong table at HQ gets more competitive than you'd think. We won't name names, but there ...
15/05/2026

Work hard, play hard. 🏓

The ping pong table at HQ gets more competitive than you'd think. We won't name names, but there are some serious rivalries happening between deals.

Nero Supreme coming to theatres near you... 😆🎬

Not every business will feel the impact of payday super equally. 👀Some will face more exposure than others — particularl...
14/05/2026

Not every business will feel the impact of payday super equally. 👀

Some will face more exposure than others — particularly those with:

🔄 Irregular or seasonal revenue
📆 Weekly or fortnightly payroll cycles
🧾 Slow-paying clients or long debtor terms
📉 Tight operating margins with little cash buffer
🏗️ Project-based income that doesn't always align with payroll timing

If any of those sound familiar, payday super isn't just an administrative change — it's a cash flow event that needs a plan behind it. Our blog breaks down exactly which businesses carry the most risk, and what to do about it before July.

🔗 https://nerofinancial.com.au/payday-super-is-your-business-cash-flow-ready/

Address

703/222 Hoddle Street
Melbourne, VIC
3067

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+611300025949

Website

Alerts

Be the first to know and let us send you an email when Nero Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Nero Financial:

Shortcuts

Featured

Share

Category