Co. Finance

03/09/2026

Small confession: not every deal ends in a win for me but this I had to share.

Had a call at 6.30am while I was still bed. This clients bank knocked him back. Got him pre approved for a new car, no dramas. He spends weeks car shopping, I keep checking in, "still looking, all good." Today he tells me he picked up a brand new car on dealer finance.
I asked how come. He said it was actually more expensive. I could have told you that before he signed anything.
This is exactly how dealerships get you. You're standing in the showroom, the new car smell is doing its thing, and suddenly a worse rate feels fine because you just want to drive it home. Please don't let that be you. Line your own pockets, not theirs.
Was it a loss for me today? Technically. Am I still confident I had the better structure for him? Absolutely. So I'll let you be the judge on whose loss it actually was.
If you're about to walk into a dealership for finance, or your bank has already told you no, DM me "CAR" and let's have a chat before you sign anything. I'd rather talk you through it for five minutes than watch you overpay for five years.

Don't be fooled. Make smart, comscious decisions. It is a big outlay and one that should be treated as such.

03/09/2026

Cash flow is what kills businesses fastest. Not a lack of work. Not a bad month. A lack of cash flow.

If you're a civil construction or transport business buying a revenue-generating asset like a truck or an excavator, here's what 13 years in asset finance has taught me:

Maximise your finance. Don't rush to pay it off.

Using a balloon (or residual) lowers your monthly repayments and keeps more cash in your account. That buffer is what protects you when wet weather hits, an engine blows, or work slows down. Those things aren't a possibility. They're a certainty at some point.

A bigger buffer also means a bigger borrowing capacity, so you can grow faster and buy your next asset sooner.

Cash flow is king. Protect it, and it'll protect you.

👉 Buying a truck, excavator, or any big asset for your business? DM me "BALLOON" and I'll walk you through the numbers, the lenders, and the loan structure that suits you.

📩 DM CASHFLOW anytime for a chat about loan structures, lenders, or growing your business through the right finance.

TruckFinance ExcavatorFinance BusinessGrowth

17/08/2026

Podcast is out today! Check it out!

𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗲: 𝗛𝗼𝘄 𝘁𝗼 𝗕𝗼𝗿𝗿𝗼𝘄, 𝗚𝗿𝗼𝘄 & 𝗜𝗻𝘃𝗲𝘀𝘁 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰𝗮𝗹𝗹𝘆

Glen chats with Kodie Axelsen about business finance, strategic borrowing, business growth, property investment and making finance work for your next move.

𝗟𝗶𝘀𝘁𝗲𝗻 𝗼𝗿 𝘄𝗮𝘁𝗰𝗵 𝗻𝗼𝘄:

▶️ YouTube: https://youtu.be/RcMYoAqvkF8

🎧 Spotify: https://open.spotify.com/show/3XiqMT2vPILvx29FroHNaZ

🎙️ Apple Podcasts: https://podcasts.apple.com/au/podcast/fraser-coast-property-brief/id1886322015

17/08/2026

If you're a First home buyer you have an excellent opportunity to take advantage of all that is available to help you get into the market.

If you're not sure where to start send me a DM.

14/08/2026

When the going gets tough, your broker gets going.

Growing a business takes a lot of understanding financials, patterns and how to tell stories between multiple entities. When questions are asked, your broker needs to know the answers.

Are you working with the right one?

DM me "SELF EMPLOYED" if you want to chat.

13/08/2026

Had a catch up with Glen Winney to talk about all things finance. Coming soon!

13/08/2026

For generations, the Australian Dream followed a familiar path: work hard, buy a home and build a secure future.

But what does that dream look like today?

This month, Kodie Axelsen explores how rising property prices, changing regulations and shifting economic conditions are encouraging Australians to rethink traditional pathways to wealth creation.

Perhaps the key to building financial security isn't following the same path as everyone else, but learning to adapt as the world changes.

https://alivemag.blog/2026/06/30/the-australian-dream/

Explore the evolving Australian dream of home ownership and adaptability in investment strategies for financial security in today's economy.

11/08/2026

RBA holds the cash rate at 4.35%

This is a win for home owners but we're not out of the woods yet.

Inflation is noted as "still too high" and they're ready to raise rates if needed.

It will be interesting to see how banks react given we've had recent rate reductions and the number of new home loans has declined.

Have you reviewed your home loan lately?

05/08/2026

Your bank. Even if you don't tick their boxes they'll submit your loan. Decline.

Me. I just go where the approvals are... 🙌

31/07/2026

The Banks are feeling the heat and they want the business.

If the timing is right for your business to increase your fleet, refi a balloon or replace equipment then the banks are aligning with you.

We're looking at rates lower than EOFY and that's saying something!

When you have the negotiating power you strike when the irons hot!

Call me if you want to run numbers!

0423902331