Astute Manly

Astute Manly Astute is a full service Finance, Insurance and Wealth business. Astute Manly cut through the jargon (formerly Dee Why). Yet, we do so much more.
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Sam is the Director, Principal Finance Broker, and owner of the local broking business, trading as Astute Manly. Sam is also part of the growth of several linked Astute branded offices, Astute Soldiers Point, Astute St Leonards, Astute Kingston in Canberra, with experienced Brokers Jason Ross, Stephen Wells, Marko Paunovic, and Van Nguyen. An incredibly talented team drives the business group, wit

h Kirsty, Claire, Kobe and Marko (also a Broker) ensuring our clients achieve their dreams within their ability and expected timeframe. We aim to deliver an outstanding Finance Broking service and delivery rates, saving Australians $1000's per year off homeloans is our plan and dream run for you! Finance cars, investments, manage Super and Advice with our sister Apexx Wealth business, assist wit saving Australians in simple things like Gas Electricity connections, Car Home Bespoke and even Health Insurance. Whilst being a Broker is great, however Astute Financial is so much more than just a Broker! Plus, you could win one of the many promotions we run year on year! 2024 will mark the fourth year we are giving away our scooter or shopping spree for Christmas, to one luck Astute Financial Manly client! Sam is highly regarded in the industry since 2000, known for his boundless passion, energy and dedication toward client service and solutions, as a fully integrated financial services model. Early in his career, Sam was a regular contributor to the first and subsequent live Sky Channel’s “Your Money, Your Call” property and investments segment, as a guest panellist with the first host, Diana Dorahy, moving along with Bridie Barry, then Margaret Lomas. Sam is recognised as an expert in the area of lending and investments. With a wealth of experience in banking, finance, and mortgage broking and fully qualified with a Certificate in Accounting, and a Diploma of Financial Services in Finance/Mortgage Broking (Management); an Astute Legend Member since 2004, and a lifelong MFAA Member. Among other things, Sam is a family man, a friend, a brother, a father and a love of life itself! Sam brings a measured and experienced approach to the industry, doing all it takes to deliver results for his clients where possible. Sam is committed to ensuring that clients receive the upmost in service before, during and after their finance needs are met, challenging lenders to earn the right to service clients of Astute Financial. With a very talented group, there is great longevity and experience within the ranks of this team. The team has a full financial planning and advice firm with Andrew Foo, Apexx Wealth, offering professional financial advice specialising in superannuation, risk insurance, cashflow and investment strategies. Sam has partnered with Andrew Foo for many years, based on his talent and care for clients. Andrew's skill and expertise ensure the team are well positioned to look after all the clients financial and advice needs. Sam has always been a Northern Beaches local, born and raised in Avalon. Sam's family resides locally with three amazing daughters, aging him quickly yet loving them all so much. Sam is a keen rugby, AFL, and cricket supporter with a passion for entering motorsport events, including past success in TARGA touring events, race track experiences, and a stint in motorcycle racing pre-kids of course! Astute Manly believes locals should support locals, and Astute Financial Manly have supported local schools and church events, for their fundraising needs, including and not limited to charity walks, motorsport, and other events for many years and is rooted deep in the Northern Beaches community, and beyond, stretching wings into support the Brokers of Kingston, Canberra, St Leonards, and Nelson Bay / Soldiers Point.

Not sure how much you could borrow?💰 Here's a quick explainer on how borrowing capacity is calculated.
26/06/2026

Not sure how much you could borrow?💰 Here's a quick explainer on how borrowing capacity is calculated.

🚀 Big plans for your business in 2026?Whether it’s new machinery, a work ute or finance for stock, we can tailor a solut...
24/06/2026

🚀 Big plans for your business in 2026?
Whether it’s new machinery, a work ute or finance for stock, we can tailor a solution that works for you. Our experts are ready to help accelerate your growth with flexible business finance options.

💡 Did you know making extra repayments on your mortgage could save you thousands over the life of your loan?
19/06/2026

💡 Did you know making extra repayments on your mortgage could save you thousands over the life of your loan?

Today the Reserve Bank of Australia (RBA) has made its call for June and has decided to leave the cash rate target uncha...
16/06/2026

Today the Reserve Bank of Australia (RBA) has made its call for June and has decided to leave the cash rate target unchanged at 4.35%.

While this is welcome news after several increases this year, how long this rates will remain unchanged is unclear.
A reminder to you that early action, and regular reviews of your loans are effective ways to ensure you are getting the loan that suits your situation, and our team remains fully committed to supporting you.

If you’d like to see if there’s a more suitable solution available to you, please send our team and email or give us a call. We’re here to help.

15/06/2026

Not sure what stamp duty is or how it affects your property purchase? We’ve broken it down in this quick video.
Ready to take the next step? Talk to us today!

Has it been a while since the last loan review, or have circumstances changed? It could be time for a check-up. 🏡Here ar...
12/06/2026

Has it been a while since the last loan review, or have circumstances changed? It could be time for a check-up. 🏡
Here are 3 signs it’s time to review your loans and make sure everything is still working in your favour.
Ready to make the most of your lending? Chat with us today.

Research shows a holiday can reduce stress and improve wellbeing even after you return, making it something worth saving...
10/06/2026

Research shows a holiday can reduce stress and improve wellbeing even after you return, making it something worth saving for 🌴
Swipe through for simple tips to help you build that holiday fund. ✈️

Good money habits do not happen by accident. They are built through simple, consistent choices that support long-term go...
08/06/2026

Good money habits do not happen by accident. They are built through simple, consistent choices that support long-term goals 💡
From automating savings to tracking spending, small changes can make a real difference to financial confidence and control.

If your car runs on carrots and hay, it might be time for an upgrade 🥕🐎Our Car Buying Service takes the stress out of th...
05/06/2026

If your car runs on carrots and hay, it might be time for an upgrade 🥕🐎
Our Car Buying Service takes the stress out of the process. From finding a dealer with your vehicle in stock and negotiating the price, to handling your trade‑in and sorting the finance, it’s all taken care of. Best of all, there’s no pressure from the dealership.
Ready to see how car buying can be easier? Chat with us today 🚗✅

According to a Howden Australian Executive, up to 70% of small businesses across Australia are underinsured. This can le...
03/06/2026

According to a Howden Australian Executive, up to 70% of small businesses across Australia are underinsured. This can leave a costly gap between what is insured and what can actually be claimed, putting extra pressure on business owners when it matters most.
Our team of experienced insurance brokers help businesses review their cover and put the right protection in place with confidence. ✅
Chat with us today to see how the right advice can make a real difference 💬

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Address

Suite 12/37-38 East Esplanade
Manly, NSW
2095

Opening Hours

Monday 9am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 5pm

Telephone

+61299841911

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