Astute Manly

Astute Manly Astute is a full service Finance, Insurance and Wealth business. Astute Manly cut through the jargon (formerly Dee Why). Yet, we do so much more.
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Sam is the Director, Principal Finance Broker, and owner of the local broking business, trading as Astute Manly. Sam is also part of the growth of several linked Astute branded offices, Astute Soldiers Point, Astute St Leonards, Astute Kingston in Canberra, with experienced Brokers Jason Ross, Stephen Wells, Marko Paunovic, and Van Nguyen. An incredibly talented team drives the business group, wit

h Kirsty, Claire, Kobe and Marko (also a Broker) ensuring our clients achieve their dreams within their ability and expected timeframe. We aim to deliver an outstanding Finance Broking service and delivery rates, saving Australians $1000's per year off homeloans is our plan and dream run for you! Finance cars, investments, manage Super and Advice with our sister Apexx Wealth business, assist wit saving Australians in simple things like Gas Electricity connections, Car Home Bespoke and even Health Insurance. Whilst being a Broker is great, however Astute Financial is so much more than just a Broker! Plus, you could win one of the many promotions we run year on year! 2024 will mark the fourth year we are giving away our scooter or shopping spree for Christmas, to one luck Astute Financial Manly client! Sam is highly regarded in the industry since 2000, known for his boundless passion, energy and dedication toward client service and solutions, as a fully integrated financial services model. Early in his career, Sam was a regular contributor to the first and subsequent live Sky Channel’s “Your Money, Your Call” property and investments segment, as a guest panellist with the first host, Diana Dorahy, moving along with Bridie Barry, then Margaret Lomas. Sam is recognised as an expert in the area of lending and investments. With a wealth of experience in banking, finance, and mortgage broking and fully qualified with a Certificate in Accounting, and a Diploma of Financial Services in Finance/Mortgage Broking (Management); an Astute Legend Member since 2004, and a lifelong MFAA Member. Among other things, Sam is a family man, a friend, a brother, a father and a love of life itself! Sam brings a measured and experienced approach to the industry, doing all it takes to deliver results for his clients where possible. Sam is committed to ensuring that clients receive the upmost in service before, during and after their finance needs are met, challenging lenders to earn the right to service clients of Astute Financial. With a very talented group, there is great longevity and experience within the ranks of this team. The team has a full financial planning and advice firm with Andrew Foo, Apexx Wealth, offering professional financial advice specialising in superannuation, risk insurance, cashflow and investment strategies. Sam has partnered with Andrew Foo for many years, based on his talent and care for clients. Andrew's skill and expertise ensure the team are well positioned to look after all the clients financial and advice needs. Sam has always been a Northern Beaches local, born and raised in Avalon. Sam's family resides locally with three amazing daughters, aging him quickly yet loving them all so much. Sam is a keen rugby, AFL, and cricket supporter with a passion for entering motorsport events, including past success in TARGA touring events, race track experiences, and a stint in motorcycle racing pre-kids of course! Astute Manly believes locals should support locals, and Astute Financial Manly have supported local schools and church events, for their fundraising needs, including and not limited to charity walks, motorsport, and other events for many years and is rooted deep in the Northern Beaches community, and beyond, stretching wings into support the Brokers of Kingston, Canberra, St Leonards, and Nelson Bay / Soldiers Point.

Thinking about buying a property in the next year? 🏡Getting prepared early can make all the difference.A little preparat...
02/09/2026

Thinking about buying a property in the next year? 🏡

Getting prepared early can make all the difference.
A little preparation now could help put you in a stronger position when you're ready to make your move.

Ready to purchase? Talk to our team today to get started.

💳 Using Afterpay, Zip Pay or Klarna? These Buy Now Pay Later accounts can impact your borrowing power, even if you don't...
31/08/2026

💳 Using Afterpay, Zip Pay or Klarna? These Buy Now Pay Later accounts can impact your borrowing power, even if you don't owe anything right now.
Lenders often assess BNPL limits in a similar way to other forms of credit, so it's worth reviewing your accounts before applying for a loan.

Want to know how much you can really borrow? Contact us for a free consultation.

Thinking about refinancing? It could be easier than you think. 👇✅ We compare your current loan against what's available ...
28/08/2026

Thinking about refinancing? It could be easier than you think. 👇

✅ We compare your current loan against what's available on the market.
✅ We walk you through your options and show you how much you could save.
✅ You make the final decision, and we'll handle the process from there.

Ready to see if your home loan is still working for you? Get in touch today. 📞🏡

Can your deposit be gifted to you? 🏡Yes, it can. However, there are a few conditions.In many cases, the gift must come f...
26/08/2026

Can your deposit be gifted to you? 🏡

Yes, it can. However, there are a few conditions.
In many cases, the gift must come from an immediate family member, and lenders will typically want to see that you've demonstrated genuine savings and responsible financial behaviour.
Every lender has different requirements, so it's important to understand what's needed before you apply.

Thinking about buying a home? Get in touch to discuss your options. 📞💬

You hear a lot about RBA announcements, but what do they actually mean for your home loan?While the RBA doesn’t set your...
24/08/2026

You hear a lot about RBA announcements, but what do they actually mean for your home loan?

While the RBA doesn’t set your lender’s interest rate, its decisions can have a big influence on borrowing costs. We’ve put together a simple explainer to help make sense of it all.

Been a while since you reviewed your loans? Reach out today!

We do things differently.We stay in touch and make sure your loans continue to suit your needs as life changes. Whether ...
21/08/2026

We do things differently.
We stay in touch and make sure your loans continue to suit your needs as life changes. Whether you're planning your next move or simply reviewing your finances, we're here to help every step of the way.
📞 Ready to see the difference? Contact us today.

Nothing beats a summer spent on the water. Whether it's fishing trips or weekends exploring with family and friends, the...
19/08/2026

Nothing beats a summer spent on the water. Whether it's fishing trips or weekends exploring with family and friends, the right boat can make it happen.

With tailored finance solutions available, getting on board could be easier than you think. 🚤

Get organised before the warmer weather arrives. ☀️ Chat with the team today

Thinking about buying your first home? 🏡A little preparation now can make the journey much smoother. From building your ...
17/08/2026

Thinking about buying your first home? 🏡
A little preparation now can make the journey much smoother. From building your savings to understanding the costs involved, these simple steps can help you feel more confident and ready when the time comes.

Chat with our team today and get started on your home ownership journey. 📞

Going green could come with financial benefits 🌿Some lenders offer discounted rates through Green Loan options for busin...
14/08/2026

Going green could come with financial benefits 🌿
Some lenders offer discounted rates through Green Loan options for business, home or vehicle purchases.

Ready to explore your options? Contact us today!

The RBA has decided to hold the Cash Rate Target at 4.35%If it's been a while since your last review, or you're unsure w...
11/08/2026

The RBA has decided to hold the Cash Rate Target at 4.35%

If it's been a while since your last review, or you're unsure what interest rate you're currently paying, there may be opportunities worth exploring.

Contact us today to book your review!

Address

Suite 12/37-38 East Esplanade
Manly, NSW
2095

Opening Hours

Monday 9am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 5pm

Telephone

+61299841911

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