26/04/2026
✨ After two RBA rate hikes in 2 months, many lenders have increased their mortgage rates including us. But with our 2-year variable discounted rate, we’re still offering some of the most competitive rates in the market.
Many lenders are adjusting their home loan rates right now, which makes this the perfect time to review your mortgage. If your goal this year is to free up extra cash, reduce financial pressure, or make your money work harder, refinancing could be a smart move.
Here are our updated rates:
💰 Owner occupied variable from 5.39% (Comparison rate 5.70%)
💰 Owner occupied offset from 5.49% (Comparison rate 5.78%)
💰 Investment (P&I) from 5.54% (Comparison rate 5.85%)
💰 Investment (interest only) from 5.89% (Comparison rate 6.20%)
A lower rate could mean more breathing room each month, stronger cash flow, and better control of your finances.
The lowest available rate may not be suitable for your circumstances. Eligibility criteria, lender policy, product availability, and features may apply. Credit conditions, fees, and charges may apply. Loans arranged through RateUnity Pty Ltd ACN 668166283 Australian Credit Licence 554016.