Credit Central Australia

30/08/2026

🏠Here’s what you actually need saved before you can buy an investment property by state. 💰Deposit, stamp duty, legal, inspection, lender fees. (Excludes LMI.)

Save this before your next chat with your broker.

22/08/2026

Have you been asked to “go guarantor” for your kid’s home loan? 🏡

This one’s for you.

A Family Guarantee (sometimes called a security or limited guarantee) lets your equity help your child buy sooner — without them needing a full deposit, and without paying Lenders Mortgage Insurance.

We’ve used ANZ as a worked example in this carousel because their policy sets out the numbers clearly, but most major banks and lenders offer a version of this guarantee structure — the concept is the same, even if the exact caps differ slightly.

Swipe through to see:
✅ What a Family Guarantee actually means for your property
✅ How much of your equity is typically involved
✅ The limits that protect you as a guarantor
✅ What you need to know (and what it’ll cost) before you agree

Being asked is a big moment — going in informed makes it a much easier decision. If you’ve been asked to guarantee a loan, send us a DM and email and we’ll walk you through exactly what it means for your situation. 👇

📧 [email protected]

*This post is general information only and an example for education, not financial or legal advice. Always speak with your own broker and seek independent legal/financial advice for your specific circumstances.*

16/08/2026

Rates on hold. Prices aren’t. 🏠
This week’s numbers show the correction spreading past Sydney and Melbourne, combined capital values down 0.9% for the month, while rents keep climbing and yields sit at a 7-year high.

Swipe through for the full picture 👇

📉 Sydney −2.5% / Melbourne −3.3% year-on-year
📈 National rents +5.9% y/y
🔨 Build costs up ~65% over 8 years
🔑 Clearance rates climbing, still well below last year
🏦 RBA held at 4.35% — but lenders aren’t waiting to compete for new business

Sources: Cotality Home Value Index, SQM Research, Canstar, RBA — week of 11 Aug 2026. General information, not financial advice.

16/06/2026

😀😀

05/05/2026

14/01/2026

🏙️Your first home doesn’t have to be the dream home! Maybe smaller units or apartments are within range?

*^stats are a guide only chat with a broker for your specific situation

18/12/2025

📌Don’t set and forget your home loan – you might be overlooking chances to boost your wealth. 🔐Book a free home loan check discovery call.
Link in bio 🔗

18/12/2025

When was the last time your checked your home loan options? Book a free home loan check 💰🖌️🔗