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Tony Insurance

Think insurance, think Tony © We're here to make the insurance buying process simple & easy!

At Tony Insurance, we take the complexity out of choosing the right cover. Whether you’re looking for life, TPD, trauma, income protection, health, or business insurance, our goal is to give you clarity and confidence in your decisions. Through our trusted network of specialists across Australia, we provide access to tailored insurance solutions without the jargon. From comparing options to guidin

g you through the claims process, we make sure you understand exactly what you’re covered for so you can focus on what matters most. With just one call, you’ll connect with experienced insurance professionals who are committed to helping you protect your family, assets, and business.

11/09/2024

Review us on Trustpilot! trustpilot.com/review/tonyinsurance.com.au

08/07/2022

The men's health charity, Movember, found that 38% of men do not talk to others about their feelings. This pressure to repress emotions can have a negative impact on mental health.

Mental health symptoms for men can also often appear as physical issues, such as a tightening chest or digestive problems. According to the National Institute of Mental Health, women often seem sad or express sadness when they are depressed, whereas men tend to appear angry, irritable, or aggressive.

Contact us to arrange a quote for Income Protection which includes cover for mental health; https://tonyinsurance.com.au/

07/07/2022

AIA Health is offering a 6-week premium refund on eligible combined Hospital and Extras Health insurance policies (T&C apply).
Contact us to arrange a quote; https://tonyinsurance.com.au/insurance-categories/

30/06/2022

“The accident and fatal accident rates for general and recreational aviation reflect the higher-risk operational activity when compared to air transport operations. They also reflect the significant growth in recreational aviation activity over the last ten years.” - The Australian Safety Transport Bureau, 2018
What is ?
While the has stringent safety standards, flying carries some serious risks – both on land and in the air. So whether you’re a private pilot or you fly as part of an airline, it’s important to protect your business with aviation insurance.
With the right aviation insurance, your business can be covered for risks such as aircraft damage, third party, passenger injury or third party property damage claims.

Who should consider it?
Aviation insurance can cover all aircraft, including airlines and private planes, pilots, refuellers, operators of hangars and baggage handlers.
Whether you fly for a living or for pleasure, you should consider the protection offered by aviation insurance.

29/06/2022

Insurance through super - A financial safety net through your super
Insurance on inactive super accounts
"Most super funds offer life, total and permanent disability (TPD) and income protection insurance for their members.

Under the law, super funds will cancel insurance on inactive super accounts that haven’t received contributions for at least 16 months. In addition, super funds may have their own rules that require the cancellation of insurance on super accounts where balances are too low.
Your super fund will contact you if your insurance is about to end.
If you want to keep your insurance, you’ll need to tell your super fund or contribute to that super account.

Superannuation and insurance can be complex. If you need help call your super fund or speak to a financial adviser."
- MoneySmart

28/06/2022

Confused about ?
Insurance is simple when you have an expert on your team
Trying to work out exactly what type and how much insurance your business needs can be complex, time‑consuming and overwhelming. And the wrong cover could be devastating to your business if things go wrong.

With so many options on the market, and with the emerging risks such as cyber, and new products coming available all the time, it can be hard to be confident you’re making the right choice. That’s where we can help.

27/06/2022

“Poor work health and safety costs $5,000 per worker each year and equates to 4.1 per cent of Australia’s gross domestic product. This doesn’t even touch on the immeasurable cost of grief and trauma to workers and their families.” - Safe Work Australia Chair, Diane Smith-Gander
What is ?
If you’re a business owner, it’s easy to assume that accidents won’t happen at your workplace. But the statistics say otherwise.
Employers are required by law to take steps to ensure their workplaces are safe. This includes having insurance for all their employees.

Who should consider it?
Workers’ compensation insurance is compulsory for all employers in every state and territory in Australia. Each state or territory has its own workers’ compensation scheme, run by independent regulators, with rules differing slightly between each jurisdiction.

24/06/2022

Total and Permanent Disability ( ) insurance - Insurance cover for a permanent illness or injury
Decide if you need
"A permanent injury or illness can make it difficult or impossible to return work. TPD insurance can provide a financial safety net to help support you and your family, and pay for medical and rehabilitation costs.

When deciding if you need TPD insurance, and how much, think about the expenses you'll need to cover if you were permanently disabled and unable to work. These could include:
- living expenses for you and your family
- repaying debts such as a mortgage or credit card
- medical and rehabilitation costs
- savings you want for retirement

Also think about what you have that could help pay for these costs. This could include:
- private health insurance that can help pay for medical expenses
- if you have trauma or income protection insurance, that can help replace lost income. You may hold these insurances through your super fund
- any savings or investment you could sell
- what support from family or friends may be available

If you need help deciding if you need TPD insurance, and how much, speak to a financial adviser.

TPD insurance can be bought on its own or packaged with life cover. If it's packaged, your life cover may be reduced by any amount paid out on a TPD claim. Check the PDS or ask your insurer."
- MoneySmart

23/06/2022

“The total value of principal Australian agricultural commodities (crops, livestock and livestock products) produced in Australia in 2016-17 was $39,671 million.” - Australian Bureau of Statistics, 2018
What is ?
Working on the land brings many rewards – but just as many risks. As a farm owner, you’re vulnerable to bushfires that can destroy livestock or damage your buildings and other property; machinery breakdown which can cost you time and money; personal illness or a serious accident; or even a claim from a guest injured on your property.
That’s why farm insurance can help protect your farm and its produce, and the wellbeing of you, your family and the people that pass through your property.

Who should consider it?
Whether you’re a large-scale crop grower or livestock producer or a small family or hobby farm, farm insurance can help protect your farm, its produce and livestock – and the people who benefit from it.

22/06/2022

- Financial protection for your loved ones when you die
Decide if you need life cover
"A sudden death can place financial stress on those who depend on you. If this happens, life cover can help them pay the bills and other living expenses.

If you have a partner or dependents, can help repay debt and cover living costs if you die.
If you don’t have a partner, or people who depend on you financially, you may not need life cover. But consider getting trauma insurance, income protection insurance or total and permanent disability (TPD) insurance in case you get sick or injured.

If you need help deciding if you need life cover, and how much, speak to a financial adviser."
- MoneySmart

21/06/2022

“It's very important for all property developers to do due diligence on the location, property, council requirements and contractors/builders they will be relying on to ensure a successful .” - Jo Chivers, CEO, Property Bloom, 2015
What are the key risks for property developers?
Property development can be an exciting and financially rewarding industry – but the risks can be significant.
As a , you need to be across a range of council regulations and manage complex finance arrangements. You may also have to deal with the rising costs of materials and labour, missed deadlines and budget blowouts. Then there’s the chance your builders could become insolvent, weather events could damage your project, or equipment and materials could be stolen or lost. Finally, like all businesses, property developers need to be vigilant in protecting themselves and clients from the growing threat of cybercrime.

Who should consider insurance?
All property developers – from those developing a house to those in charge of major retail and factory developments – should take out some kind of insurance.

20/06/2022

“If you own a business, you can be liable for damages or injuries to another person or property… consider [professional indemnity insurance] for your business if the likelihood of legal action is high.” - Australian Government (Business Website)
What is insurance?
Anyone can make a mistake – but if your business is found liable for negligence, the costs can be financially devastating. Not only can it lead to an expensive lawsuit, but your business’ hard-earned reputation may be damaged as a result.
That’s why professional indemnity insurance matters – for help protecting your assets and brand if your advice causes a client to take legal action against you.

Who should consider it?
Professional indemnity insurance is mandatory in some industries, such as medicine, accounting, law and financial advisers – with the requirements differing from state to state.
But even in cases where it’s not required by law, it’s recommended for anyone who is providing professional services or advice in exchange for a fee – like, graphic designers, IT consultants and more. Regardless of your legal obligation, it’s often a customer requirement that you have this cover in place.

Address

Level 27, 101 Collins Street
Melbourne, VIC
3000

Website

http://tonyinsurance.com.au/

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