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Harken Finance

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Australia
Maylands, WA
Harken Finance

Are you looking for a Mortgage or would just like to have a chat with a Mortgage Adviser about your

Harken Finance is a Mortgage Company based in Perth, Western Australia. Our professional and experienced Mortgage Consultants assist homeowners, first home buyers and investors to navigate the maze of mortgage products and home loans available from the large range of lenders in Australia.

14/09/2026

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣
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Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈⁣
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The good news is that building costs have come off recent peaks. 🏡⁣
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But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽⁣
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The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰⁣
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Talk to us for a renovation loan that can help your project become a reality. 👇⁣
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To find out more, DM or contact the Harken Finance Team on:

☎️ – 0411 865 959
💻 – [email protected]

10/09/2026

🗞️📰 𝗦𝗽𝗿𝗶𝗻𝗴 𝘀𝗲𝗹𝗹𝗶𝗻𝗴 𝘀𝗲𝗮𝘀𝗼𝗻 𝗶𝘀 𝗵𝗲𝗿𝗲. 𝗪𝗵𝗮𝘁’𝘀 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝗶𝗻 𝟮𝟬𝟮𝟲? 📰🗞️⁣⁣⁣⁣⁣
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Australia’s peak property season is underway, and spring 2026 is shaping up as a buyers’ market. Here’s what the experts say we can expect in the weeks ahead. 🌸 🏡⁣⁣⁣⁣⁣
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https://www.harkenfinance.com.au/spring-selling-season-is-here-whats-different-in-2026/

09/09/2026

⏳ How hard does the market usually bounce back after a downturn?⏳⁣
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Waiting for property prices to hit a cyclical low could potentially work against home buyers. 🏡⁣
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Domain research shows prices have risen 32% on average after each of the eight past downturns. 📊⁣
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If the market dips now, buyers could potentially purchase a house at a good price. ⁣
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But if you wait too long, the market could pick up again and you could be purchasing when buyer competition is fierce. ⁣
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Being prepared is key. Speak to us today about pre-approval and get started on your property journey. 👇⁣
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To find out more, DM or contact the Harken Finance Team on:

☎️ – 0411 865 959
💻 – [email protected]

07/09/2026

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣
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One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.⁣
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But there are ways to potentially clear the slate sooner. 💡⁣
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Refinancing could see you save with a lower rate (just try not to extend the home loan term). ⁣
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An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.⁣
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Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. 📉⁣
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Call us for more tips to potentially be mortgage-free by the time you retire. 👇⁣
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To find out more, DM or contact the Harken Finance Team on:

☎️ – 0411 865 959
💻 – [email protected]

02/09/2026

🗞️📰 𝗖𝗼𝘂𝗹𝗱 𝗿𝗮𝘁𝗲𝘀 𝗹𝗶𝗳𝘁 𝗼𝗳𝗳 𝗮𝗴𝗮𝗶𝗻 𝗯𝗲𝗳𝗼𝗿𝗲 𝗫𝗺𝗮𝘀? 𝗛𝗲𝗿𝗲’𝘀 𝗵𝗼𝘄 𝘁𝗼 𝗽𝗿𝗲𝗽𝗮𝗿𝗲 📰🗞️⁣⁣⁣⁣
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Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic. 😎⁣⁣⁣⁣
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https://www.harkenfinance.com.au/could-rates-lift-off-again-before-xmas-heres-how-to-prepare/

02/09/2026

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣
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That's the latest survey data from Compare the Market.⁣
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But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️⁣
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Otherwise it may reduce your borrowing capacity. 📉⁣
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And banks still want to be sure you can comfortably manage loan repayments. 🏡⁣
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Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. 👇⁣
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To find out more, DM or contact the Harken Finance Team on:

☎️ – 0411 865 959
💻 – [email protected]

31/08/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣
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Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
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That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
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Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
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Talk to us to know how BNPL could impact your loan application. 👇⁣
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To find out more, DM or contact the Harken Finance Team on:

☎️ – 0411 865 959
💻 – [email protected]

Address

212 Whatley Crescent
Maylands, WA
6051

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm
Saturday	8am - 6am
Sunday	8am - 6pm

Telephone

0862791411

Website

http://www.harkenfinance.com.au/

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