15/04/2026
Recent Approval Case
Couple running a tyre retail business
Net income close to $1M per year
But—
Heavy tax pressure
ATO debt close to $200K
Just got into high-interest ATO payment plan
Business also impacted by the current economy
👉 When they came to me, they were already in defensive mode
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What I did:
✔ Extended their remaining home loan from 20 → 30 years
✔ Refinance and cleared ~$200K ATO debt
✔ Released an extra $100K cash for business expansion
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Result:
📌 Total approval: ~$770K
📌 Rate: 7.54% (well below ATO interest)
📌 Significantly improved cash flow
📌 From submission to approval: 3 days
