MAW Money

🏆 Award winning mortgage brokers 🏆
We are a lifestyle mortgage broking firm, making dreams a reality. Less Jargon. MAW Money.

Call us today 1300 MAWMONEY (1300 629 666)

27/05/2026

Thinking about refinancing a fixed rate loan?

Before you make the move, ask your lender for the break cost in writing.

A break cost is the fee a lender may charge if you exit a fixed rate loan before the agreed term ends. It can make a refinance look very different once the full cost is included.

For example, on an $850,000 loan fixed at 6.55 percent, moving to a new fixed rate of 6.35 percent with 4 years and 6 months remaining could create an estimated break cost of $7,650.

That is why the rate alone is never the full story.

Before committing to a refinance, speak to a broker and ask for the break cost in writing.

23/05/2026

The 20% deposit could be costing you money

There’s a version of this that most people don’t run the numbers on.

You save hard, wait years, finally hit 20%, and feel like you’ve done it right. But while you were saving, the market moved. The property you were targeting is now out of reach, or you’ve spent years paying rent that built someone else’s equity.

LMI gets a bad reputation. It’s a cost, and it’s a real one. But it’s a one-off cost weighed against years of potential growth, equity building, and getting your money working sooner.

For some buyers, waiting makes sense. For others, the maths tells a different story entirely.

The only way to know which camp you’re in is to actually run the numbers for your situation. That’s what we do.

21/05/2026

Meet the MAW Money team.

Behind every loan approval, refinance, business purchase, investment decision and asset finance solution is a team helping clients make sense of the process.

From home and investment lending to business finance, asset finance, commercial lending and loan administration, our team is here to make finance feel clearer, simpler and a lot less overwhelming.

In today’s market, the right advice matters. Whether you’re buying, investing, refinancing or growing your business, we’re here to help you navigate the next step with confidence.

18/05/2026

Switching your mortgage repayment to fortnightly instead of monthly effectively makes one extra month of repayments per year. Over a 30-year loan, this can reduce your loan term by several years and save tens of thousands in interest.

15/05/2026

We’ve waited for the dust to settle on Federal Budget 2026 before sharing our take.

For property investors, there are a few proposed changes worth understanding, particularly around capital gains tax, negative gearing, infrastructure and the continued policy focus on new housing supply.

The investment landscape is shifting, and the message is becoming clearer: policy, supply and long-term fundamentals are playing a bigger role in property investment decisions.

That is where the right finance advice matters.

At MAW Money, we help investors understand their options, structure their lending with confidence and make informed decisions based on their long-term goals.

Swipe through for the key changes property investors need to know.

To understand what this could mean for your next move, get in touch with the MAW Money team.

mawmoney.com.au

07/05/2026

You’ve heard plenty from Mark and Adam, but today we’re handing the mic to Charlie.

Charlie Miller is one of the brokers in the MAW Money team, helping clients across home loans, car loans, boat loans, asset finance, leasing and commercial lending.

Whether you’re looking to buy, upgrade, invest, finance equipment or simply understand your options, Charlie and the MAW Money team are here to help make the process simple.

Great to have Charlie stepping in front of the camera for his first MAW Money video.

Reach out to the team today.

05/05/2026

A big thank you to Scott for the kind words.

Buying your first investment property naturally comes with a lot of questions, and it is always a privilege to help clients feel informed and confident throughout the process.

Mark and Charlie were proud to support Scott with clear advice, honest guidance and practical support from start to finish.

Thanks again, Scott. We really appreciate the review.

04/05/2026

With the RBA meeting tomorrow, many homeowners, first-home buyers and investors are watching closely.

Our view is that another rate rise is likely, with inflation still sitting outside the RBA’s target band.

A higher rate can place more pressure on repayments, especially for borrowers with larger mortgages or multiple properties. The good news is there are practical steps you can take now.

Review your current rate, check your repayments, revisit your budget and speak to a broker about your options before the pressure builds.

At MAW Money, we help clients understand their lending position and make informed finance decisions with confidence.

Read our latest blog: ten practical ways to prepare for a possible rate rise.

https://www.mawmoney.com.au/ten-practical-ways-to-manage-the-next-rate-rise/

30/04/2026

Most people spend more time planning a holiday than planning their financial year. A few hours thinking about your income, expenses, and goals can genuinely change your financial position. It doesn't require a financial model. Just an honest picture and a clear priority.

29/04/2026

What is a redraw facility? A redraw facility lets you access extra repayments you've made on your home loan. If you've paid ahead, you can draw that money back if you need it. It's different from an offset account, which sits separately and reduces your interest daily.

Address

Manly, QLD

Telephone

+611300629666

Website

http://www.mawmoney.com.au/

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