MC Mortgage Solutions

MC Mortgage Solutions Specialising in good old fashioned one on one customer service. Don't pay the banks more than you h We are happy to help you with your Mortgage needs.

We are experienced Mortgage Brokers who take the time to understand your needs and provide quality Mortgage advice you can trust. We pride ourselves on delivering you a customised mortgage in an efficient and professional manner. From negotiating interest rates to explaining bank forms we are here for you every step of the way. Don’t forget all this service and experience is completely FREE as the Mortgage Brokers are paid a commission by the lenders, not by you. Get in touch.

If your home has increased in value and you’ve paid down your mortgage, you may have built up equity that could be used ...
07/09/2026

If your home has increased in value and you’ve paid down your mortgage, you may have built up equity that could be used towards the deposit and costs of an investment property.

Not sure how much equity you have or what you could borrow? Give Matt a call and let’s run the numbers.

Inflation is moving in the right direction… but there’s more to the story!The latest data showed annual inflation easing...
28/08/2026

Inflation is moving in the right direction… but there’s more to the story!

The latest data showed annual inflation easing to 3.5%, while underlying inflation remained at 3.6%, with housing, food and fuel continuing to put pressure on household budgets.

So what does this mean for interest rates? The result has increased expectations that the RBA may need to raise rates again, making the 29 September RBA meeting one to watch!

If you’re wondering what changing rates could mean for your home loan, give Matt at MC Mortgage Solutions a call.

An offset account can be a simple way to make your money work harder against your home loan.Every dollar sitting in your...
24/08/2026

An offset account can be a simple way to make your money work harder against your home loan.

Every dollar sitting in your offset reduces the amount of your loan that interest is calculated on — helping you:

• Pay less interest
• Pay your home loan off sooner
• Keep your money accessible
• Make the most of your everyday savings

But ASIC recently reviewed the setup of 200,000 home loans across eight lenders and identified issues with how offset arrangements were being applied.

If you have an offset — or you’re wondering whether you’re getting the most from yours — give Matt at MC Mortgage Solutions a call.

A small change to your loan structure could make a big difference over time.

A few key dates to watch 👀11 August — The RBA held the cash rate at 4.35%.26 August — The next inflation data is release...
20/08/2026

A few key dates to watch 👀

11 August — The RBA held the cash rate at 4.35%.

26 August — The next inflation data is released, giving us a clearer picture of how inflation is tracking.

29 September — The RBA meets again to decide what happens next with interest rates.

These next few weeks could give us a much clearer indication of where rates may be heading.

Wondering what it all means for you and your home loan? Give us a call and let’s talk it through.

Paying off your home loan sooner isn’t just about throwing more money at it — the way your loan is structured and manage...
18/08/2026

Paying off your home loan sooner isn’t just about throwing more money at it — the way your loan is structured and managed can make a big difference.

Here are 5 smarter strategies:

1. Keep your salary, savings and spare cash in your offset account. The more you have sitting there, the less interest you’re charged on your home loan.

2. Don’t assume your current lender is still giving you a competitive deal. A rate review or refinance could reduce your interest and potentially save thousands over the life of your loan.

3. If your rate drops, consider keeping your repayments at the same level. The extra goes towards reducing your principal faster.

4. Tax refunds, bonuses or extra savings can have a bigger impact when paid into your loan earlier, reducing the amount of interest you pay over time.

5. Offset vs redraw, fixed vs variable, repayment frequency and loan splits can all affect how efficiently you pay down your mortgage. The right setup depends on your individual circumstances and goals.

Want to know if your home loan could be working harder for you? Get in touch with MC Mortgage Solutions for a loan review.

Trying to time the market often means missing opportunities.The sooner you get into the market, the sooner you can start...
03/08/2026

Trying to time the market often means missing opportunities.

The sooner you get into the market, the sooner you can start building equity and creating long-term wealth.

Whether you’re buying your first home, upgrading, investing or refinancing, we’ll help you find the right loan and make the process simple from start to finish.

Get in touch with MC Mortgage Solutions today.

If it’s been a while since you last reviewed your home loan, it could be worth seeing what’s available.At MC Mortgage So...
31/07/2026

If it’s been a while since you last reviewed your home loan, it could be worth seeing what’s available.

At MC Mortgage Solutions, we take the time to understand your goals, compare a wide range of lenders, and recommend a solution tailored to you.

Sometimes a simple review is all it takes to save thousands over the life of your loan.

Get in touch today to see whether refinancing could put you in a better position.

Feedback like this means so much to us 🥰Our goal is simple: take the stress out of securing your finance by providing cl...
28/07/2026

Feedback like this means so much to us 🥰

Our goal is simple: take the stress out of securing your finance by providing clear advice, proactive communication and tailored lending solutions from start to finish.

Thank you to our wonderful clients for trusting us to be part of such an important milestone.

Whether you’re buying your first home, refinancing, investing or planning your next move, we’re here to guide you through every step with confidence.

Get in touch with MC Mortgage Solutions today.

Let’s be honest — getting a mortgage can feel complicated.Different lenders. Different policies. Endless paperwork. Cons...
09/07/2026

Let’s be honest — getting a mortgage can feel complicated.

Different lenders. Different policies. Endless paperwork. Constantly changing lending rules.

With more than 20 years of industry experience, we know how to navigate the complexity and make the process simple for you.

✔ Access to a wide range of lenders and loan products
✔ Tailored solutions designed around your goals
✔ Clear, expert communication throughout the process
✔ Lending strategies tailored to your circumstances
✔ Personal support from application through to settlement

Our job is to take the stress out of securing finance, so you can focus on what matters most.

Whether you’re buying your first home, refinancing, investing or growing your property portfolio, we’re here to guide you every step of the way.

📩 Reach out today and discover how simple your mortgage journey can be with MC Mortgage Solutions.

Address

138 Kingsley Terrace
Manly, QLD
4179

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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