07/10/2026
It starts with a 30-minute rate health check (Broker)
The RBA has raised the cash rate by 0.25%. If you're wondering what that means for your home loan, a rate health check may be a good place to start.
In a free^ 30-minute chat, an Aussie Broker can look at your current loan with you and help you explore whether refinancing to a different home loan, loan structure or lender could help you save.
Book your rate health check today.
Repayment estimates are indicative only and based on the following assumptions: principal and interest repayments, a 30-year loan term, and refinancing from the current average variable rate of 6.62% p.a. to a rate 0.25 percentage points lower (6.37% p.a.), against Canstar's published average variable interest rate for owner-occupier home loans, September 2026ᐧ The interest rates referenced in this table are indicative average rates only, not comparison rates. A comparison rate includes certain fees and charges and reflects the true cost of a specific loan product, it will vary by lender, loan amount and loan term, and is not represented by the rates shown here. Yearly figures are the monthly saving amount multiplied by 12 and are provided for illustrative comparison only.
Calculations use standard mortgage repayment formulas consistent with the methodology used in the ASIC Moneysmart mortgage calculator. These figures do not account for costs associated with refinancing, such as discharge fees, application or valuation fees, break costs on fixed-rate loans, or lenders mortgage insurance where applicable, which may reduce the net benefit of switching.
Actual savings will vary depending on the loan amount, interest rate, loan term, repayment type, lender fees and eligibility for the new rate. These figures are provided for general information only and do not constitute financial advice. Aussie recommends that you seek independent financial, legal and taxation advice before making an investment decision.
Lender fees and charges may apply.
Credit activities provided by Lendi Group Distribution Pty Ltd ACN 105 265 861, Australian Credit Licence 246786.