Cara Julian - Mortgage Broker

Cara Julian - Mortgage Broker Mortgage broker | Director - Brava Finance
📚 Author | 🏆 Finalist | 🥂 Lover
Mum of 👧 - Melbourne

24/08/2026

🌟 Businesses of Bayside 🌟

Celebrating the local legends who make our community thrive! Today we’re featuring Ilana from Ilana Kosakiewicz | Kinesiologist & Energy Mentor — helping women stop & listen to their bodies and understand what might be going on beneath the surface.

❓What inspired you to start?
I was a CPA working in the energy sector at a power station when I experienced chronic fatigue and burnout. I started seeing a kinesiologist and was so intrigued by what she uncovered that I began studying it myself in 2014. What started as curiosity completely changed my direction. I never returned to corporate life and opened my own practice in 2017. You could say I went from working with one kind of energy to another!

❓How do you explain kinesiology?
Everything we do involves energy, and sometimes that energy can become stuck or stagnant. Kinesiology uses the body to investigate where things may be out of balance — almost like being a forensic accountant for the body! It draws on principles of Traditional Chinese Medicine and uses the body’s responses to guide the process.

❓Who do you typically work with?
Predominantly women aged 30–60, particularly professionals and business owners. So many are busy looking after everyone else, striving for perfection and putting themselves last. A big part of my work is helping women reconnect with what their body is telling them.

❓What’s the magic that sets you apart?
Lived experience. I understand corporate pressure, perfectionism, people-pleasing and burnout because I’ve lived it. I also bring knowledge across kinesiology, nutrition and how the body works. I’m passionate about looking beneath the surface rather than continually overriding what we feel.

❓What’s one thing you wish more women knew?
The body doesn’t lie. We’re often so busy that we ignore its signals. Sometimes it only takes someone helping you notice what’s happening for you to start making a change.

Bought to you by Brava Finance - your local mortgage broker, proudly supporting the bayside community.

Be Brave | Show Up | Have Fun!

☎️ 0438 790 608
📧 [email protected]

14/08/2026

Women’s safety shouldn’t be an afterthought. That’s why Tyrelle from Australian Legal Safety Keychains l Tyrelle has designed a keychain specifically to support and promote women’s safety 🎉🥂👏🏼🙌🏼

As a woman and mother of a daughter, safety is top of mind for me. So you can imagine when I saw this, I was over the moon excited!

Born from personal experience where Tyrelle was in a situation that left her feeling unsafe and vulnerable, she decided to make her mission to do something about it.

Let’s help Tyrelle get this into the hands of as many women (young and old!) as possible!! You can visit her page here: Australian Legal Safety Keychains l Tyrelle

Be Brave | Show Up | Have Fun!

☎️ 0438 790 608
📧 [email protected]
🔗 Or book a chat in the link in my bio.

Credit Representative 540557 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

2 years ago this month I got to hold for the first time a copy of my published book ‘Why You Should Date Your Bank, Not ...
12/08/2026

2 years ago this month I got to hold for the first time a copy of my published book ‘Why You Should Date Your Bank, Not Marry Them!’

And I celebrated with these 2 legends: Bron Smart (responsible for the pic of me in a denim jumpsuit with a glass of champaz on the cover!) and Sarah Darby (creator of the fabulous illustrations in my book) 💗💗

It was the book I needed when I came out of a long term relationship with no income or financial knowledge.

It’s basically a ‘101’ of the mortgage world and helps to build your financial confidence. But it’s not a big ‘chew your way through’ finance book!

My mish is to give away 1000 copies a year for free because financial education should be accessible for everyone.

Want a copy? You can order one for free by clicking on the link in my bio.

Be Brave | Show Up | Have Fun!

☎️ 0438 790 608
📧 [email protected]
🔗 Or book a chat in the link in my bio.

Credit Representative 540557 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

07/08/2026

Hi there! I’m Cara—mortgage broker, author, and founder of Brava Finance. But more than that, I’m someone who believes finance doesn’t have to be intimidating, boring, or reserved for ‘others’.

After starting over on my own in my mid 40s with no financial knowledge or income, I retrained as a mortgage broker & now help other women rewrite their financial story—with strategy, support, and sass!

Whether you’re buying your first home, refinancing, or just tired of feeling alone and in the dark when it comes to your loan, I’m here to make the process feel less overwhelming and a whole lot more empowering.

Let’s make smart money moves—and have a little fun while we’re at it!

BE BRAVE | SHOW UP | HAVE FUN

Be Brave | Show Up | Have Fun!

☎️ 0438 790 608
📧 [email protected]
🔗 Or book a chat in the link in my bio.

Credit Representative 540557 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

20/07/2026

The biggest barrier to buying property isn’t income. It’s confidence.

I see it a lot.

Women who could buy…
But don’t think they can.

Not because the numbers don’t work—
But because no one’s ever shown them how.

They’ve been told:
• “You need more money”
• “Wait until you’re ready”
• “It’s too complicated”

So they wait.
And wait.
And keep second-guessing themselves.

Meanwhile…
someone else with less income—but more confidence—moves forward.

Here’s the truth:

✅ Confidence doesn’t come before you start.
✅ It comes from understanding your options.

From asking questions.
From seeing your numbers.
From having someone in your corner who actually explains things.

You don’t need to know everything.
You just need to know your next step.

If you’ve been sitting on the idea of buying but not sure where you stand…

Comment “START” and I’ll point you in the right direction.

No pressure. No overwhelm. Just clarity.

Be Brave | Show Up | Have Fun!

☎️ 0438 790 608
📧 [email protected]
🔗 Or book a chat in the link in my bio.

Credit Representative 540557 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

11/07/2026

Somewhere along the way, we started treating life like it has an expiry date.

That by a certain age you should stop dreaming bigger.
Stop changing your mind.
Stop taking risks.
Stop starting over.

I don’t buy it.

In the past few years I’ve written a book, built a business from scratch, found a mission I’m prepared to fight for, and realised my biggest impact is still in front of me.

And as near ‘unlocking level 5’ I’m not thinking about what I’ve missed.

I’m thinking about what I’m just getting started on.

If you’ve been waiting for the “right” time…

This is it.

Because one day you’ll either be celebrating the decision you made…

…or wondering what would’ve happened if you had.

So before you tell yourself it’s too late, ask yourself one question.

According to who?

Be Brave | Show Up | Have Fun!

☎️ 0438 790 608
📧 [email protected]
🔗 Or book a chat in the link in my bio.

Credit Representative 540557 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

I expected Fiji to give me a tan.I didn’t expect it to give me perspective.Somewhere between the ocean swims, the slower...
09/07/2026

I expected Fiji to give me a tan.

I didn’t expect it to give me perspective.

Somewhere between the ocean swims, the slower pace and the endless smiles, I realised how long my nervous system had been living in “go” mode.

There wasn’t the same obsession with time. Or constantly doing more. People shared what they had. Kids played. Conversations weren’t rushed. It felt like connection came before productivity.

I’m not naïve enough to think holiday life is real life.

But I do wonder how much of that slower, kinder way of living we could bring home with us.

Because if success costs us our health, our relationships and our ability to simply be present… what exactly are we chasing?

I’d love to know… what’s one lesson another place has taught you that you’ve tried to bring home?

Be Brave | Show Up | Have Fun!

☎️ 0438 790 608
📧 [email protected]
🔗 Or book a chat in the link in my bio.

Credit Representative 540557 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

03/07/2026

I had so much fun depositing my book around the airport and plane yesterday!

I am dedicated to helping improve financial literacy - because having this builds financial confidence, creates curiosity so you ask more informed questions, which all helps support building a financially secure future 🙌🏼

I give my book away for free because everyone should have access to education.

You can get your free copy by clicking on the link in my bio.

Be Brave | Show Up | Have Fun!

☎️ 0438 790 608
📧 [email protected]
🔗 Or book a chat in the link in my bio.

Credit Representative 540557 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

This most beautiful, brave and selfless soul Kate Littlejohn | k.financeco | Mortgage & Commercial Brokers ran a half ma...
02/07/2026

This most beautiful, brave and selfless soul Kate Littlejohn | k.financeco | Mortgage & Commercial Brokers ran a half marathon yesterday as part of her commitment to raise money and awareness for Bravehearts - a child protection organisation dedicated to the prevention and treatment of child sexual abuse.

She raised over $20,000‼️‼️‼️

It’s hard to articulate exactly how bloody awesome you are Kate Littlejohn | k.financeco | Mortgage & Commercial Brokers . Sharing your personal story to create awareness and help so many people is so very brave and selfless.

And Award Winning Mortgage Broker for First + Family Home Buyers - you are the best support crew buddy!! And a dab hand at arts and crafts!

Love you wifey 💖💖💖

22/06/2026

Doing swim with Bron Smart (credit for these awesome pics!) Lana Dacy (bringer of the 🍷 ) Clare Billingham (spreader of joy with her bright colours) 💗

Address

Sandringham
Melbourne, VIC
3191

Telephone

+61438790608

Website

Alerts

Be the first to know and let us send you an email when Cara Julian - Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Cara Julian - Mortgage Broker:

Shortcuts

Featured

Share

Category