VMX Finance Concierge

18/06/2026

Financing machinery and equipment from overseas can be complicated.
There’s a large amount of documentation required to finance assets imported from overseas.
Most suppliers and asset finance companies won’t provide finance until the asset is delivered in Australia. This can take several months, creating a large gap between spending the cash to purchase the asset and getting finance.

An unsecured business loan can be used to purchase an asset before it’s delivered. Once the asset arrives, other finance options can be considered.

If you’re considering purchasing an asset from overseas and want to avoid the obstacles of traditional trade finance, an unsecured business loan can be a flexible,
short-term option.

04/06/2026

https://vmxfc.com/insights/f/payday-super-countdown-begins

From 1 July 2026, the transition to Payday Super is going to tighten the leash on business cash flow. By forcing superannuation contributions to be paid within seven business days of every pay run—rather than quarterly—t...

20/05/2026

With interest rates climbing, your offset account is no longer just a "rainy day" fund—it is one of the most effective financial tools at your disposal.

08/05/2026

Fuel costs are rising fast – and the Australian Taxation Office (ATO) is giving businesses a short-term buffer.

For the period 1 April to 30 June 2026, the ATO will provide targeted support to eligible businesses that are struggling to meet their tax obligations.

What support looks like

The ATO has outlined three main options:
Flexible payment plans – including longer terms, no upfront payment and potential general interest charge remission.
Penalty relief – with high fuel costs considered when reviewing requests for remission.
PAYG instalment changes – where income has fallen.
The ATO has also said it will take a more flexible, case-by-case approach during this period.

Where this helps – and where it doesn’t

This support can help ease short-term pressure – but it’s not a long-term fix.

Tax debts still need to be managed, and cash flow gaps can build quickly if costs stay elevated.

Some businesses are using this window to:
Stabilise cash flow.
Review upcoming liabilities.
Put more structured funding in place.
The key is acting early rather than waiting until pressure builds.

If rising costs are starting to affect your cash flow, get in touch and we can talk through funding options to help bridge the gap.

Visit our website to learn how we can help turn your financial vision into reality.