Exactly.Loans

Mortgage broker, one-on-one with extremely transparent and detailed online/phone/written advice.... You'll understand when you talk to us.

Online Mortgage Broker fanatical about providing detailed advice to people all of Australia who want a broker they can trust, who crosses all the t's and dots all the i's. Very personal service, combined with DIY home loan research software. We'll educate you, show you behind-the-scenes in lender policy and processes so you understand everything, and you'll get to choose the right loan with precision.

03/06/2026

📈 Property investor activity is the highest it's been in years 📈⁣
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Across Australia, more new home loans are going to investors. 🏡⁣
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That’s the word from PropTrack. 📊⁣
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It says rising investor activity is being driven by low vacancies, a tight rental market and rapid rent increases. 🔥⁣
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Strong growth in home prices saw more than 93% of recent investor sales turn a profit. 💰⁣
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That’s the highest level in a decade. ⁣
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Property investors may also be able to make interest-only payments. 💡⁣
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That can be a real plus for cash flow. ⁣
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Talk to us about potentially using your home equity in lieu of a cash deposit to buy a rental property. 👇⁣
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To find out more, DM us or contact Adam on:

☎️ – (07) 5504 4325
💻 – [email protected]

01/06/2026

🏡 The big advantage of owning rather than renting 🏡⁣
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They say rent money is dead money (unless you're the one collecting it!) 😅⁣
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And while not everyone is in a position to own their own home just yet, a recent Cotality report shows there are still locations where it can be cheaper to buy an apartment than rent. 📊⁣
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In inner Melbourne, and some suburbs in Darwin and the ACT, it can be cheaper to buy, rather than rent, a unit. 🏢⁣
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There can also be minimal differences between rent and loan repayments in parts of Sydney, Adelaide and Perth. ⁣
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But home ownership isn’t just about rent versus mortgage payments. ⁣
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Home owners can also potentially benefit from property price growth, the freedom to add value through renovations, and the personal rewards of saying “I own this”. 🏠⁣
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Talk to us about jumping off the rental merry-go-round and becoming a home owner. 👇⁣
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To find out more, DM us or contact Adam on:

☎️ – (07) 5504 4325
💻 – [email protected]

27/05/2026

🌏 What's the best city in Australia to raise a family 🌏⁣
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Compare the Market has ranked the best 50 cities globally to raise a family. ⁣
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Hats off to Brisbane, which topped the list, by a solid margin! 🏆⁣
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London and Auckland took out 2nd and 3rd place. 🥈🥉⁣
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Sydney made the top five, ranking fifth. 📍⁣
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Other major Australian cities like Perth ranked sixth, and Melbourne ranked seventh. 📈⁣
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But hey, we're pretty spoilt for choice here in Australia.⁣
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No matter where you’re planning to raise a family, having a home loan that suits your needs can play a key role in putting down roots. 🏡⁣
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Talk to us about a home loan that can let your family find a cosy nest. 👇⁣
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To find out more, DM us or contact Adam on:

☎️ – (07) 5504 4325
💻 – [email protected]

25/05/2026

🏘️ More Australians are looking to build wealth through property 🏘️⁣
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Two in five Aussies plan to buy an investment property in the next 12 months. 📊⁣
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That’s the finding of a recent Great Southern Bank survey. 🏦⁣
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It’s all part of a drive by Australian families to shore up their long term financial wellbeing. 💰⁣
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And property has plenty going for it: the potential for strong price growth, enticing rental yields, and possible tax savings. 🏡⁣
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Better still, home owners may be able to use their home equity in place of a cash deposit on a rental property. 💡⁣
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Talk to us about pathways to owning an investment property. It could get the ball rolling on your future wealth. 👇⁣
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To find out more, DM us or contact Adam on:

☎️ – (07) 5504 4325
💻 – [email protected]

20/05/2026

❄️ Low cost ways to keep your place cosy this winter ❄️⁣
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Brace yourselves, Winter is coming! 🥶⁣
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Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. ⁣
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Seal gaps around windows and doors to keep out draughts. It can cut heating bills by 25%. ⁣
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Up to 40% of heating can be lost through windows. Simple solution, invest in curtains, blinds or even double glazing. 🪟⁣
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Add insulation to reduce heating costs by around 45%. 🧱⁣
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Or, think big and embrace solar power. ☀️⁣
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Need help to fund your winterproofing home renos? Talk us about your funding options. 👇⁣
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To find out more, DM us or contact Adam on:

☎️ – (07) 5504 4325
💻 – [email protected]

18/05/2026

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️⁣
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As property prices head north, saving a traditional 20% deposit can be a serious challenge. ⁣
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But, there may be a short cut for many first home buyers.⁣
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A Domain report reveals the 5% Deposit Scheme can help Sydney first home buyers get into the market up to 5 years and 7 months earlier. 🏡⁣
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For Brisbane and Adelaide first homebuyers, the scheme can cut over four years off the time taken to save a deposit. 📊⁣
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In every other capital, the 5% Deposit Scheme can see first homebuyers bring forward their plans by more than three years. ⏩⁣
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Call us to see if the 5% Deposit Scheme could help you get into the property market sooner. 👇⁣
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To find out more, DM us or contact Adam on:

☎️ – (07) 5504 4325
💻 – [email protected]

13/05/2026

🤝 Broker versus bot? It’s no contest 🤝⁣
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The person-to-person support of a mortgage broker eclipses anything an AI bot can dish up. 🤖⁣
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That’s the finding of Great Southern Bank research. 📊⁣
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It confirms 7-in-10 Australians say guidance from mortgage brokers is more valuable than AI-generated advice. 📈⁣
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Financial decisions like buying a home are long term and complex. 🏡⁣
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That’s why we stay in touch to see how your home loan is shaping up. 📞⁣
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Try saying that about a bot. 😅⁣
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Talk to us for human advice on the home loan that works best for you. 👇⁣
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To find out more, DM us or contact Adam on:

☎️ – (07) 5504 4325
💻 – [email protected]

11/05/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Mortgage pre-approval can potentially be an advantageous move for home buyers. 🏡⁣
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But recent rate hikes could leave your pre-approval in need of an update. ⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can also be impacted by rising rates. ⏱️⁣
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Canstar says just one 0.25% rate cut can reduce a single home buyer’s borrowing power by $12,000. ⁣
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That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. ⚠️⁣
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The last thing you need is to discover you can’t finance the place you want to buy because of higher rates. ⁣
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Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. 👇⁣
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To find out more, DM us or contact Adam on:

☎️ – (07) 5504 4325
💻 – [email protected]

06/05/2026

📈 Is buying an investment property earlier the key to building wealth? 📈

Regrets? One-in-three Aussie investors say they regret not investing earlier. 😬

And perhaps for good reason...

Finder research shows people who started investing in their 30s are 46% wealthier than those who waited until their 40s.

That’s because investment returns can compound over time. 🔄

Just look at property: 45% gains in the last five years alone!

And while past performance is not an indication of future performance, historically speaking, the national property market has delivered consistent long-term growth.🏡

Of course, with all things investment related, it may be worth seeking advice from a financial adviser to consider all your options.

But if you do decide to invest in property, consider contacting us to explore your investment loan options. 👇

To find out more, DM us or contact Adam on:

☎️ – (07) 5504 4325
💻 – [email protected]

04/05/2026

🏡 How much do you really need to buy a first home? 🏡

Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).

These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰

For a $700,000 first home, a 5% deposit is $35,000.

Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.

Don’t forget to factor in other upfront expenses though. ⚠️

Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦

Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇

To find out more, DM us or contact Adam on:

☎️ – (07) 5504 4325
💻 – [email protected]

Address

55 Plaza Parade
Maroochydore, QLD
4558

Telephone

+61755044325

Website

https://exactly.loans/

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