11/08/2026
📉 The RBA has held the cash rate at 4.35% but not every property segment will benefit equally.
The August decision marks the second consecutive pause after three rate rises earlier this year.
There are encouraging signs behind the decision:
✅ Annual inflation has eased from 4.6% in March to 3.8% in June
✅ Unemployment has risen to 4.4%, indicating that previous rate increases are slowing the economy
✅ Crude oil prices have fallen from around US$100 to US$80 per barrel, potentially easing fuel and transport costs
A stable cash rate should help restore buyer confidence and reduce the pressure on owners to sell.
However, Australia’s property market remains fragmented.
🏙️ Premium established properties may continue to face pressure from high borrowing and holding costs.
🏗️ Brand-new properties in undersupplied markets may remain more resilient, supported by limited housing supply and continued investor tax incentives.
The rate pause is encouraging but property selection, market fundamentals, and investment strategy matter more than ever.
Read more in Dr. Kevin Hoang’s interest rate update
👉 https://bit.ly/4wpWnpp
Dr. Kevin Hoang outlines why the RBA August 2026 Interest Rate pause will see property investors return to the market