Mortgage Choice - Donna Bamkin & Kevin Bates

Mortgage Choice - Donna Bamkin & Kevin Bates Donna and Kevin are your local home loan experts in the Southwest of WA. We are a fully mobile service and come to you.

We look after all of your finance needs including home loans, investment loans, vehicle and equipment finance, insurances and financial planning.

Bridging loans are for those who want to buy or build a new home before they've sold their existing property – because i...
29/09/2025

Bridging loans are for those who want to buy or build a new home before they've sold their existing property – because in life, things don't always align as perfectly as they do in our plans.

I can help you explore whether a bridging loan is the right option for you. Get in touch today.

After three cash rate cuts this year, you could be paying more than you need to on your home loan. To check that you’re ...
29/09/2025

After three cash rate cuts this year, you could be paying more than you need to on your home loan.

To check that you’re still on a competitive interest rate and in a great product, book an appointment with our team today.

Contact me to get started.

It’s time to kick your home loan into action 🏉 Whether you’re looking to purchase property, invest or refinance, having ...
26/09/2025

It’s time to kick your home loan into action 🏉
Whether you’re looking to purchase property, invest or refinance, having the right game plan is crucial. With a Mortgage Choice broker on your side, we’ll help you select the MVP from more than 35 lenders to make sure your home loan option is a winner!

Ready to team up? Let’s chat.

Pre-approval for a home loan means a lender has indicated they are willing to lend you a certain amount of money to purc...
24/09/2025

Pre-approval for a home loan means a lender has indicated they are willing to lend you a certain amount of money to purchase a property. This gives you an indication of how much you can borrow so you can look for properties within your spending limit. A pre-approval is usually valid for a set period of three months.

If you’re looking to buy a property, securing a pre-approval through a mortgage broker is a great first step. Reach out today to learn more.

No matter how much you love your home, there may be a time when it no longer suits your needs. You may need more space f...
24/09/2025

No matter how much you love your home, there may be a time when it no longer suits your needs. You may need more space for a growing family, or you might want to move to a new location that’s closer to work or offers a different lifestyle.

Whether you’re upgrading or relocating, if you still have a mortgage on your current property you’ll likely need to make some decisions about the most efficient way to purchase a new property.

I can help you consider your options and guide you through the purchase process. Let’s chat today.

Deciding on the right type of loan structure may feel overwhelming, but I'm here to simplify the process and help you fi...
22/09/2025

Deciding on the right type of loan structure may feel overwhelming, but I'm here to simplify the process and help you find the best option to meet your financial goals.

Ready to explore your options? I’m here to help! Get in touch today.

Why wait until December to treat yourself? Celebrate Christmas in July by giving yourself the gift of lower home loan re...
22/09/2025

Why wait until December to treat yourself? Celebrate Christmas in July by giving yourself the gift of lower home loan repayments. After two cash rate cuts this year, I can help you review your home loan to see if you could reduce your home loan repayments.

Let’s chat today.

It’s important to understand the additional costs associated with buying a property and factoring these into your budget...
19/09/2025

It’s important to understand the additional costs associated with buying a property and factoring these into your budget before applying for a home loan.

I can help you assess your borrowing capacity and whether you’ll need to pay LMI. Let’s chat today!

We know that a one-size-fits-all approach doesn’t apply when it comes to your home loan. That’s why at Mortgage Choice, ...
17/09/2025

We know that a one-size-fits-all approach doesn’t apply when it comes to your home loan. That’s why at Mortgage Choice, we compare thousands of products from more than 35 lenders, making sure you find the right home loan that’s the best fit for you.

And as your life evolves, we’re here to make sure your home loan does too. We’ll review your home loan to make sure it’s still suits your needs and help you refinance if there’s a better option out there.

Reach out today.

Combining multiple high-interest debts with your home loan could make managing your finances a lot easier by combining m...
17/09/2025

Combining multiple high-interest debts with your home loan could make managing your finances a lot easier by combining multiple debts into one, easy-to-manage repayment– but there are a few things you should consider first.

Debt consolidation can turn a short-term debt such as a personal loan into a long-term debt, meaning you could end up paying more interest over time. Plus, consolidating unsecured debts into your mortgage could put your property at risk if you can’t keep up with your repayments.

I can provide guidance on debt consolidation to determine if it’s the right option for you. Get in touch today.

A split loan is a home loan repayment option that allows a borrower to have part of their loan amount on a fixed interes...
15/09/2025

A split loan is a home loan repayment option that allows a borrower to have part of their loan amount on a fixed interest rate and the other on a variable interest rate. This strategy provides the flexibility of a variable rate while still having the security of fixed repayments for some of your loan.

There is a lot you need to consider before deciding whether a split loan repayment model is the right option for you. If you’re interested in learning more, let’s talk today!

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you. ...
15/09/2025

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you.

Buying a rental property calls for a different approach to choosing your own home. Be strategic and have a clear list of purchase criteria that aligns with your investment goals.

We can help you find the right investment loan. Let’s talk today.

Address

12 Wattle Close
Mandurah, WA
6210

Telephone

+61408591979

Website

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