Astute Manly

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Astute Manly Astute is a full service Finance, Insurance and Wealth business. Astute Manly cut through the jargon (formerly Dee Why). Yet, we do so much more.
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Sam is the Director, Principal Finance Broker, and owner of the local broking business, trading as Astute Manly. Sam is also part of the growth of several linked Astute branded offices, Astute Soldiers Point, Astute St Leonards, Astute Kingston in Canberra, with experienced Brokers Jason Ross, Stephen Wells, Marko Paunovic, and Van Nguyen. An incredibly talented team drives the business group, with Kirsty, Claire, Kobe and Marko (also a Broker) ensuring our clients achieve their dreams within their ability and expected timeframe. We aim to deliver an outstanding Finance Broking service and delivery rates, saving Australians $1000's per year off homeloans is our plan and dream run for you! Finance cars, investments, manage Super and Advice with our sister Apexx Wealth business, assist wit saving Australians in simple things like Gas Electricity connections, Car Home Bespoke and even Health Insurance. Whilst being a Broker is great, however Astute Financial is so much more than just a Broker! Plus, you could win one of the many promotions we run year on year! 2024 will mark the fourth year we are giving away our scooter or shopping spree for Christmas, to one luck Astute Financial Manly client! Sam is highly regarded in the industry since 2000, known for his boundless passion, energy and dedication toward client service and solutions, as a fully integrated financial services model. Early in his career, Sam was a regular contributor to the first and subsequent live Sky Channel’s “Your Money, Your Call” property and investments segment, as a guest panellist with the first host, Diana Dorahy, moving along with Bridie Barry, then Margaret Lomas. Sam is recognised as an expert in the area of lending and investments. With a wealth of experience in banking, finance, and mortgage broking and fully qualified with a Certificate in Accounting, and a Diploma of Financial Services in Finance/Mortgage Broking (Management); an Astute Legend Member since 2004, and a lifelong MFAA Member. Among other things, Sam is a family man, a friend, a brother, a father and a love of life itself! Sam brings a measured and experienced approach to the industry, doing all it takes to deliver results for his clients where possible. Sam is committed to ensuring that clients receive the upmost in service before, during and after their finance needs are met, challenging lenders to earn the right to service clients of Astute Financial. With a very talented group, there is great longevity and experience within the ranks of this team. The team has a full financial planning and advice firm with Andrew Foo, Apexx Wealth, offering professional financial advice specialising in superannuation, risk insurance, cashflow and investment strategies. Sam has partnered with Andrew Foo for many years, based on his talent and care for clients. Andrew's skill and expertise ensure the team are well positioned to look after all the clients financial and advice needs. Sam has always been a Northern Beaches local, born and raised in Avalon. Sam's family resides locally with three amazing daughters, aging him quickly yet loving them all so much. Sam is a keen rugby, AFL, and cricket supporter with a passion for entering motorsport events, including past success in TARGA touring events, race track experiences, and a stint in motorcycle racing pre-kids of course! Astute Manly believes locals should support locals, and Astute Financial Manly have supported local schools and church events, for their fundraising needs, including and not limited to charity walks, motorsport, and other events for many years and is rooted deep in the Northern Beaches community, and beyond, stretching wings into support the Brokers of Kingston, Canberra, St Leonards, and Nelson Bay / Soldiers Point.

💳 Open credit cards and Afterpay accounts can have a bigger impact on your borrowing power than you might think.Before a...
16/10/2026

💳 Open credit cards and Afterpay accounts can have a bigger impact on your borrowing power than you might think.
Before applying for a home loan, it pays to understand how lenders assess your finances. 🏡
Chat with us today to find out how much you could borrow.

Buying a property on a single income can feel challenging, but home ownership may be closer than you think.We've put tog...
14/10/2026

Buying a property on a single income can feel challenging, but home ownership may be closer than you think.

We've put together some tips to help you navigate the process and take steps towards your property goals.
Ready to step onto the property ladder?🏡 Chat with us today.

Have an offset account and want to get the most out of it? We've put together some simple tips to help you maximise your...
12/10/2026

Have an offset account and want to get the most out of it? We've put together some simple tips to help you maximise your savings.

Want to explore whether an offset account could be the right move for you? Contact the team today.

🏡 Planning renovations before the warmer months? Whether you're installing a pool, updating your air conditioning, or ta...
09/10/2026

🏡 Planning renovations before the warmer months? Whether you're installing a pool, updating your air conditioning, or tackling a home upgrade, we can find finance to make it happen.

Book your consultation today and take the next step towards your summer-ready home.

Want to maximise your borrowing power before you start house hunting? 🏡A few simple steps could make a big difference to...
06/10/2026

Want to maximise your borrowing power before you start house hunting? 🏡

A few simple steps could make a big difference to how much you can borrow. The team can help you understand your options and give you a clear picture of your borrowing capacity before you start searching for your dream home.

📞 Chat with us today and get started with confidence.

Not sure how a broker can help you?We take the time to understand your goals and recommend a financial solution that’s t...
02/10/2026

Not sure how a broker can help you?
We take the time to understand your goals and recommend a financial solution that’s tailored to your needs. Whether you're exploring home loans, upgrading your business, or planning your next investment, our team is here to guide you every step of the way
Ready for an obligation free chat about how we can help? Contact us today.

As widely predicted, the Reserve Bank of Australia (RBA) has decided to increase its cash rate target by 0.25% to 4.60%....
29/09/2026

As widely predicted, the Reserve Bank of Australia (RBA) has decided to increase its cash rate target by 0.25% to 4.60%.

We always encourage you to stay proactive and review your loans regularly as it’s one of the best ways to ensure your loan continues to fit your needs perfectly.

Our team is here to support you every step of the way. If you’d like to explore whether a more suitable option is available, simply send us an email or give us a call. We’re ready and happy to help!

28/09/2026

Heard of LMI but not quite sure what it is? 🤔
In this short video, we break down what Lenders Mortgage Insurance is, when it may apply, and how much it could cost you.
Ready to explore your home loan options? Chat with us today.

Looking to boost your borrowing power before applying for a home loan? A few simple changes could make a big difference ...
25/09/2026

Looking to boost your borrowing power before applying for a home loan? A few simple changes could make a big difference to your borrowing capacity and bring you one step closer to your dream home.
Want to know how much you could borrow? Chat with us today and get started. 📞

🚗 Buying a Car? Talk to Us First!Skip the stress of dealing with dealerships. We partner with a professional car buying ...
23/09/2026

🚗 Buying a Car? Talk to Us First!
Skip the stress of dealing with dealerships. We partner with a professional car buying service that handles the entire process for you.
Tell us what you want (make, model, features, budget, and more) and our partners will take care of everything from negotiation to delivery.
Here’s what you get:
✅ Completely obligation free with no pressure or commitment
✅ A dedicated team of car buying experts who negotiate hundreds of deals each month
✅ The potential to save thousands off the recommended drive away price
✅ Access to most makes and models
✅ Honest advice, practical buying tips and expert support
✅ Less pressure at the dealership because your finance is already arranged
✅ Hassle free handling of your trade in if needed
Ready to make car buying simple?
talk to us today!

*Important: Past prices and savings achieved may not be indicative of future results. Prices achieved are affected by various factors, including, among others, buyer type, vehicle specifications, stock availability, location, manufacturer specials, and timing

Address

Suite 12/37-38 East Esplanade
Manly, NSW
2095

Opening Hours

Monday 9am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 5pm

Telephone

+61299841911

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