Annette Tothill Finance

Annette Tothill Finance You have choice. You can choose where you want to bank....you can choose where you want to go in life. I am here to dispel that myth. This is all about you.

Annette Tothill is an Authorised Credit Representative 375200 of Australian Associated Advisers Pty Ltd trading as Keylend, Australian Credit License Number 392169 ACN 084 974 694 The world of home loans can be so daunting and there are a lot of ideas out there that brokers are all kinds of evil! I believe that a tailored solution is the best solution....a solution that suits YOU rather than one t

hat suits me. To get you to exactly what you want, I really enjoy thinking outside the square. I am more than happy to catch up with you at a time that suits you, too. Brokers have access to a wider range of solutions, so that you have CHOICE. So that you CAN do what it is that you want to do. I LOVE seeing the smiles on the faces of those who buy their first home

I get a kick out of reducing the time it takes to pay off your home simply buy reviewing your current banks and products

I enjoy helping people buy property for investment and wealth creation so our hard earned money can be seen going into our own future. I invite you to call me on 0420 973 551 or email me: [email protected] for your OBLIGATION FREE home loan session.

When it comes to choosing a home loan, a competitive rate is important. But for some borrowers, finding a lender that al...
05/06/2026

When it comes to choosing a home loan, a competitive rate is important. But for some borrowers, finding a lender that aligns with their values matters too.

šŸŒ This World Environment Day, we're shining a light on some environmentally aware lenders and how they may align with what's important to you. Learn more here šŸ‘‰ https://tothillfinance.com.au/environmentally-aware/

With ongoing conversations around negative gearing, capital gains tax and the future of property investment in Australia...
02/06/2026

With ongoing conversations around negative gearing, capital gains tax and the future of property investment in Australia, many investors are reassessing their next move.

Whether youā€™re interested in purchasing your first investment property or expanding your portfolio, Annette Tothill Finance can help you make sense of the proposed changes and how they may impact your investment strategy.

Get in touch with Annette and the team to discuss your investment plans. Contact us at https://tothillfinance.com.au/investment-loans/

This week I had the pleasure of connecting with the Bankwest team and fellow industry colleagues, where Credit Quality M...
29/05/2026

This week I had the pleasure of connecting with the Bankwest team and fellow industry colleagues, where Credit Quality Manager Craig Taylor, State Manager Kerri Siedofsky, and Senior Development Managers Gavin Little and David Burgan shared some really valuable insights around policies and niches. To wrap up the session, we put what we learnt into action through a fun ā€˜Deal or No Dealā€™ game over a very delicious lunch at Chianti.

Thank you to the Bankwest team for a very fun and informative session!

With open banking, you can give your bank permission for your account balances and transactions to be shared securely wi...
27/05/2026

With open banking, you can give your bank permission for your account balances and transactions to be shared securely with your broker and lenders, helping them verify your income, speed up loan applications and compare products more accurately. Find out how it works here: https://tothillfinance.com.au/what-open-banking-means-to-a-customer/

So excited and proud to share some recent feedback we received šŸ«¶Helping people through one of lifeā€™s biggest financial d...
21/05/2026

So excited and proud to share some recent feedback we received šŸ«¶

Helping people through one of lifeā€™s biggest financial decisions, buying a home, is something we donā€™t take lightly. Knowing weā€™ve made that experience a positive one means everything.

When choosing a home loan, most people compare rates, but thereā€™s another layer many borrowers are starting to consider....
19/05/2026

When choosing a home loan, most people compare rates, but thereā€™s another layer many borrowers are starting to consider.

For those who are environmentally conscious, an increasing number are asking an important question: what does my bank do with my money?

More lenders are now focusing on supporting initiatives that contribute to a more sustainable future. If youā€™re curious about what that looks like and how to find these types of banks, read our latest blog here: https://tothillfinance.com.au/why-ethical-banking-matters-when-choosing-a-mortgage/

Last week I attended the Credit Union SA Women in Orange Economic Forum, with Brittany joining me, who is currently comp...
15/05/2026

Last week I attended the Credit Union SA Women in Orange Economic Forum, with Brittany joining me, who is currently completing her certification in Finance.

With all the conversations following the recent RBA decision and Federal Budget, the timing of the event couldnā€™t have been better. Dr Susan Stone shared some really interesting insights into household spending, along with discussions around capital gains tax indexation and negative gearing.

A big thank you to Credit Union SA for organising such a fantastic event. Opportunities like these are incredibly valuable, not only for the economic insights shared, but also for the chance to connect with other women in finance, exchange ideas and continue learning from industry experts and peers.

Last nightā€™s Federal Budget included proposed changes to negative gearing and capital gains tax that could impact future...
12/05/2026

Last nightā€™s Federal Budget included proposed changes to negative gearing and capital gains tax that could impact future property investment decisions.

šŸ‘‡ Weā€™ve broken down the key housing announcements and what they may mean for investors from 2027 onwards šŸ”

Budget night is coming up, so what is the government proposing for the 2026-27 Australian Federal Budget? See šŸ‘‡ Many of...
07/05/2026

Budget night is coming up, so what is the government proposing for the 2026-27 Australian Federal Budget? See šŸ‘‡

Many of the proposed housing-related changes appear aimed at reducing investor advantage and shifting conditions slightly in favour of owner-occupiers, particularly first home buyers.

Keep in mind, nothing is confirmed yet. All proposed changes would still need to pass through Parliament before becoming law and taking effect. Weā€™ll be watching budget night closely to see what is announced.

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McLaren Vale, SA
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