State Financial Services Australia

Directions Website Contact the business

State Financial Services Australia To meet our clients financial needs at their convenience.

Qualified and Highly experienced, who utilize their integrity, industry knowledge and vast network of resources within the Retail, Business and Commercial Financial Sector.

🗞📰 𝗔 𝗿𝗲𝗰𝗼𝗿𝗱 𝟴𝟮% 𝗼𝗳 𝗵𝗼𝗺𝗲 𝗹𝗼𝗮𝗻𝘀 𝗿𝗲𝗹𝘆 𝗼𝗻 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗯𝗿𝗼𝗸𝗲𝗿𝘀. 𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝘆. 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣What does Australia have in comm...
15/10/2026

🗞📰 𝗔 𝗿𝗲𝗰𝗼𝗿𝗱 𝟴𝟮% 𝗼𝗳 𝗵𝗼𝗺𝗲 𝗹𝗼𝗮𝗻𝘀 𝗿𝗲𝗹𝘆 𝗼𝗻 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗯𝗿𝗼𝗸𝗲𝗿𝘀. 𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝘆. 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣
What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why. 😃⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣
https://statefinancial.com.au/2026/10/15/a-record-82-of-home-loans-rely-on-mortgage-brokers-heres-why/

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣⁣That's the latest survey data from Compare the Market.⁣⁣But bewa...
14/10/2026

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣
⁣
That's the latest survey data from Compare the Market.⁣
⁣
But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️⁣
⁣
Otherwise it may reduce your borrowing capacity. 📉⁣
⁣
And banks still want to be sure you can comfortably manage loan repayments. 🏡⁣
⁣
Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. 👇⁣
⁣
To find out more, DM or contact The State Financial Services Team on:

☎️ – 1300 395 824
💻 – [email protected]

💳 The BNPL trap: how it could impact your home loan application 💳⁣⁣Buy Now Pay Later (BNPL) may be quick and convenient,...
12/10/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣
⁣
Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
⁣
That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
⁣
And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
⁣
Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
⁣
Talk to us to know how BNPL could impact your loan application. 👇⁣
⁣
To find out more, DM or contact The State Financial Services Team on:

☎️ – 1300 395 824
💻 – [email protected]

🏡 Property listings climb higher, FOMO dials down 🏡⁣⁣Things are looking up for homebuyers, reports Domain. 📈⁣⁣Not so lon...
07/10/2026

🏡 Property listings climb higher, FOMO dials down 🏡⁣
⁣
Things are looking up for homebuyers, reports Domain. 📈⁣
⁣
Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬⁣
⁣
Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).⁣
⁣
That means buyers could have more negotiating power, and seller discounts are on the rise. ⁣
⁣
It’s a trifecta that could see the stars align for your homebuying plans. ⭐⁣
⁣
Contact us to see how you could benefit. 👇⁣
⁣
To find out more, DM or contact The State Financial Services Team on:

☎️ – 1300 395 824
💻 – [email protected]

A big part of our business comes from a happy client recommending us to their family and friends! So thanks for the reco...
06/10/2026

A big part of our business comes from a happy client recommending us to their family and friends! So thanks for the recommendation and review, Yohan ! 😊

📉 Lenders cut rates as competition heats up 📉⁣⁣There’s a “rate war brewing”, according to Canstar. ⁣⁣A rising tide of le...
05/10/2026

📉 Lenders cut rates as competition heats up 📉⁣
⁣
There’s a “rate war brewing”, according to Canstar. ⁣
⁣
A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
⁣
The catch? ⚠️⁣
⁣
Lower rates are usually reserved for new customers. 💡⁣
⁣
The solution? 🤝⁣
⁣
Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
⁣
Contact us to find out how. 👇⁣
⁣
To find out more, DM or contact The State Financial Services Team on:

☎️ – 1300 395 824
💻 – [email protected]

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣⁣The average tax-agent prepared tax refund is $3,550, acco...
30/09/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
⁣
The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
⁣
Those extra funds could potentially help you pay off your mortgage sooner.⁣
⁣
That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
⁣
In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
⁣
So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
⁣
Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
⁣
To find out more, DM or contact The State Financial Services Team on:

☎️ – 1300 395 824
💻 – [email protected]

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣⁣A survey by Agile Market Intelligence shows 65% of home...
28/09/2026

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣
⁣
A survey by Agile Market Intelligence shows 65% of home loan borrowers are currently focusing on paying down their mortgage sooner. 🙌⁣
⁣
Even small extra repayments can make a considerable difference over the long run when it comes to paying less interest and reducing your home loan term. ⁣
⁣
Talk to us for strategies that could potentially help you clear the home loan slate sooner. 👇⁣
⁣
To find out more, DM or contact The State Financial Services Team on:

☎️ – 1300 395 824
💻 – [email protected]

Address

480 Collins Street
Melbourne, VIC
3000

Alerts

Be the first to know and let us send you an email when State Financial Services Australia posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to State Financial Services Australia:

Shortcuts

Share